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C−Hazard risk
Natural hazards in Fort Belknap Agency · FEMA

FEMA expects more hazard damage per building in Fort Belknap Agency than in 85% of U.S. towns, mostly from river and rain flooding

On FEMA’s National Risk Index, Fort Belknap Agency gets a C− for hazard risk: higher expected damage per building than 85% of U.S. towns. Most of that expected damage is river and rain flooding (92%). FEMA’s files show no paid flood insurance claims here.

River and rain flooding 92%Wildfire 5%Winter storms 1%

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

more than 85%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade
Hazard risk
C−
in Montana · higher than 85% of U.S. towns
Main hazard
River and rain flooding
92% of expected building damage
Flood claims
0
paid since 1978 · $0
Disasters paid out here
0
of 10 declared for Blaine County
By hazard

What Fort Belknap Agency faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

92%of expected building damage
Well above average · in the top 8% of U.S. census tracts
Recorded about once every 2 years in the area
Smaller shares here
 Wildfire Winter storms top 1% Hail Strong wind Tornadoes Earthquakes Cold waves top 1% Ice storms Heat waves Landslides Lightning
FEMA models no building damage here
Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 64% of Fort Belknap Agency’s expected losses. Cold waves do little damage to buildings (0.2%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Fort Belknap Agency’s grade

River and rain flooding is 92% of the building damage FEMA expects in Fort Belknap Agency, and Fort Belknap Agency’s rate of river and rain flooding damage is in the top 8% of U.S. census tracts. Wildfire adds 5%, at a rate in the top 6% of U.S. census tracts.

Where Fort Belknap Agency sits
Fort Belknap Agency
Least damageMiddleMost damage

C− higher expected damage per building than 85% of U.S. towns (21,298).

All of Fort Belknap Agency’s residents live in one census tract; the figures are that tract’s.

What drives the damage to buildings
River and rain flooding92%Wildfire5%Everything else3%

In dollars, FEMA expects about $1.3M a year in losses across Fort Belknap Agency: $312K to buildings, the rest to people and crops.

Shared tract.All of Fort Belknap Agency’s 1,567 residents (2020 census) live in one census tract. FEMA publishes its model by tract, so the rate and the hazard mix are the tract’s. The flood claims below are the town’s own.
A shared figure. The grade describes the whole tract, not each street in it, and FEMA’s model is an average year for today’s buildings, not a record: the claims below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Fort Belknap Agency flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Fort Belknap Agency. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of homes in flood zones are insured
of all homes are insured
No community discount

Fort Belknap Agency isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Blaine County.
Disasters

The storms Fort Belknap Agency remembers

None of the 10 disasters declared for Blaine County shows FEMA aid or repair money reaching Fort Belknap Agency itself in FEMA’s records, so these are its biggest flood-claim years.

Disasters declared, by decade
Paid out in Fort Belknap AgencyBlaine County only

Blaine County has had 10 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Be ready

Get ready for what Fort Belknap Agency faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Fort Belknap Agency

Is Fort Belknap Agency at risk for natural disasters?

On FEMA’s National Risk Index, Fort Belknap Agency has higher expected damage per building than 85% of U.S. towns: C− for hazard risk. Most of the expected damage is river and rain flooding (92%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.

Is Fort Belknap Agency in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Blaine County, 2% of homes in mapped flood zones carry federal flood insurance, and 0.3% of all homes do.

How much is flood insurance in Fort Belknap Agency?

FEMA’s Community Rating System list shows no discount for Fort Belknap Agency’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

Is Fort Belknap Agency at risk from river and rain flooding?

It is the largest share of the building damage FEMA expects here (92%), and Fort Belknap Agency’s rate for it is in the top 8% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Fort Belknap Agency.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Fort Belknap Agency’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.