Of the losses FEMA expects in Florence, 37% come from wildfires and 30% from avalanches. Expected storm and flood damage is higher than in 86% of U.S. communities.

86risk score of 100

FEMA risk score

WildfireAvalanchesInland flooding

Full pageFlorence’s hazards pageOpen the page

What it facesVery high risk Flood claims0 paid flood claims · No paid flood claims on record Past disasters11 disaster declarations · Declared for the county Get readyReady for wildfire

FEMA National Risk Index · OpenFEMA

Schools

The schools Florence’s kids attend

The public schools here belong to the Florence-Carlton K-12 Schls school district. Below: Two of its 3 schools, each with why it was picked. 3 public schools serve Florence, with 718 students in all.

School	Level	Students	Letter
Florence-Carlton El SchlLargest public elementary schoolGrades PK–5	Grades PK–5	301	C⁺
Florence-Carlton HSLargest public high schoolGrades 9–12	Grades 9–12	237	B⁻

Full pageFlorence’s schools pageOpen the page

The districtsFlorence-Carlton K-12 Schls Every school3 schools · Florence-Carlton El Schl Questions“Are Florence’s schools good?”

NCES · EDFacts

Housing

A home in Florence is worth about $655K, on Zillow’s estimate

Among 43 Montana towns, just 3 have a higher home-ownership rate than Florence. Home values are up 1.1% over the year to September 2026.

$655KZillow home value

Typical home value

Florence$655K

Montana$467K

+1.1%

value change, 1 year

Full pageFlorence’s housing & cost-of-living pageOpen the page

Prices over the yearsUp 1.1% in a year Years of income to buyA typical home costs 6.4 years of income Rents$631 a month · Median rent

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Climate

Four seasons and pleasant summers in Florence

Florence’s midsummer high stands at 86°F, against 85°F in Montana’s towns and 85°F across U.S. towns.

17″snow a winter

Typical low → high °F

Winter19–36°

Spring32–59°

Summer48–82°

Fall32–58°

Sep 19

typical first frost

May 22

typical last frost

+0.9°

vs. the 20th-century average

Full pageFlorence’s climate pageOpen the page

A year of weatherJuly highs 86°, January lows 18°Rain & snow17″ of snow a winter · 13 inches of rain and snow a year Heating & coolingMostly a heating bill Then and now+0.9° vs. the 20th century · Warmer than the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Who lives here

Florence stands out in Montana and nationally: the median age there is higher

Florence: 34% of adults 25 and older hold a bachelor’s degree or more, above both Montana’s towns (30%) and U.S. towns (29%). The share of residents in Florence who are under 18: 14%. Also worth knowing: people 65 and older are 27% of residents (20% statewide); children under 18 are 14% of residents (21% statewide).

58.5median age · MT 40.4

	Florence	Montana towns	U.S. towns
Median age	58.5 years	38.9 years	40.5 years
Under 18	14%	22%	22%
Bachelor’s degree or more, 25+	34%	30%	29%

FlorenceMontanaUnited States

MTU.S.

Ages · share of residents

32%

Education · adults 25 and older

No diploma1%

High school38%

Some college21%

Associate’s6%

Bachelor’s30%

Graduate5%

Women and men · all residents

Somewhere between 41% and 65% women

The Census survey reached too few of Florence’s residents to say more: its margin here is ±12.3 points. Across Montana, 49.3% of residents are women.

Ages and education in Florence
	Florence	MT	U.S.
Under 10	11.3%	11%	11.6%
10 to 17	3.1%	10%	10.3%
18 to 24	5.9%	9%	9.1%
25 to 34	12.6%	12.9%	13.7%
35 to 44	5.6%	12.9%	13.2%
45 to 54	3.1%	11.1%	12.2%
55 to 64	31.5%	13%	12.7%
65 to 74	23.2%	12.4%	10.2%
75 and older	3.7%	7.8%	7%
No diploma	1.2%	5.4%	10.4%
High school	38%	27.5%	26%
Some college	20.5%	22.4%	19.1%
Associate’s	5.8%	9.6%	8.8%
Bachelor’s	29.9%	23.2%	21.6%
Graduate	4.5%	12%	14.1%

Full pageFlorence by the numbersOpen the page

Ages58.5 median age · 27% are 65 or older Schooling34% have a four-year degree Homes88% own their home · Homeowners Income$102K a year · Median household income

U.S. Census Bureau · ACS 2020-2024 5-year estimates · in a town of 900, single groups can be off by several points

Work & commute

About two in five of Florence’s working residents commute to Missoula

The top destinations are Missoula (43%), Hamilton (3%) and Lolo (3%). Just 9% of Florence’s working residents have a job in town. The average commute for Florence comes to 41 minutes. Between 2013 and 2023, jobs in the town rose by 77, to 405.

