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–Not graded
Natural hazards in Blue Clay Farms · FEMA

Storms, floods and disasters in Blue Clay Farms

Blue Clay Farms isn’t graded for hazard risk: Blue Clay Farms has 94 residents; we grade towns of 1,000 or more. Flood insurance has paid 21 claims here since 2015.

Flood claims
21
paid since 2015 · $2.3M
Disasters paid out here
0
of 23 declared for New Hanover County
By hazard

What Blue Clay Farms faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

Hurricanes

78%of expected building damage
Well above average · in the top 1% of U.S. census tracts
Recorded about once every 3 years in the area

River and rain flooding

18%of expected building damage
About average · lower than 57% of U.S. census tracts
Recorded about 2 times a year in the area
Smaller shares here
 Tornadoes Earthquakes Ice storms Wildfire Strong wind Winter storms Coastal flooding Hail Cold waves Heat waves Landslides Lightning
FEMA models no building damage here
AvalanchesTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Blue Clay Farms flood? Sometimes: 21 flood claims since 2015

Every paid claim on a federal flood insurance policy in Blue Clay Farms, from FEMA’s records.

Paid flood claims, by year
2015: 1 claim2016: 0 claims2017: 0 claims2018: 20 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims20152018
20152026
Biggest named events
  • Hurricane Florence20 claims · $2.2M
  • The October severe storms1 claim · $7K
21
paid claims since 2015
$2.3M
paid to owners
0
homes flooded more than once
$107K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Blue Clay Farms isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: New Hanover County.
Disasters

The storms Blue Clay Farms remembers

None of the 23 disasters declared for New Hanover County shows FEMA aid or repair money reaching Blue Clay Farms itself in FEMA’s records, so these are its biggest flood-claim years.

  1. 201820 flood claims paidThe year of Hurricane Florence, declared for New Hanover County
  2. 20151 flood claims paidNo declaration for the county that year
Disasters declared, by decade
Paid out in Blue Clay FarmsNew Hanover County only

New Hanover County has had 23 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Blue Clay Farms after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Blue Clay Farms archive →
Next door

Blue Clay Farms and its neighbors

How expected damage per building compares across the town line. Tap a town to see its hazards.

Northchase: hazard risk D−Wrightsboro: hazard risk D−Skippers Corner: hazard risk D−NorthchaseWrightsboroSkippers CornerBlue Clay Farms
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
NorthchaseD−more damage than 96%hurricanes—
Skippers CornerD−more damage than 97%hurricanes35
WrightsboroD−more damage than 97%hurricanes1

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Blue Clay Farms faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

Hurricane season
  • The season runs June through November and peaks from mid-August to mid-October.
  • Bring in porch furniture and anything the wind can throw.
  • Fill the gas tank and charge phones before the storm arrives.
More from Ready.gov ↗
When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Blue Clay Farms

Does Blue Clay Farms flood?

Flood insurance has paid 21 claims in Blue Clay Farms since 2015, $2.3M in all. The most claims came from Hurricane Florence (20).

Is Blue Clay Farms in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In New Hanover County, 75% of homes in mapped flood zones carry federal flood insurance, and 14.7% of all homes do.

How much is flood insurance in Blue Clay Farms?

FEMA’s Community Rating System list shows no discount for Blue Clay Farms’ flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Blue Clay Farms?

By flood claims, Hurricane Florence: 20 paid, $2.2M.

Storm stories

Memories, warnings and help from neighbors in Blue Clay Farms.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Blue Clay Farms’ residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.