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Montana City
Montana State›Jefferson County

Montana CityMT

TownGrade
B+
#8 of 41 in MT

Home to 3,092 people, the town was settled in 1887.

2 bordering townsMap →
W. C. Child Ranch · Photo: Robstutz · CC BY-SA 3.0
Photo of Montana City

Montana City, MT · W. C. Child Ranch · Photo: Robstutz · CC BY-SA 3.0

Is Montana City a good place to live?

A good place to live, if you can afford it. Its strongest subject is health (A): CDC estimates put its residents' health ahead of 89% of the country. It is strong on schools as well: its public schools beat 87% of Montana State towns on state tests and graduation. What counts against it is walkability (C−). Most errands need a car: it is less walkable than 84% of U.S. towns. Cost of living is weaker too (C−): the typical home is worth about $571K, 7.3 years of the Helena metro’s $79K median household income. The overall grade lands at B+, better than 66% of U.S. towns. That places it 8th of 41 in Montana State.

Figures: health, CDC PLACES · schools, state test and graduation results · home values, Zillow · incomes, Census ACS, 2020–24.

How Montana City grades

Each subject compared with towns across the country (schools within Montana State), ordered by how far Montana City is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

What makes Montana City stand out

Where Montana City beats most towns.

W. C. Child Ranch
W. C. Child Ranch · National Register of Historic Places
Montana City’s story

139 years in pictures

The archive holds 4 maps from 1899 on.

1 place on the National Register of Historic Places.

  • 1887Montana City is settled
Explore the history →
A commuter town

93% of working residents leave Montana City for work

Where Montana City’s working residents go each day. Line width shows the share.

53% → Helena Helena 53% 4% → Missoula Missoula 4% 3% → Great Falls Great Falls 3% 3% → Bozeman Bozeman 3% 3% → Helena West Side Helena West Side 3% 3% → Billings Billings 3% Montana City · 7% stay
826jobs based in Montana City
7%of working residents work in town
7 mimedian commute distance

Census LEHD 2023

The data

Ordered by what stands out in Montana City.

Montana City has less tooth loss than most of Montana State, has household incomes well above the Montana State norm and has a shorter frost-free season than most of the country, though not than most of Montana State.

HealthA

Montana City stands out in Montana State and nationally, with fewer of its adults who feel lonely

89%of U.S. towns are less healthyAHealth Grade

Its widest gap with Montana State is tooth loss: 7.2% of those 65+ have lost all their teeth, against 12.3% statewide. Against the 4,568 U.S. towns with household incomes like Montana City’s, it is healthier than 68%, a smaller edge than it has nationally: part of it comes with its incomes.

Among 41 Montana State towns, just 4 have a lower share of adults who say their health is fair or poor than Montana City, and on top of that 14% of Montana City adults report frequent mental distress. No town among the 41 in Montana State we compare has a lower share of adults 18 to 64 who have no health insurance than Montana City. The town does better than the Montana State average on 13 of 32 CDC measures and worse on 1.

Montana CityTypical Montana State townTypical U.S. town
Feel lonely (CDC PLACES)25%31%33%
Frequent mental distress (CDC PLACES)14%18%17%
Sleep under 7 hours (CDC PLACES)29%32%36%
Smoke cigarettes (CDC PLACES)11%14%14%
32 measures vs. Montana State
13 better18 too close to call1 worse
What stands outMontana CityMT
Fewer older adults who have lost all their teeth7.2%12.3%
Fewer adults facing food insecurity6.9%11.7%
More adults who have had cancer11.2%9.3%
St. Peters Health
5.2 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health
93rd
percentile among MT towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

SchoolsA

Montana City’s grade for schools is an A

87%of MT districts it outscoresASchool Grade

Public schools: the Montana City Elementary District. Its two schools are below.

SchoolLevelStudentsLetter
Montana City SchoolLargest public elementary schoolGrades PK–5Grades PK–5313A
Montana City Middle SchlTop results in townGrades 6–8Grades 6–8158A

NCES · EDFacts · graded within MT on state tests and graduation

OutdoorsC

Protected land: nearly a quarter of Montana City

#26for trails in MT

The biggest place to walk is Helena-Lewis and Clark National Forest, 2,818 acres with 7.3 miles of trail. 16 miles of trail in 2 parks and preserves. Between them, the parks and preserves give Montana City 4,050 acres of open land.

25.9%
conserved · 5,612 of 21,694 acres
16 mi
of trails · 0.5 per sq mi
Biggest places to walkTrailsAcres
1. Helena-Lewis and Clark National Forest7.3 mi2,818
2. Bureau of Land Mgmt—1,232

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Work & commuteJobs & income grade B+

A smaller share of residents live below the poverty line in Montana City than in most of Montana State or the rest of the country

7%work in town

Jobs based here grew from 482 in 2013 to 826.

7.1% of Montana City working residents work locally, below both the Montana State town median (41%) and the median of U.S. towns (8%). Only one of the 42 Montana State towns we compare has a higher typical household income than Montana City. This Montana State town had 826 jobs in 2023, up 344 from 2013. In Montana City, the average trip to work is 24 minutes.

