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Housing in Rutherfordton

71 homes sold in Rutherfordton in the last year, at a typical $342K

Almost every sale is a house. Below: what each kind of home sells for, what your budget buys, the best months to buy, how hard you’ll have to bid, and a shortcut to every site where Rutherfordton homes are listed.

Homes for sale in RutherfordtonZillowRedfinRealtor.comMore places to look ↓
Homes sold
71
June 2025 to May 2026
Typical sale price
$342K
median, weighted by sales
Price per square foot
$179
North Carolina $207
Paid vs. asking
95.3%
11% sold over asking
For sale now
42
May 2026 · 8 sold that month
What sold · last 12 months

Houses are 100% of Rutherfordton’s sales, at a typical $342K

71 homes sold in the year to May 2026.

Houses$342K

typical sale · 71 sold in 12 months

Per square foot
$179NC $207
Days to sell
112
Sold over asking
11%
Listings with a price cut
25%
13 years of sales

About as many homes sell as usual, at twice the 2016 price

71 sales in the last year, against 92 in 2020 and a low of 28 in 2013. The typical sale went from $164K in 2016 to $342K.

Homes soldTypical sale price
0255075100$175K$250K$325K$400K2013: 28 sold, typical $148K’132014: 46 sold, typical $125K2015: 36 sold, typical $174K’152016: 76 sold, typical $164K2017: 74 sold, typical $180K’172018: 71 sold, typical $194K2019: 84 sold, typical $186K’192020: 92 sold, typical $204K2021: 88 sold, typical $236K’212022: 90 sold, typical $313K2023: 67 sold, typical $260K’232024: 63 sold, typical $291K2025: 72 sold, typical $314K’25Last 12 months: 71 sold, typical $342KNow

Source: Redfin Data Center, MLS sales. Typical price and $/sq ft are the monthly medians, weighted by sales.

What your budget buys

What $350K buys in Rutherfordton

Houseat $179 a sq ft
The same money in North Carolinaat $207 a sq ft

Is this asking price fair?

Check a listing against what Rutherfordton homes sold for

Against the town’s median price per square foot over the last 12 months. A rough check: condition, lot and location within town move a price more than this can see.

What the sales history says · 13 years of sales

Bidding wars in Rutherfordton are rarer than before the pandemic, and more homes are for sale

We read every month of Rutherfordton’s home sales since 2013 so you don’t have to. Each figure covers 12 months, because a single month in a town is too few sales to mean much. Latest: the year to May 2026, 71 sales.

If you’re buying in Rutherfordton

  • Shop in August. It brings about 9 new listings a month, close to the busiest month, with fewer bidding wars (10% over asking).
  • You can negotiate. 25% of listings have cut their price, against 16% before the pandemic.
  • Offer under asking. Buyers paid 95.3% of the list price on average; 11% paid over.
  • You’ll usually have time. Only 17% of homes go under contract within two weeks; the typical one takes 112 days.
Best time to buy

Spring brings both the most homes and the most bidding wars

April has the most new listings (about 10 a month), but May is the most competitive: 31% of May sales close over asking. August offers nearly as much choice with fewer homes bid up (10%). August has the least competition (10%).

New listings a monthShare sold over asking
02.557.51013%27%40%Sweet spotJan: 7 new listings a month, 13% sold over asking, 113 days to sellJFeb: 7 new listings a month, 14% sold over asking, 118 days to sellFMar: 9 new listings a month, 26% sold over asking, 116 days to sellMApr: 10 new listings a month, 23% sold over asking, 74 days to sellAMay: 9 new listings a month, 31% sold over asking, 76 days to sellMJun: 8 new listings a month, 23% sold over asking, 79 days to sellJJul: 8 new listings a month, 27% sold over asking, 85 days to sellJAug: 9 new listings a month, 10% sold over asking, 72 days to sellASep: 8 new listings a month, 11% sold over asking, 97 days to sellSOct: 7 new listings a month, 18% sold over asking, 101 days to sellONov: 7 new listings a month, 16% sold over asking, 80 days to sellNDec: 5 new listings a month, 18% sold over asking, 91 days to sellD

Averages for each calendar month, 2015 on.

How competitive is it now?

Calmer than the 2021 frenzy, and calmer than North Carolina

Rutherfordton now2017–192021 peakNC now
Sold over askingShare of sales that closed above the list price11%17%28%17%
Gone within two weeksShare of homes under contract within 14 days17%22%53%30%
Listings with a price cutShare of homes for sale that cut their price25%16%15%27%
Price paid vs. askingAverage sale price ÷ list price95.3%96.4%96.4%97.8%
Days to sellMedian days from listing to contract112996162
Supply

39 homes for sale on a typical day

That’s 2.4 times the 2021 low (16) and 20% more than in 2017–19.

