FEMA puts Green Level’s expected hazard damage per building below that of 68% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Green Level gets a B+ for hazard risk: lower expected damage per building than 68% of U.S. towns, #65 of 290 in North Carolina. Most of that expected damage is river and rain flooding (79%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Green Level faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hurricanes
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Green Level’s grade
River and rain flooding is 79% of the building damage FEMA expects in Green Level, and Green Level’s rate of river and rain flooding damage is higher than 51% of U.S. census tracts. Next is hurricanes at 8% (higher than 73% of U.S. census tracts).
B+ #65 of 290 in North Carolina; lower expected damage per building than 68% of U.S. towns (21,298).
All of Green Level’s residents live in one census tract; the figures are that tract’s.
The typical North Carolina town has lower expected damage than 51% of U.S. towns; within the state, Green Level has less expected damage per building than 78% of North Carolina towns.
In dollars, FEMA expects about $676K a year in losses across Green Level: $532K to buildings, the rest to people and crops.
Does Green Level flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Green Level. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Green Level isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Alamance County.The storms Green Level remembers
None of the 23 disasters declared for Alamance County shows FEMA aid or repair money reaching Green Level itself in FEMA’s records, so these are its biggest flood-claim years.
Alamance County has had 23 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Green Level and its neighbors
Green Level is 2nd of the 2 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Haw River | B+less damage than 71% | river and rain flooding | 3 |
| Green Level | B+less damage than 68% | river and rain flooding | 0 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Green Level faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Green Level
Is Green Level at risk for natural disasters?
On FEMA’s National Risk Index, Green Level has lower expected damage per building than 68% of U.S. towns: B+ for hazard risk, #65 of 290 in North Carolina. Most of the expected damage is river and rain flooding (79%) and hurricanes (8%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Green Level in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Alamance County, 53% of homes in mapped flood zones carry federal flood insurance, and 0.6% of all homes do.
How much is flood insurance in Green Level?
FEMA’s Community Rating System list shows no discount for Green Level’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Green Level at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (79%), and Green Level’s rate for it is higher than 51% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Green Level.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Green Level’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.