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Rutherfordton-Main-St-nc
North Carolina›Rutherford County
Photo of Rutherfordton

Rutherfordton, NC · Photo: Brian Stansberry (photographer) · CC BY 4.0 · Source ↗

Is Rutherfordton a good place to live?

Rutherfordton grades D− overall, 263rd of 286 graded towns in North Carolina, mostly because of safety and health. Its police reported 8 violent crimes reported to the FBI in 2025, a higher rate per resident than 85% of U.S. towns. CDC estimates put its residents' health behind 83% of the country. It also has a long history, with 9 places on the National Register. On cost of living, just 41 of North Carolina’s 450 towns do worse. Its National Register listings include Green River Plantation and Rutherford County Courthouse. Most errands need a car: it is less walkable than 73% of U.S. towns.

What makes Rutherfordton stand out

Where Rutherfordton beats most towns.

Trinity Lutheran Church
Trinity Lutheran Church · National Register of Historic Places
Rutherfordton’s story

239 years in pictures

Census counts: 484 in 1850, a low of 300 in 1880, 3,640 in 2020. The archive holds 18 old photos and papers going back to 1908 and 2 maps from 1966 on.

7 places on the National Register of Historic Places.

  • 1787Rutherfordton is settled
Explore the history →

How Rutherfordton grades

Each subject compared with towns across the country (schools within North Carolina), ordered by how far Rutherfordton is from typical.

How grading works

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Getting set up

Moving to Rutherfordton: who provides what

Who provides power, water and the rest in Rutherfordton, and how to reach them.

The full setup list →
PowerBroad River Electric Coop16.6¢/kWh · EIA 2025HIFLD · EIA
WaterBroad River Water AuthorityNo health-based violations in 5 years · EPAEPA
Internet8 providers99% of addresses get 100/20 MbpsFCC
Trash & dumpTown pickupTown crews pick up at the curbTown site
SchoolsRutherford County SchoolsWhich school depends on your addressNCES
Register to voteOnlineIn North Carolina you can register online until 25 days before Election Day, in person with same-day registration during the early voting period, or by mail (postmarked 25 days before).vote.gov
Who runs elections hereRutherford County Board of ElectionsRutherford County; contacts on the Handbook page.FVAP, May 2019
ZIP code2813928139 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Rutherfordton.

Work & commuteJobs & income grade C−

About one in ten working residents works right in Rutherfordton

2,800 jobs are based in Rutherfordton, 1.7 for every working resident, so most of the people who work here commute in. Jobs based here fell from 3,508 in 2013 to 2,800.

Most working residents leave Rutherfordton for work: only 10% work in town. Since 2013, Rutherfordton has lost 708 jobs, to 2,800 in 2023. At $59,000, Rutherfordton’s median household income is below both the North Carolina town median ($69,000) and the median of U.S. towns ($80,000).

10%work in town
RutherfordtonNorth Carolina townsU.S. towns
Median household income$59,000$69,000$80,000
Average trip to work22 minutes24 minutes25 minutes
Working residents who work in town10%6.8%8%
Below the poverty line13%13%9.6%

Where working residents work

In Rutherfordton10%
Forest City9%
Charlotte7%
Spindale4%
Asheville4%
23 mi
median commute distance
2,800
jobs based in Rutherfordton
A job hub
jobs vs. working residents
C
Walkability grade: more walkable than 27% of U.S. towns

Census LEHD 2023 · ACS

SafetyC−

For safety, Rutherfordton earns a C−

At 26.5 per 1,000 residents, Rutherfordton’s property crime rate is against 21.8 in North Carolina’s towns and 9.9 across U.S. towns. Rutherfordton reports more crime per resident than most U.S. towns we grade: about 85% report less. Within North Carolina, it does better than 43% of towns.

15%of U.S. towns report more crimeC−Safety Grade
RutherfordtonNorth Carolina townsU.S. towns
Property crimes per 1,000 (2025)26.5 per 1,000 residents21.89.9
Violent crimes per 1,000 (2025)2.1 per 1,000 residents3.21.6

Violent crime per 1,000 residents

Rutherfordton2.1
North Carolina3.3
U.S.3.3

Property crime per 1,000 residents

Rutherfordton26.5
North Carolina18.2
U.S.15.5
15th
percentile among U.S. towns we grade
43rd
percentile among NC towns
8
violent crimes reported in 2025
99
property crimes reported in 2025

FBI crime data, 2025 · crimes reported to police

HealthC−

For health, Rutherfordton earns a C−

43% of Rutherfordton adults have high blood pressure. Rutherfordton beats the North Carolina average on 1 of 32 CDC measures and trails it on 16. 15% of Rutherfordton adults have diabetes.

17%healthier than U.S. townsC−Health Grade
RutherfordtonNorth Carolina townsU.S. towns
High blood pressure (CDC PLACES)43%38%35%
Diabetes (CDC PLACES)15%13%12%
Frequent physical distress (CDC PLACES)16%13%14%
Smoke cigarettes (CDC PLACES)18%14%14%
32 measures vs. North Carolina
1 better15 too close to call16 worse
What stands outRutherfordtonNC
More adults treating high blood pressure79.8%76.7%
More adults with COPD11.1%7.1%
Rutherford Regional Medical Center
0.2 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health
16th
percentile among NC towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

HousingCost of living grade C−

Rutherfordton’s typical home value is about $245K

The typical Rutherfordton home is worth about $245,000, up 1.6% in a year, 26% below the North Carolina typical home. Rutherfordton’s median rent is $860 a month.