2013: 17 for sale’132014: 24 for sale2015: 28 for sale2016: 46 for sale’162017: 27 for sale2018: 31 for sale2019: 39 for sale’192020: 25 for sale2021: 16 for sale2022: 19 for sale’222023: 20 for sale2024: 26 for sale2025: 37 for sale’25Last 12 months: 39 for saleNow
Room to negotiate

1 in 4 listings has cut its price

25% in the last year, against 16% in 2017–19 and 27% across North Carolina. More sellers are pricing high and coming down.

2015: 14%’152016: 20%2017: 16%2018: 15%’182019: 17%2020: 15%2021: 15%’212022: 18%2023: 22%2024: 26%’242025: 23%Last 12 months: 25%Now
Across North Carolina

Rutherfordton ranks 165th of 224 busy North Carolina markets for bidding wars

Share of sales over asking in the last year, among towns with 60 or more sales. Rutherfordton is in the middle of the pack.

Source: Redfin Data Center, city market tracker, January 2013 to May 2026 (MLS sales, not seasonally adjusted). Ratios are weighted by homes sold; price cuts by homes for sale.

Rent or buy?

Owning the typical Rutherfordton home costs about $2,006 a month

Mortgage
Property tax
Insurance
Rent

Price: Rutherfordton’s typical sale, last 12 months. Property tax at Rutherfordton’s 0.8% (median bill ÷ median value, Census ACS); insurance at 0.35% of price a year. Before PMI, HOA dues, upkeep and the tax deduction. Whether Rutherfordton is affordable on local pay is on Cost of living.

Before you buy in Rutherfordton

Six things worth knowing

10

New listings in April

The month with the most choice. December has the fewest, about 5.

Best time to buy
0.8%

Property tax, a year

Of a home’s value: the median bill over the median home value. On a $342K home, about $2,660 a year.

Taxes vs. neighbors
B

Schools

The schools grade for Rutherfordton, from test results, graduation and how much students grow.

Schools in Rutherfordton
22 min

Typical commute

The average one-way trip to work for people who live in Rutherfordton.

Work & commute
Flood

Check the flood map

Flood insurance isn’t in a standard policy, and lenders require it in FEMA flood zones. Check the address before you make an offer.

Natural hazards
Records

Look up any property

Assessed value, lot size and every past sale of a home you’re eyeing are public, at the town or county assessor and the registry of deeds.

Nearby markets · last 12 months

Spindale, Forest City, Chesnee and Boiling Springs sell for less a square foot; Lake Lure for far more

The busier markets within 25 miles of Rutherfordton, by what sold. Prices, taxes and how far a paycheck goes next door are on Cost of living.

SoldTypical sale$/sq ftOver askingDays to sell
Lake Lure99$512K$2719%144
Forest City73$222K$15612%119
Rutherfordton71$342K$17911%112
Landrum50$315K$1944%53
Spindale49$237K$15633%118
Boiling Springs39$307K$16321%59
Chesnee32$219K$16712%76

Redfin Data Center, June 2025 to May 2026. Towns with fewer than 20 sales are left out, and Redfin doesn’t report every town separately.

Selling, or renting out?

Post your home to Rutherfordton, free

Selling it yourself, renting out an apartment or looking for a roommate? Post it to Rutherfordton. People who follow the town see it, and so do people comparing Rutherfordton with their own town. No commission, no listing fee.

Questions about buying a home in Rutherfordton

What do homes sell for in Rutherfordton, NC?

71 homes sold in the year to May 2026 at a typical $342K, $179 a square foot.

Is Rutherfordton a buyer’s or seller’s market?

A balanced market: 42 homes were for sale in May 2026 and 8 sold, about 5.3 months of supply. Buyers paid 95.3% of asking on average, and 25% of listings cut their price.

When is the best time to buy in Rutherfordton?

April brings the most new listings. The sales history shows which months have fewer bidding wars.

How much are property taxes in Rutherfordton?

About 0.8% of a home’s value a year. On a $342K home that’s near $2,660.

Where can I see homes for sale in Rutherfordton?

Zillow, Redfin, Realtor.com and Homes.com all carry Rutherfordton’s MLS listings; the search links above open each one filtered to Rutherfordton.

Sales, prices, days on market and listings: Redfin Data Center (MLS, monthly, not seasonally adjusted). Property tax rate: Census American Community Survey. Two-bedroom rent: HUD Fair Market Rent. Typical home value: Zillow Home Value Index. Schools grade: TownRatings (how grades work).