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North Carolina›Carteret County

Cape CarteretNC

A town of 2,273, settled in 1959.

Is Cape Carteret a good place to live?

The best of Cape Carteret’s subject grades are an A− for health and safety; the weakest is a D− for hazard risk. On hazard risk, just 17 of North Carolina’s 451 towns do worse. On history, just 15 of North Carolina’s 451 towns do worse. Cape Carteret has fewer than 2,500 residents, so it gets subject grades but no overall grade.

What makes Cape Carteret stand out

Where Cape Carteret beats most towns, and one thing worth knowing.

A growing town

Cape Carteret has grown 18% since 2010

1,917 counted in 2010 and 2,224 in 2020; an estimated 2,273 in 2025.

1,9172010
2,2242020
2,2732025 est.

U.S. Census 2010 & 2020 counts · Census Bureau estimate, July 1, 2025

How Cape Carteret grades

Each subject compared with towns across the country (schools within North Carolina), ordered by how far Cape Carteret is from typical.

How grading works

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Getting set up

Moving to Cape Carteret: who provides what

Who provides power, water and the rest in Cape Carteret, and how to reach them.

The full setup list →
PowerCarteret-Craven El Member12.5¢/kWh · EIA 2025HIFLD · EIA
WaterWest Carteret Water CorpNo health-based violations in 5 years · EPAEPA
Internet5 providers99% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Cape Carteret’s trash rules yet
SchoolsCarteret County SchoolsWhich school depends on your addressNCES
Register to voteOnlineIn North Carolina you can register online until 25 days before Election Day, in person with same-day registration during the early voting period, or by mail (postmarked 25 days before).vote.gov
Who runs elections hereCarteret County Board of ElectionsCarteret County; contacts on the Handbook page.FVAP, May 2019
ZIP code2858428584 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Cape Carteret.

Natural hazardsHazard risk grade D−

Top of a very high hazard risk in Cape Carteret: hurricanes

Since 1996, Cape Carteret has seen 149 flood insurance claims paid out. FEMA expects more storm and flood damage here than in 99% of U.S. communities. Also worth knowing: households in the town have drawn federal disaster aid in 8 declared disasters, most recently in 2019. Expected losses in Cape Carteret break down as 82% from hurricanes and 9% from inland flooding.

99risk score of 100
FEMA risk score
99Very high riskLowerHigher
HurricanesInland flooding
149
paid flood claims since 1996
8
federal disasters paid out here

FEMA flood insurance claims · FEMA disaster declarations and aid · FEMA National Risk Index · OpenFEMA

SchoolsB+

Cape Carteret’s schools rank ahead of 70% of North Carolina districts

The Carteret County Public Schools runs its public schools. Its one school is below. Cape Carteret’s only public school teaches 784 students.

70%of NC districts it outscoresB+School Grade
SchoolLevelStudentsLetter
White Oak ElementaryLargest public elementary schoolGrades PK–5Grades PK–5784A

NCES · EDFacts · graded within NC on state tests and graduation

HealthA−

Cape Carteret ranks healthier than four in five of the country’s towns

For adults in Cape Carteret, the share who smoke cigarettes is 11%. Against the North Carolina average, Cape Carteret comes out ahead on 12 CDC measures out of 32, and behind on 4. Among adults in the town, 14% report frequent mental distress, against 17% in North Carolina’s towns and 17% across U.S. towns.

80%healthier than U.S. townsA−Health Grade
Cape CarteretNorth Carolina townsU.S. towns
Feel lonely (CDC PLACES)28%33%33%
Frequent mental distress (CDC PLACES)14%17%17%
Sleep under 7 hours (CDC PLACES)31%34%36%
Yearly checkup (CDC PLACES)83%80%79%
32 measures vs. North Carolina
12 better16 too close to call4 worse
What stands outCape CarteretNC
Fewer adults facing food insecurity8.1%15.2%
Fewer adults facing housing insecurity6.7%12.2%
More adults who have had cancer12.2%7.9%
NMC Camp Lejeune
17.3 mi away · emergency room
1 of 3
care shortages: mental health

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

SafetyA−

Cape Carteret is safer than four in five U.S. towns, by crime per resident

The violent crime rate for Cape Carteret comes to 0.4 per 1,000 residents. The town’s rate of thefts and burglaries is 3.9 per 1,000 residents, below both the North Carolina town median (21.8) and the median of U.S. towns (9.9).

80%of U.S. towns report more crimeA−Safety Grade
Cape CarteretNorth Carolina townsU.S. towns
Property crimes per 1,000 (2025)3.9 per 1,000 residents21.89.9
Violent crimes per 1,000 (2025)0.4 per 1,000 residents3.21.6

Violent crime per 1,000 residents

Cape Carteret0.4
North Carolina3.3
U.S.3.3

Property crime per 1,000 residents

Cape Carteret3.9
North Carolina18.2
U.S.15.5
80th
percentile among U.S. towns we grade
1
violent crimes reported in 2025
9
property crimes reported in 2025

FBI crime data, 2025 · crimes reported to police

HousingCost of living grade C−

Zillow puts the typical Cape Carteret home at about $460K

On the market in Cape Carteret: a median 78 days to sell. In Cape Carteret, the going rate for rent is $1,745 a month. Four fifths of Cape Carteret households live in a home they own.

