Photo: User: (WT-shared) Haem85 at wts wikivoyage · CC BY-SA 3.088 homes sold in Swansboro in the last year, at a typical $358K
About one sale in 4 is a condo. Below: what each kind of home sells for, what your budget buys, the best months to buy, how hard you’ll have to bid, and a shortcut to every site where Swansboro homes are listed.
Every place Swansboro homes are listed, in one stop
We don’t copy listings: the agents’ sites have the photos and the latest price changes. Set what you want once and we open each site already filtered to Swansboro.
For sale
Rent
New, land & open houses
Links open the listing sites; TownRatings isn’t paid for them and doesn’t rank one above another. Rentals and government-owned homes come from sources outside the MLS.
11% of Swansboro’s sales are condos, at $65K less than a house
64 houses and 10 condos sold in the year to May 2026. Houses sell faster and draw more bidding wars.
typical sale · 64 sold in 12 months
- Per square foot
- $202NC $207
- Days to sell
- 50
- Sold over asking
- 14%
- Listings with a price cut
- 19%
typical sale · 10 sold in 12 months
- Per square foot
- $216NC $275
- Days to sell
- 65
- Sold over asking
- 0%
- Listings with a price cut
- 62%
Townhouses: 14 sold, typical $240K
Too few sales in 12 months for reliable figures.
Fewer homes sell than before 2022, at 1.8 times the 2016 price
88 sales in the last year, against 200 in 2021 and a low of 64 in 2012. The typical sale went from $199K in 2016 to $358K.
Source: Redfin Data Center, MLS sales. Typical price and $/sq ft are the monthly medians, weighted by sales.
What $350K buys in Swansboro
Check a listing against what Swansboro homes sold for
Against the town’s median price per square foot over the last 12 months. A rough check: condition, lot and location within town move a price more than this can see.
Bidding wars in Swansboro are back to pre-pandemic levels, but 55% fewer homes come up for sale
We read every month of Swansboro’s home sales since 2012 so you don’t have to. Each figure covers 12 months, because a single month in a town is too few sales to mean much. Latest: the year to May 2026, 88 sales.
If you’re buying in Swansboro
- Shop in March. It brings about 18 new listings a month, close to the busiest month, with fewer bidding wars (22% over asking).
- Offer under asking. Buyers paid 97.3% of the list price on average; 11% paid over.
- You’ll usually have time. Only 24% of homes go under contract within two weeks; the typical one takes 52 days.
Spring brings the homes; summer brings the bidding wars
March has the most new listings (about 18 a month), but August is the most competitive: 31% of August sales close over asking. February has the least competition (12%).
Averages for each calendar month, 2015 on.
Calmer than the 2021 frenzy, and calmer than North Carolina
| Swansboro now | 2017–19 | 2021 peak | NC now | |
|---|---|---|---|---|
| Sold over askingShare of sales that closed above the list price | 11% | 9% | 37% | 17% |
| Gone within two weeksShare of homes under contract within 14 days | 24% | 1% | 1% | 30% |
| Listings with a price cutShare of homes for sale that cut their price | 23% | — | — | 27% |
| Price paid vs. askingAverage sale price ÷ list price | 97.3% | 97.9% | 100.3% | 97.8% |
| Days to sellMedian days from listing to contract | 52 | 132 | 75 | 62 |
26 homes for sale on a typical day
That’s 1.8 times the 2023 low (14), 55% fewer than in 2017–19 and well under 2020’s 79.
1 in 4 listings has cut its price
23% in the last year, against — in 2017–19 and 27% across North Carolina.
Since 2019, houses are up 70%, condos 80%
A house typically sold for $405K in the last year (64 sales), a condo for $340K (10).
Median sale price, weighted by sales each month. Years with fewer than 4 sales of a type are left out.
Swansboro ranks 161st of 224 busy North Carolina markets for bidding wars
Share of sales over asking in the last year, among towns with 60 or more sales. Swansboro is in the middle of the pack.
Source: Redfin Data Center, city market tracker, January 2012 to May 2026 (MLS sales, not seasonally adjusted). Ratios are weighted by homes sold; price cuts by homes for sale.
Owning the typical Swansboro home costs about $2,089 a month
Price: Swansboro’s typical sale, last 12 months. Property tax at Swansboro’s 0.7% (median bill ÷ median value, Census ACS); insurance at 0.35% of price a year. Before PMI, HOA dues, upkeep and the tax deduction. Whether Swansboro is affordable on local pay is on Cost of living.
Six things worth knowing
New listings in March
The month with the most choice. December has the fewest, about 6.
Best time to buyProperty tax, a year
Of a home’s value: the median bill over the median home value. On a $358K home, about $2,650 a year.
Taxes vs. neighborsSchools
The schools grade for Swansboro, from test results, graduation and how much students grow.
Schools in SwansboroTypical commute
The average one-way trip to work for people who live in Swansboro.
Work & commuteCheck the flood map
Flood insurance isn’t in a standard policy, and lenders require it in FEMA flood zones. Check the address before you make an offer.
Natural hazardsLook up any property
Assessed value, lot size and every past sale of a home you’re eyeing are public, at the town or county assessor and the registry of deeds.
Piney Green sells for less a square foot; Emerald Isle and Indian Beach for far more
The busier markets within 25 miles of Swansboro, by what sold. Prices, taxes and how far a paycheck goes next door are on Cost of living.
| Sold | Typical sale | $/sq ft | Over asking | Days to sell | |
|---|---|---|---|---|---|
| Piney Green | 516 | $305K | $169 | 25% | 47 |
| Emerald Isle | 200 | $840K | $499 | 9% | 72 |
| Swansboro | 88 | $358K | $199 | 11% | 52 |
| Cedar Point | 54 | $433K | $247 | 19% | 97 |
| Indian Beach | 41 | $645K | $485 | 0% | 103 |
| Cape Carteret | 39 | $447K | $227 | 13% | 58 |
| Broad Creek | 25 | $404K | $197 | 8% | 81 |
Redfin Data Center, June 2025 to May 2026. Towns with fewer than 20 sales are left out, and Redfin doesn’t report every town separately.
Post your home to Swansboro, free
Selling it yourself, renting out an apartment or looking for a roommate? Post it to Swansboro. People who follow the town see it, and so do people comparing Swansboro with their own town. No commission, no listing fee.
Questions about buying a home in Swansboro
What do homes sell for in Swansboro, NC?
88 homes sold in the year to May 2026 at a typical $358K, $199 a square foot. Houses sold for about $405K, condos for about $340K.
Is Swansboro a buyer’s or seller’s market?
A balanced market: 40 homes were for sale in May 2026 and 8 sold, about 5 months of supply. Buyers paid 97.3% of asking on average, and 23% of listings cut their price.
When is the best time to buy in Swansboro?
March brings the most new listings. The sales history shows which months have fewer bidding wars.
How much are property taxes in Swansboro?
About 0.7% of a home’s value a year. On a $358K home that’s near $2,650.
Where can I see homes for sale in Swansboro?
Zillow, Redfin, Realtor.com and Homes.com all carry Swansboro’s MLS listings; the search links above open each one filtered to Swansboro.
Sales, prices, days on market and listings: Redfin Data Center (MLS, monthly, not seasonally adjusted). Property tax rate: Census American Community Survey. Two-bedroom rent: HUD Fair Market Rent. Typical home value: Zillow Home Value Index. Schools grade: TownRatings (how grades work).