Photo: Montanabw · CC BY-SA 4.0Storms, floods and disasters in Lodge Grass
Lodge Grass isn’t graded for hazard risk: Lodge Grass has 429 residents; we grade towns of 1,000 or more. Flood insurance has paid 9 claims here since 1978.
What Lodge Grass faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Wildfire
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Lodge Grass flood? Rarely: 9 flood claims since 1978
Every paid claim on a federal flood insurance policy in Lodge Grass, from FEMA’s records.
Lodge Grass isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Big Horn County.3 federal disasters brought FEMA money to Lodge Grass
Disasters that paid out in Lodge Grass itself (aid to households or repair grants to the Town of Lodge Grass), newest first, with that year’s flood claims.
- 2011Severe Storms and Flooding91 households applied for aid$291K aid approved$24K to the Town of Lodge Grass for repairs1 flood claim paid that year
- 161 households applied for aid$3.7M aid approved
- 182 households applied for aid$1.6M aid approved
Big Horn County has had 5 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Also 1 FEMA wildfire suppression grant (Fire Management Assistance, not a disaster declaration) for fires in Big Horn County, 2021–2021.
Old photos of Lodge Grass after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Lodge Grass archive →Get ready for what Lodge Grass faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Clear dead leaves and brush within 5 feet of the house.
- Sign up for local alerts and know two ways out.
- Keep N95 masks for smoky days.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Lodge Grass
Does Lodge Grass flood?
Flood insurance has paid 9 claims in Lodge Grass since 1978, $91K in all.
Is Lodge Grass in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Big Horn County, 0.1% of all homes carry federal flood insurance.
How much is flood insurance in Lodge Grass?
FEMA’s Community Rating System list shows no discount for Lodge Grass’ flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Lodge Grass?
By FEMA money that reached Lodge Grass, (): 161 households applied for aid, $3.7M approved.
Storm stories
Memories, warnings and help from neighbors in Lodge Grass.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Lodge Grass’ residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.