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CCost of living
Cost of living in Clinton

Even on the area’s higher pay, Clinton costs more to live in than 73% of U.S. towns

Up 3.1% in a year, 16% above the Montana typical home.

Census 2020–24 home values, rents, tax bills and cost burden, measured against the median household income of the Missoula, MT metro area ($75K). How TownRatings grades cost of living

Typical home value
$541K
▲ 3.1% in a year · MT $467K
Zillow
Homes sold
1
in September 2026 · 3 for sale
2-bedroom rent
$1,690
a month, utilities in · HUD
Median tax bill
$3,100
MT $2,693
Area income (the grade’s yardstick)
$75K
Missoula-area median

Only 1 sale in September 2026: in a market this size, monthly medians swing a lot, so the typical value is the steadier guide.

Why Clinton gets a C although people here earn more than most

The grade measures what housing costs against what households in the area earn. Clinton’s area earns well above the typical U.S. town ($75K against $74K), but homes, rent and taxes here run higher still. Owners keep up no better than renters: 18% of owners pay 30% or more of income for housing (typical U.S. town: 20%), against 0% of renters.

In dollars

  • $541Ktypical home, 16% above the Montana typical homeZillow, September 2026
  • $1,690a month for a two-bedroom, utilities includedHUD Fair Market Rent, 2026
  • 96prices across the Missoula metro, where the U.S. is 100 (housing 95)BEA Regional Price Parities, 2024

In paychecks the grade

  • 5.2 yrsof area income buys the typical home; the typical U.S. town: 3.3$75K, Missoula-area income
  • 25%of area income goes to the median rent; the typical U.S. town: 18%Census 2020–24
  • 18%of owners do; the typical U.S. town: 20%Census 2020–24
What stands out · In brief

What Clinton’s housing numbers say

Mostly newer homes

Half of Clinton’s homes were built after 1998, against 1981 for Montana as a whole. Property taxes ↓

Written from the data on this page. Home values are the Zillow Home Value Index, through September 2026; incomes, rents paid, taxes and ownership come from the Census American Community Survey.

Cost of living grade

What’s behind Clinton’s grade

Measured against what households in the area earn, Clinton is more affordable than 27% of U.S. towns. Rent pulls the grade down most; the share of households paying 30%+ for housing holds it up.

All U.S. towns we grade (21,243)More affordable than 27%
CostlierMore affordable

Prices here have kept pace with Montana: up 23.2% in five years, against 23.4% statewide (Zillow).

How sure. Clinton’s Census figures cover about 366 households. At the ends of the Census margins (area income ±$2,650, owners paying 30%+ ±12.4 points), Clinton could be anywhere from D to C+.

How TownRatings grades cost of living →

Price trend

Up 3.1% in a year

About the same pace as Montana (2%).

ClintonMontana
$200K$250K$300K$350K$400K$450K$500K$550K20182020202220242026
Show as a table
JanuaryClintonMontana
2017$256,000$231,000
2018$272,000$245,000
2019$283,000$259,000
2020$301,000$274,000
2021$359,000$315,000
2022$458,000$402,000
2023$484,000$430,000
2024$487,000$443,000
2025$517,000$459,000
2026$536,000$463,000
September 2026$541,000$467,000
Then & now

A typical Clinton home worth $251K in October 2016 is worth about $541K today.

+$290K
+3.1%
past year
+23.2%
past 5 years
+115.4%
since 2016

Zillow Home Value Index: the typical value of all homes (middle third), smoothed and seasonally adjusted, through September 2026.

Affordability

A typical home costs 5.2 years of area income

The calculator starts from the area income the grade uses. Switch to Clinton’s own median, or type yours.

Household income a year
$
Missoula-area median household income, as in the grade
You could afford about
$296,000
Typical Clinton home $541K

That’s $245K short of a typical Clinton home.

The typical home, each month
$3,200
Loan $2,680Tax $360Insurance $160

A two-bedroom rents for about $1,690 a month here, $1,510 less than owning.

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Clinton’s typical property tax (0.80% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $1,690

Renters already here pay a median of $1,565.

Fair Market Rent a month, utilities included

Studio$1,170
1 bedroom$1,420
2 bedrooms$1,690
3 bedrooms$2,350
4 bedrooms$2,820
15%
of households rent · MT 31%
53
renter households
0%
of renters spend 30%+ of income on rent · MT 45%
20%
of the median income, for a two-bedroom
$1,565
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Missoula, MT HUD Metro FMR Area): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

Property taxes

Property tax runs above the Montana norm

The median bill is $3,100 (Montana: $2,693), 0.80% of a home’s value a year, against 0.72% statewide.

$3,100
median bill a year · MT $2,693
0.80%
of a home’s value a year · MT 0.72%
$360
a month at that rate, on the typical home (Zillow)

Census American Community Survey 2020–24: the median real-estate tax bill homeowners report, and that bill ÷ the median home value. Bills include town, school and county taxes. The Census reports bills over $10,000 only as “$10,000+”.

Beyond rent and mortgage

The rest of a budget near Clinton

Only figures published free for the whole country, each labeled with the area it covers: the Missoula, MT metro area, or Montana. Groceries follow the goods price level; nobody publishes them town by town.

CostHereCompared withAreaSource
Prices overall
U.S. = 100
96MT 95metroBEA, 2024
Goods (groceries, clothing, cars…)
U.S. = 100
96MT 96metroBEA, 2024
Utilities
U.S. = 100
72MT 72metroBEA, 2024
Other services
U.S. = 100
99MT 99metroBEA, 2024

Price levels: U.S. Bureau of Economic Analysis, Regional Price Parities 2024 (metro area and state). Electricity: U.S. Energy Information Administration, Electric Power Monthly, table 5.6.A.

Next door

Clinton and its neighbors

One source per column.

Cost next door · one source per column

TownCostTypical home
Zillow, September 2026
Median value
Census 2020–24
Tax rate
bill ÷ value
2-bed rent
HUD 2026
ClintonC$541K$387K0.80%$1,690

Questions about the cost of living in Clinton

Is Clinton expensive to live in?

Measured against what households in the area earn, Clinton costs more than 73% of U.S. towns: a C for cost of living. The typical home costs 5.2 years of the median household income of the Missoula, MT metro area ($75K).

How much does a house cost in Clinton?

About $541K, Zillow’s typical value for September 2026, up 3.1% in a year. The Montana typical home is $467K.

What salary do you need to live in Clinton?

To buy the typical home with 20% down at 6.3%, about $137,000 a year, keeping the payment (about $3,200 a month with tax and insurance) at 28% of income. To rent a two-bedroom at 30% of income, about $68,000.

How much is rent in Clinton?

HUD puts a two-bedroom at about $1,690 a month with utilities, the going rate for someone moving in. Renters already here pay a median of $1,565 (Census 2020–24).

What are property taxes in Clinton?

The median bill is $3,100 a year, 0.80% of the median home value (Montana: $2,693, 0.72%), from the Census 2020–24.

Are home prices in Clinton going up?

Yes: up 3.1% in the past year and 23.2% in five years, against 23.4% across Montana (Zillow).

Neighbors talk housing

What Clinton buyers, sellers and renters are saying.

Town Square →
Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research, September 2026. Sales, days on market and supply: Redfin Data Center, September 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.