Storms, floods and disasters in Maysville
Maysville isn’t graded for hazard risk: FEMA’s tract figures aren’t matched to Maysville yet. Flood insurance has paid 4 claims here since 2010.
What Maysville faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
Hurricanes
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Maysville flood? Rarely: 4 flood claims since 2010
Every paid claim on a federal flood insurance policy in Maysville, from FEMA’s records.
- Hurricane Florence3 claims · $28K
Maysville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Jones County.9 federal disasters brought FEMA money to Maysville
Disasters that paid out in Maysville itself (aid to households or repair grants to the Town of Maysville), newest first, with that year’s flood claims.
- 2019Hurricane Dorian$11K to the Town of Maysville for repairs
- 2018Hurricane Florence732 households applied for aid$663K aid approved$462K to the Town of Maysville for repairs3 flood claims paid for it, $28K
- 2016Hurricane Matthew33 households applied for aid$36K aid approved
- 2011Hurricane Irene143 households applied for aid$146K aid approved$31K to the Town of Maysville for repairs
- 2011Severe Storms, Tornadoes, and Flooding1 households applied for aid$6K aid approved
- 2010Severe Storms, Flooding, and Straight-line Winds72 households applied for aid$90K aid approved1 flood claim paid that year
Show all 9
- 2005Hurricane Ophelia$1K to the Town of Maysville for repairs
- 2005Hurricane Ophelia$2K to the Town of Maysville for repairs
- 2003Hurricane Isabel47 households applied for aid$54K aid approved$5K to the Town of Maysville for repairs
Jones County has had 18 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Maysville after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Maysville archive →Get ready for what Maysville faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Maysville
Does Maysville flood?
Flood insurance has paid 4 claims in Maysville since 2010, $62K in all. 1 properties have flooded more than once. The most claims came from Hurricane Florence (3).
Is Maysville in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Jones County, 28% of homes in mapped flood zones carry federal flood insurance, and 4.2% of all homes do.
How much is flood insurance in Maysville?
FEMA’s Community Rating System list shows no discount for Maysville’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Maysville?
By FEMA money that reached Maysville, Hurricane Florence (2018): 732 households applied for aid, $663K approved, and $462K to the Town of Maysville for repairs. By flood claims, Hurricane Florence: 3 paid, $28K.
Storm stories
Memories, warnings and help from neighbors in Maysville.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Maysville’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.