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–Not graded
Cost of living in Five Points · Census 2020–24 · HUD 2026

Renting in Five Points: a two-bedroom costs about $1,110

Five Points is too small for a cost of living grade (TownRatings grades places of 1,000 or more).

How TownRatings grades cost of living

Typical home value
$344K
No change in a year · NC $289K
Estimate
Homes sold
3
in September 2026 · 22 for sale
2-bedroom rent
$1,110
a month, utilities in · HUD
Median tax bill
$2,258
NC $1,896

Only 3 sales in September 2026: in a market this size, monthly medians swing a lot, so the typical value is the steadier guide.

What kind of housing town is Five Points?

Read from the numbers below. The page puts what stands out first.

Cost of living grade

Why Five Points isn’t graded

The grade needs at least two of four Census figures: home value, rent, property tax and the share of households paying 30% or more for housing.

–Home pricesCensus figure available
–Property taxCensus figure available
–Households stretched38 renter households (the grade needs 200)
–RentNo Census median rent

How TownRatings grades cost of living →

Renting

A two-bedroom rents for about $1,110

Fair Market Rent a month, utilities included

Studio$840
1 bedroom$850
2 bedrooms$1,110
3 bedrooms$1,540
4 bedrooms$1,860
14%
of households rent · NC 33%
38
renter households

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Hoke County, NC HUD Metro FMR Area): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

Property taxes

High tax bills, but a low tax rate

The median bill is $2,258 (North Carolina: $1,896), because homes cost more. As a share of value it’s 0.66% a year, against 0.66% statewide.

$2,258
median bill a year · NC $1,896
0.66%
of a home’s value a year · NC 0.66%

Census American Community Survey 2020–24: the median real-estate tax bill homeowners report, and that bill ÷ the median home value. Bills include town, school and county taxes. The Census reports bills over $10,000 only as “$10,000+”.

Next door

Five Points and its neighbors

One source per column.

Cost next door · one source per column

TownCostTypical home
Zillow, latest
Median value
Census 2020–24
Tax rate
bill ÷ value
2-bed rent
HUD 2026
Five Points–—$344K0.66%$1,110

“—” under Cost: not graded (too little Census data, or under 1,000 residents). “—” under Zillow: Zillow publishes no value for that town, so it’s left blank rather than mixed with Census figures.

Questions about the cost of living in Five Points

How much is rent in Five Points?

HUD puts a two-bedroom at about $1,110 a month with utilities, the going rate for someone moving in.

What are property taxes in Five Points?

The median bill is $2,258 a year, 0.66% of the median home value (North Carolina: $1,896, 0.66%), from the Census 2020–24.

Why doesn’t Five Points have a cost of living grade?

Five Points is too small for a cost of living grade (TownRatings grades places of 1,000 or more).

Neighbors talk housing

What Five Points buyers, sellers and renters are saying.

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Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center, September 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Price trend: Federal Housing Finance Agency House Price Index. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.