9%work in town

	Florence	Montana towns	U.S. towns
Average trip to work	41 minutes	17 minutes	25 minutes
Working residents who work in town	9.3%	39%	8%
Median household income	$102,000	$67,000	$80,000
Below the poverty line	6.1%	10%	9.6%

Where working residents work

In Florence9%

Missoula43%

Hamilton3%

Lolo3%

Stevensville3%

17 mi

median commute distance

405

jobs based in Florence

Balanced

jobs vs. working residents

Full pageFlorence’s work & commute pageOpen the page

The jobs here405 jobs based here · Balanced Where people work9% work in Florence Commute times41 minutes · The average commute How far they goHalf commute less than 17 miles

Census LEHD 2023 · ACS

Health

How healthy Florence is

30% of Florence adults sleep under 7 hours. Two figures for adults locally: 72% had a checkup this year, 20% binge drink.

	Florence	Montana towns	U.S. towns
Sleep under 7 hours (CDC PLACES)	30%	32%	36%
Yearly checkup (CDC PLACES)	72%	72%	79%
Binge drink (CDC PLACES)	20%	20%	16%
Get no exercise (CDC PLACES)	19%	21%	25%

32 measures vs. Montana

1 better31 too close to call0 worse

What stands out	Florence	MT
More adults seeing a dentist	68.8%	63.3%

Community Medical Center

14.4 mi away · emergency room

1 of 3

care shortages: mental health

Full pageFlorence’s health reportOpen the page

Everyday habitsFewer smokers Hospitals & doctors nearby14.4 miles to an ER · Community Medical Center How adults are doingFewer adults in fair or poor health Every CDC estimateBetter than MT on 1 of 32

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Nearby attractions

Lake Missoula and 4 more within 40 miles

Museums, parks, gardens and other places to visit around Florence. Close and well known come first.

All 7 attractions →

21 mi LakeLake Missoula 27 mi Ski areaMontana Snowbowl64 runs · 2,538 ft vertical

17 mi TheatreWilma Theater 16 mi MuseumMissoula Art Museum

17 mi MuseumMontana Museum of Art & Culture

Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons

Photo credits

Lake Missoula: USGS, Public domain · Wilma Theater: Publichall, CC BY-SA 3.0 · Montana Museum of Art & Culture: DocFreeman24, CC BY-SA 4.0

Keep exploring

Everything we know about Florence

17pages on Florence

The big questions

Schools3 schools HealthBetter than MT on 1 of 32 CDC measures Cost of living$655K typical home · up 1.1% in a year Work & commute$102K median household income · 405 jobs here Natural hazardsFEMA risk higher than 86% of U.S. communities · wildfire

Out and about

PlacesAttractions7 nearby · Missoula Art Museum 16 mi LibraryLolo School and Community Library Colleges

The story

HistorySettled 1888 Famous people1 born in Florence Climate86° summer highs · 17″ of snow

Day to day

NewsWeatherHandbookZIP code 59833 Town SquareNeighbors

After high school

Colleges nearby

None within 15 miles of Florence; the nearest are

The University of MontanaUniversity or college · Public · Missoula16.2 mi$8,552 in-state tuition Highlands College of Montana TechCommunity college · Public · Butte89.2 mi$4,130 in-state tuition

About 1 of every 100 Florence residents are enrolled in college, against 5 across Montana.

Prices by family income, graduation and earnings →

About Florence

Census-designated place in Montana, United States

Florence (Salish: čp̓úƛ̓us ) is a census-designated place (CDP) in Ravalli County, Montana. County Line Rd is on the northern edge of the city limits dividing it from Missoula County, Montana. The population was 821 at the 2020 census.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area: 0.8 sq mi
Elevation: 3,264 ft
ZIP code: 59833

Questions about Florence

Short answers, built from the data on this page.

Is Florence, MT a good place to live?

Florence has fewer than 1,000 residents, too few for fair grades; the figures below are still real.

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Is Florence a good place to live?

923 people, and everyone knows the way

138 years in pictures

Moving to Florence: who provides what

The data

The FEMA risk score in Florence is higher than in most of Montana or the rest of the country