Storms, floods and disasters in Bunnlevel
Bunnlevel isn’t graded for hazard risk: Bunnlevel has 844 residents; we grade towns of 1,000 or more. Flood insurance has paid 8 claims here since 1996.
What Bunnlevel faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hurricanes
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Bunnlevel flood? Rarely: 8 flood claims since 1996
Every paid claim on a federal flood insurance policy in Bunnlevel, from FEMA’s records.
- Hurricane Florence5 claims · $348K
- Hurricane Matthew1 claim · $40K
- Hurricane Fran1 claim · $3K
Bunnlevel isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Harnett County.4 federal disasters brought FEMA money to Bunnlevel
Disasters that paid out in Bunnlevel itself (aid to households or repair grants to Bunnlevel), newest first, with that year’s flood claims.
- 2018Hurricane Florence172 households applied for aid$98K aid approved5 flood claims paid for it, $348K
- 2016Hurricane Matthew108 households applied for aid$17K aid approved1 flood claim paid for it, $40K
- 2011Severe Storms, Tornadoes, and Flooding5 households applied for aid$1K aid approved
- 2003Hurricane Isabel2 households applied for aid$208 aid approved
Harnett County has had 18 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Bunnlevel after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Bunnlevel archive →Get ready for what Bunnlevel faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Bunnlevel
Does Bunnlevel flood?
Flood insurance has paid 8 claims in Bunnlevel since 1996, $533K in all. The most claims came from Hurricane Florence (5).
Is Bunnlevel in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Harnett County, 49% of homes in mapped flood zones carry federal flood insurance, and 0.7% of all homes do.
How much is flood insurance in Bunnlevel?
FEMA’s Community Rating System list shows no discount for Bunnlevel’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Bunnlevel?
By FEMA money that reached Bunnlevel, Hurricane Florence (2018): 172 households applied for aid, $98K approved. By flood claims, Hurricane Florence: 5 paid, $348K.
Storm stories
Memories, warnings and help from neighbors in Bunnlevel.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Bunnlevel’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.