$245KZillow home value
RutherfordtonNorth Carolina townsU.S. towns
Median rent$860 a month$1,086 a month$1,185 a month
Households that own their home64%67%73%

Typical home value

Rutherfordton$245K
North Carolina$332K
Market temperature
Buyer’s marketA balanced marketBuyer’sSeller’s
75
days on market
96.4%
sale-to-list price
+1.6%
value change, 1 year
8
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Who lives here

Fewer middle-aged adults than North Carolina overall

Adults 35 to 64 are 29% of residents (38% statewide); people 65 and older are 27% of residents (17% statewide). 35% of adults 25 and older hold a bachelor’s degree or more in Rutherfordton.

38.9median age · NC 39.1
RutherfordtonNorth Carolina townsU.S. towns
Bachelor’s degree or more, 25+35%29%29%
Median age38.9 years40.1 years40.5 years
RutherfordtonNorth CarolinaUnited States

Ages · share of residents

Education · adults 25 and older

No diploma11%
High school18%
Some college25%
Associate’s12%
Bachelor’s24%
Graduate11%

Women and men · all residents

55% women, 45% men

That’s an even split within the survey’s margin of ±5.5 points. Across North Carolina, 51.1% of residents are women.

Ages and education in Rutherfordton
RutherfordtonNCU.S.
Under 1014.8%11.6%11.6%
10 to 176.8%10.2%10.3%
18 to 243.7%9.5%9.1%
25 to 3419.4%13.4%13.7%
35 to 4410.8%12.8%13.2%
45 to 545.9%12.6%12.2%
55 to 6412%12.8%12.7%
65 to 7413.3%10.3%10.2%
75 and older13.2%6.9%7%
No diploma10.8%9.9%10.4%
High school17.6%24.8%26%
Some college24.8%19.6%19.1%
Associate’s11.7%10.1%8.8%
Bachelor’s24.4%22.2%21.6%
Graduate10.6%13.5%14.1%

U.S. Census Bureau · ACS 2020-2024 5-year estimates · in a town of 3,700, single groups can be off by several points

Climate

In Rutherfordton, expect mild winters and hot summers

Rutherfordton has mild winters and warm summers, with plenty of rain. The July high in Rutherfordton is 90°F.

5″snow a winter

Typical low → high °F

Winter32–54°
Spring47–72°
Summer66–88°
Fall49–72°
Oct 27
typical first frost
Apr 11
typical last frost
+1.1°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

OutdoorsC+

Rutherfordton has set aside 3.7% of its land for conservation

0.4 miles of trail in 3 parks and preserves. The biggest park or preserve is Crestview Park, at 26 acres.

3.7%conserved
RutherfordtonNorth Carolina townsU.S. towns
Miles of trail per square mile0.1 miles per square mile0.20.4
Conserved land3.7%3.4%4.3%
3.7%
conserved · 99 of 2,677 acres
0.4 mi
of trails · 0.1 per sq mi
Biggest places to walkTrailsAcres
1. Crestview Park0.3 mi26
2. Kiwanis Park—5
3. Rutherfordton Clubhouse—4

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Natural hazardsHazard risk grade B

Moderate risk in Rutherfordton, with inland flooding at the top

Expected storm and flood damage is higher than in 54% of U.S. communities. Since 2013, 2 flood insurance claims have been paid out in Rutherfordton.

54risk score of 100
FEMA risk score
54Moderate riskLowerHigher
Inland floodingStrong windTornadoes
2
paid flood claims since 2013
4
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

Keep exploring

Everything we know about Rutherfordton

20pages on Rutherfordton
After high school

Colleges nearby

1 within 15 miles of the center of Rutherfordton

About 8 of every 100 Rutherfordton residents are enrolled in college, against 6 across North Carolina.

Prices by family income, graduation and earnings →

A shrinking town

Rutherfordton has shrunk 12% since 2010

4,213 counted in 2010 and 3,640 in 2020; an estimated 3,723 in 2025.

4,2132010
3,6402020
3,7232025 est.

U.S. Census 2010 & 2020 counts · Census Bureau estimate, July 1, 2025

Landmarks

7 places in Rutherfordton on the National Register of Historic Places.

All landmarks →

Famous people from Rutherfordton

5 notable people were born in Rutherfordton.

See all 5 →

About Rutherfordton

Town in North Carolina, United States

Official town website ↗

Rutherfordton is a town in and the county seat of Rutherford County, North Carolina, United States. The population was 3,640 at the 2020 census.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Established
1787
Area
4.1 sq mi
Elevation
965 ft
ZIP code
28139
Area code
828

Rutherfordton’s neighbors

2 towns share a border with Rutherfordton.

Explore the map →
How the neighbors grade
TownNC rankOverallCostSafetySchoolsHealth
Rutherfordton#263D−C−C−BC−
Spindale#218DB−—BD
Ruth——————

Spindale reports no FBI crime data of its own. Ruth isn’t graded (fewer than 1,000 residents, or not enough data). Compare Rutherfordton with a neighbor →

Questions about Rutherfordton

Short answers, built from the data on this page.

Is Rutherfordton, NC a good place to live?

Rutherfordton grades D− overall, better than 2% of U.S. towns and #263 of 286 in North Carolina. It grades C− for health, C− for safety and B for schools. Safety is its weak spot, with a C−.

Is Rutherfordton, NC safe?

Within North Carolina, it does better than 43% of towns.

Is Rutherfordton, NC expensive?

Yes. That is 4.8 years of the area's median household income ($51,410 across the Forest City, NC area). Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades C−.

What is Rutherfordton, NC known for?

5 notable people were born here, including Sherry Hursey and Bruce Davis.