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Montana›Lake County

ElmoMT

With 290 residents, this town was settled in 1911.

Is Elmo a good place to live?

Among 31 Montana towns, just one has a higher typical home value than Elmo. Elmo has fewer than 1,000 residents, too few for fair grades; the figures below are still real.

Small town

290 people, and everyone knows the way

In a town this size, neighbors are the best guide. Ask them anything.

Nearby towns
Getting set up

Moving to Elmo: who provides what

Elmo is unincorporated, so Lake County and regional agencies provide most services.

PowerNorthWestern Energy14.4¢/kWh · EIA 2025HIFLD · EIA
WaterElmo Water SystemNo health-based violations in 5 years · EPAEPA
Internet4 providers80% of addresses get 100/20 MbpsFCC
Trash & county servicesLake CountyLake County provides services here
SchoolsPolson Elementary School DistrictPolson High School District2 districts serve Elmo; which school depends on your address and gradeNCES
Register to voteIn personMontana has no online registration; you can register in person up to and including Election Day or by mail (postmarked 30 days before).vote.gov
Who runs elections hereLake County Election AdministratorLake County; contacts on the Handbook page.FVAP, Sep 2025
ZIP code5991559915 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Elmo.

Housing

Elmo’s typical home value is about $808K

Among households in Elmo, 70% live in a home they own, where Montana’s towns sit at 64% and U.S. towns at 73%.

$808KZillow home value

Typical home value

Elmo$808K
Montana$467K
+0.7%
value change, 1 year

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Who lives here

More children than Montana overall

Children under 18 are 47% of residents (21% statewide); adults 18 to 34 are 7% of residents (22% statewide). Among adults 25 and older in Elmo, 38% hold a bachelor’s degree or more, above both Montana’s towns (30%) and U.S. towns (29%).

25.5median age · MT 40.4
ElmoMontanaUnited States

Ages · share of residents

Education · adults 25 and older

No diploma22%
High school16%
Some college18%
Associate’s6%
Bachelor’s38%
Graduate0%

Women and men · all residents

Somewhere between 36% and 93% women

The Census survey reached too few of Elmo’s residents to say more: its margin here is ±28.4 points. Across Montana, 49.3% of residents are women.

Ages and education in Elmo
ElmoMTU.S.
Under 107.6%11%11.6%
10 to 1739%10%10.3%
18 to 240%9%9.1%
25 to 346.6%12.9%13.7%
35 to 4415.9%12.9%13.2%
45 to 548.6%11.1%12.2%
55 to 643.1%13%12.7%
65 to 749%12.4%10.2%
75 and older10.3%7.8%7%
No diploma21.9%5.4%10.4%
High school16.1%27.5%26%
Some college18.1%22.4%19.1%
Associate’s5.8%9.6%8.8%
Bachelor’s38.1%23.2%21.6%
Graduate0%12%14.1%

U.S. Census Bureau · ACS 2020-2024 5-year estimates · in a town of 300, single groups can be off by several points

Work & commute

About half of Elmo’s working residents commute to Polson

The top destinations are Polson (45%), Ronan (9%) and Kalispell (5%). Half of commuters travel less than 15 miles. The share of residents in Elmo who live below the poverty line: 12%.

0%work in town

Where working residents work

In Elmo0%
Polson45%
Ronan9%
Kalispell5%
Pablo5%
15 mi
median commute distance
0
jobs based in Elmo
A commuter town
jobs vs. working residents

Census LEHD 2023 · ACS

Natural hazards

High risk in Elmo, with avalanches at the top

Compared with 78% of U.S. communities, expected storm and flood damage in Elmo is higher. Expected losses in Elmo break down as 42% from avalanches and 25% from inland flooding.

78risk score of 100
FEMA risk score
78High riskLowerHigher
AvalanchesInland floodingEarthquakes

FEMA National Risk Index · OpenFEMA

Climate

Expect four seasons and pleasant summers in Elmo

The range runs from 21° on a January night to 83° on a July afternoon, with about 34 inches of snow a winter.

34″snow a winter

Typical low → high °F

Winter21–33°
Spring33–56°
Summer50–79°
Fall34–55°
Sep 28
typical first frost
May 15
typical last frost
+1.2°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Health

How healthy Elmo is

Only 4 of the 42 Montana towns we compare have a higher share of adults who worry about having enough food than Elmo. For adults locally, the share who report frequent physical distress is 17%. 18% of adults in Elmo smoke cigarettes; 14% have diabetes.

ElmoMontana townsU.S. towns
Frequent physical distress (CDC PLACES)17%14%14%
Smoke cigarettes (CDC PLACES)18%14%14%
Diabetes (CDC PLACES)14%10%12%
Food insecurity (CDC PLACES)20%12%14%
32 measures vs. Montana
0 better18 too close to call14 worse
What stands outElmoMT
More adults facing a utility shut-off11.3%6.5%
More adults without reliable transportation12.8%7.5%
More adults facing food insecurity19.9%11.7%
Providence St. Joseph Medical Center
13.2 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Keep exploring

Everything we know about Elmo

15pages on Elmo
After high school

Colleges nearby

None within 15 miles of Elmo; the nearest are

A commuter town

100% of working residents leave Elmo for work

Where Elmo’s working residents go each day. Line width shows the share.

45% → Polson Polson 45% 9% → Ronan Ronan 9% 5% → Kalispell Kalispell 5% 5% → Pablo Pablo 5% 5% → Big Arm Big Arm 5% 3% → Hot Springs Hot Springs 3% Elmo · 0% stay
0jobs based in Elmo
0%of working residents work in town
15 mimedian commute distance

Census LEHD 2023

About Elmo

Census-designated place in Montana, United States

Elmo (Salish: sqʷʔeʔ, Kutenai: k̓upawi¢q̓nuk) is a census-designated place (CDP) in Lake County, Montana, United States. As of the 2020 census, Elmo had a population of 244. The townsite was platted in 1917. Elmo had a dock and warehouse that served boat traffic on Flathead Lake.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
0.3 sq mi
Elevation
2,917 ft
ZIP code
59915

Questions about Elmo

Short answers, built from the data on this page.

Is Elmo, MT a good place to live?

Elmo has fewer than 1,000 residents, too few for fair grades; the figures below are still real.