Montana CityTypical Montana State townTypical U.S. town
Median household income$130,000$66,000$80,000
Working residents who work in town7.1%41%8%
Below the poverty line1.8%11%9.6%
Work from home15%7.7%11%

Where working residents work

In Montana City7%
Helena53%
Missoula4%
Great Falls3%
Bozeman3%
7 mi
median commute distance
826
jobs based in Montana City
A commuter town
jobs vs. working residents
C−
Walkability grade: more walkable than 16% of U.S. towns

Census LEHD 2023 · ACS

Climate

Montana City: four seasons and pleasant summers

37″snow a winter

The Helena Rgnl Ap weather station, 6 miles away, records that the frost-free season runs about 142 days: shorter than most of the country, but longer than 96% of Montana State places with climate records.

In Montana City, the peak summer temperature is 83°F.

Typical low → high °F

Winter15–34°
Spring31–55°
Summer49–79°
Fall32–57°
Sep 30
typical first frost
May 9
typical last frost
+1.3°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Who lives here

More middle-aged adults than Montana State overall

40.3median age · MT overall 40.4

The median household earns $129,755, against $72,509 across Montana State, one input to its B+ for jobs and income.

Among residents in Montana City, 16% are 65 or older. Adults 35 to 64 are 43% of residents (37% statewide); adults 18 to 34 are 16% of residents (22% statewide). 44% of adults 25 and older have a bachelor’s degree or more, vs 35% across Montana State.

Montana CityTypical Montana State townTypical U.S. town
Bachelor’s degree or more, 25+44%30%29%
Under 1825%21%22%
Aged 65 or older16%19%18%
Montana CityMontana StateUnited States

Ages · share of residents

Education · adults 25 and older

No diploma4%
High school17%
Some college23%
Associate’s13%
Bachelor’s27%
Graduate17%

Women and men · all residents

47% women, 53% men

That’s an even split within the survey’s margin of ±3 points. Across Montana State, 49.3% of residents are women.

Ages and education in Montana City
Montana CityMTU.S.
Under 1015.1%11%11.6%
10 to 179.4%10%10.3%
18 to 246.9%9%9.1%
25 to 349%12.9%13.7%
35 to 4415.3%12.9%13.2%
45 to 5415.9%11.1%12.2%
55 to 6412%13%12.7%
65 to 7412.3%12.4%10.2%
75 and older4.1%7.8%7%
No diploma3.7%5.4%10.4%
High school16.6%27.5%26%
Some college23.1%22.4%19.1%
Associate’s12.6%9.6%8.8%
Bachelor’s26.6%23.2%21.6%
Graduate17.4%12%14.1%

U.S. Census Bureau · ACS 2020-2024 5-year estimates · in a town of 3,100, single groups can be off by several points

Natural hazardsHazard risk grade C+

Montana City has a moderate natural-hazard risk, chiefly from inland flooding

56risk score of 100

Montana City’s risk rating from FEMA is recorded as 56 of 100. FEMA puts 30% of the town’s expected hazard losses down to inland flooding, and 29% to cold waves.

FEMA risk score
56Moderate riskLowerHigher
Inland floodingCold wavesWildfire

FEMA National Risk Index · OpenFEMA

HousingCost of living grade C−

Homes in Montana City sell for about $659K

$659Kmedian sale price

For households here, the share who live in a home they own is 98%. Montana City’s median rent is put at $2,077 a month. Homes sold in Montana City spent a median 86 days on the market.

Montana CityTypical Montana State townTypical U.S. town
Households that own their home98%64%73%
Median rent$2,077 a month$994 a month$1,185 a month
Market temperature
BalancedA balanced marketBuyer’sSeller’s
86
days on market
6
homes sold in September

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Keep exploring

Everything we know about Montana City

17pages on Montana City
Getting set up

Moving to Montana City: who provides what

Montana City is unincorporated, so Jefferson County and regional agencies provide most services.

PowerNorthWestern Energy14.4¢/kWh · EIA 2025HIFLD · EIA
WaterSaddle Mountain Corp ClancyNo health-based violations in 5 years · EPAEPA
Internet5 providers86% of addresses get 100/20 MbpsFCC
Trash & county servicesJefferson CountyJefferson County provides services here
SchoolsJefferson High School DistrictMontana City Elementary School DistrictClancy Elementary School District3 districts serve Montana City; which school depends on your address and gradeNCES
Register to voteIn personMontana State has no online registration; you can register in person up to and including Election Day or by mail (postmarked 30 days before).vote.gov
Who runs elections hereJefferson County Election AdministratorJefferson County; contacts on the Handbook page.FVAP, Sep 2021
ZIP codes59634, 5963559634 95% · 59635 5%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

After high school

Colleges nearby

2 within 15 miles of the center of Montana City

Montana City’s neighbors

2 towns share a border with Montana City.

Explore the map →
How the neighbors grade
TownMT rankOverallCostSafetySchoolsHealth
Montana City#8B+C−—AA
Clancy——C+—AA−
South Hills——————

Clancy has fewer than 2,500 residents, so it gets subject grades but no overall grade. Montana City and Clancy report no FBI crime data of their own. South Hills isn’t graded (fewer than 1,000 residents, or not enough data). Compare Montana City with a neighbor →

Questions about Montana City

Short answers, built from the data on this page.

Is Montana City, MT a good place to live?

For most people who can afford it, yes. Montana City grades B+ overall, better than 66% of U.S. towns and #8 of 41 in Montana State. It grades A for health and A for schools. Walkability is its weak spot, with a C−.

Is Montana City, MT expensive?

Yes. The typical home is worth about $571,000, 22% above the Montana State typical home. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades C−.

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