$460KZillow home value
Cape CarteretNorth Carolina townsU.S. towns
Median rent$1,745 a month$1,085 a month$1,185 a month
Households that own their home80%67%73%

Typical home value

Cape Carteret$460K
North Carolina$332K
Market temperature
BalancedA seller's marketBuyer’sSeller’s
78
days on market
97.7%
sale-to-list price
+1.2%
value change, 1 year
5
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Who lives here

Fewer young adults than North Carolina overall

Adults 18 to 34 are just over one in ten residents (23% statewide); people 65 and older are 27% of residents (17% statewide). The share of adults 25 and older in Cape Carteret who hold a bachelor’s degree or more: 38%. Since 2020, Cape Carteret has grown 2%, to 2,273 residents in the Census Bureau’s 2025 estimate. In Cape Carteret, the median age is 46.3 years.

46.3median age · NC 39.1
Cape CarteretNorth Carolina townsU.S. towns
Median age46.3 years40.1 years40.5 years
Bachelor’s degree or more, 25+38%29%29%
Under 1820%22%22%
Cape CarteretNorth CarolinaUnited States

Ages · share of residents

Education · adults 25 and older

No diploma7%
High school17%
Some college31%
Associate’s8%
Bachelor’s20%
Graduate18%

Women and men · all residents

54% women, 46% men

That’s an even split within the survey’s margin of ±6.1 points. Across North Carolina, 51.1% of residents are women.

Ages and education in Cape Carteret
Cape CarteretNCU.S.
Under 1011.8%11.6%11.6%
10 to 178%10.2%10.3%
18 to 243%9.5%9.1%
25 to 348.1%13.4%13.7%
35 to 4415.7%12.8%13.2%
45 to 5417.1%12.6%12.2%
55 to 649.7%12.8%12.7%
65 to 7418.2%10.3%10.2%
75 and older8.5%6.9%7%
No diploma7%9.9%10.4%
High school16.6%24.8%26%
Some college30.7%19.6%19.1%
Associate’s7.8%10.1%8.8%
Bachelor’s19.8%22.2%21.6%
Graduate18.1%13.5%14.1%

Census population estimates, 2025 · U.S. Census Bureau · ACS 2020-2024 5-year estimates · in a town of 2,300, single groups can be off by several points

Climate

Expect mild winters and hot summers in Cape Carteret

July afternoons reach 88°, January nights drop to 36° and snow is almost unheard of.

88°summer high

Typical low → high °F

Winter37–58°
Spring52–72°
Summer71–87°
Fall56–74°
Nov 16
typical first frost
Mar 26
typical last frost
+1.1°
vs. the 20th-century average
88°
typical summer high

NOAA U.S. Climate Normals, 1991–2020

Work & commuteJobs & income grade B+

For most of its workers, the job is outside Cape Carteret

3.9% of working residents work locally in Cape Carteret. Employers in Cape Carteret added 189 jobs between 2013 and 2023, to 839. The top destinations are Morehead City (12%), Jacksonville (9%) and Emerald Isle (6%). The town’s typical household income comes in at $86,000.

4%work in town
Cape CarteretNorth Carolina townsU.S. towns
Below the poverty line6.1%13%9.6%
Work from home7.4%12%11%
Median household income$86,000$69,000$80,000
Working residents who work in town3.9%6.8%8%

Where working residents work

In Cape Carteret4%
Morehead City12%
Jacksonville9%
Emerald Isle6%
Cedar Point5%
19 mi
median commute distance
839
jobs based in Cape Carteret
Balanced
jobs vs. working residents
C+
Walkability grade: more walkable than 36% of U.S. towns

Census LEHD 2023 · ACS

OutdoorsC

Cape Carteret has set aside 1.4% of its land for conservation

In 1 park or preserve, walkers have 0.8 miles of trail. One park or preserve covers 10 acres in Cape Carteret. Its concentration of trails stands at 0.3 miles per square mile.

1.4%conserved
Cape CarteretNorth Carolina townsU.S. towns
Conserved land1.4%3.4%4.3%
Miles of trail per square mile0.3 miles per square mile0.20.4
1.4%
conserved · 23 of 1,665 acres
0.8 mi
of trails · 0.3 per sq mi
Biggest places to walkTrailsAcres
1. Croatan National Forest—10

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Keep exploring

Everything we know about Cape Carteret

19pages on Cape Carteret
After high school

Colleges nearby

None within 15 miles of Cape Carteret; the nearest are

About Cape Carteret

Town in North Carolina, United States

Official town website ↗

Cape Carteret is a town in Carteret County, on the southern coast of North Carolina, United States. It was incorporated in 1959 and had a population of 2,224 as of the 2020 census.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Established
1959
Area
2.7 sq mi
Elevation
26 ft

Cape Carteret’s neighbors

3 towns share a border with Cape Carteret.

Explore the map →
How the neighbors grade
TownNC rankOverallCostSafetySchoolsHealth
Cape Carteret——C−A−B+A−
Bogue——————
Cedar Point——C—B+A−
Peletier——————

Cape Carteret and Cedar Point have fewer than 2,500 residents, so they get subject grades but no overall grade. Cedar Point reports no FBI crime data of its own. Bogue and Peletier aren’t graded (fewer than 1,000 residents, or not enough data). Compare Cape Carteret with a neighbor →

Questions about Cape Carteret

Short answers, built from the data on this page.

Is Cape Carteret, NC expensive?

Yes. That is 6.4 years of the area's median household income ($72,322 across the Morehead City, NC area). Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades C−.