Waterford, Mississippi, 2014
Waterford’s story
189 years in pictures
The archive holds 2 old photos and papers going back to 2014 and 4 maps from 1944 on.
- 1837Waterford is settled
WaterfordMS
Photo: Magnolia677 · CC BY 4.0
Population
33
Census survey, 2020–24
Typical home
$184K
+1.7% in a year
Household income
$33K
median
Median age
75.7
years
Land area
1 sq mi
Is Waterford a good place to live?
52% of residents live below the poverty line in Waterford, above both the Mississippi town median (21%) and the median of U.S. towns (9.6%). No town among the 102 in Mississippi we compare has a higher age of the median resident than Waterford. The biggest park or preserve is Wall Doxey State Park, at 23 acres. Waterford has fewer than 1,000 residents, too few for fair grades; the figures below are still real.
What makes Waterford stand out
Where Waterford beats most towns.
Small town
33 people, and everyone knows the way
In a town this size, neighbors are the best guide. Ask them anything.
Nearby towns
Getting set up
Moving to Waterford: who provides what
Waterford is unincorporated, so Marshall County and regional agencies provide most services.
PowerNorth East Mississippi EPA14.2¢/kWh · EIA 2025HIFLD · EIA
Internet4 providers94% of addresses get 100/20 MbpsFCC
Trash & county servicesMarshall CountyMarshall County provides services here
Register to voteIn personMississippi has no online registration; you can register in person until 30 days before Election Day or by mail (postmarked 30 days before).vote.govWho runs elections hereMarshall County RegistrarMarshall County; contacts on the Handbook page.FVAP, Sep 2023
ZIP codes38685, 3863538685 71% · 38635 29%Census 2020
EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.
The data
Ordered by what stands out in Waterford.
Work & commute
For most of its workers, the job is outside Waterford
The median commute is under 31 miles. The top destinations are Holly Springs (16%), Memphis (13%) and New Albany (7%).
0%work in town
Where working residents work
In Waterford0%
Holly Springs16%
Memphis13%
New Albany7%
Hernando7%
31 mi
median commute distance
0
jobs based in Waterford
A commuter town
jobs vs. working residents
Census LEHD 2023 · ACS
1″snow a winter
Typical low → high °F
Winter33–53°
Spring50–73°
Summer68–90°
Fall50–74°
Oct 26
typical first frost
Apr 6
typical last frost
+0.4°
vs. the 20th-century average
NOAA U.S. Climate Normals, 1991–2020
Health
More of Waterford’s adults report frequent physical distress than in the typical Mississippi or U.S. town
For adults in Waterford, the share who had a checkup this year is 85%. Of 31 CDC measures, Waterford beats the Mississippi average on 3 and trails it on 11. In Waterford, 53% of adults have high blood pressure, and 41% get no exercise outside work. Among 102 Mississippi towns, just 3 have a higher share of adults who have been diagnosed with depression than Waterford.
| Waterford | Mississippi towns | U.S. towns | |
|---|---|---|---|
| Frequent physical distress (CDC PLACES) | 20% | 16% | 14% |
| High blood pressure (CDC PLACES) | 53% | 45% | 35% |
| Get no exercise (CDC PLACES) | 41% | 36% | 25% |
| Fair or poor health (CDC PLACES) | 32% | 27% | 19% |
31 measures vs. Mississippi
3 better17 too close to call11 worse
| What stands out | Waterford | MS |
|---|---|---|
| Fewer binge drinkers | 9.6% | 13.6% |
| More adults treating high blood pressure | 86.7% | 79.7% |
| More adults with COPD | 14.9% | 8.6% |
Baptist Memorial Hospital North MS
21.1 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health
CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA
Housing
Waterford stands out in Mississippi and nationally, with more of its households who are owner-occupiers
The typical home value in Waterford is about $184,000, up 1.7% in a year, 6% below the Mississippi typical home.
$184KZillow home value
Typical home value
Waterford$184K
Mississippi$195K
+1.7%
value change, 1 year
0
homes sold in September
Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center
Natural hazards
The biggest natural risk in Waterford is inland flooding, at a moderate overall level
On expected storm and flood damage, Waterford sits below 54% of U.S. communities. Expected losses in Waterford break down as 33% from inland flooding and 23% from tornadoes. Federal aid has come to Waterford households in 3 declared disasters; the latest was in 2026.
46risk score of 100
FEMA risk score
Inland floodingTornadoesEarthquakes
3
federal disasters paid out here
FEMA disaster declarations and aid · FEMA National Risk Index · OpenFEMA
2.9%conserved
2.9%
conserved · 18 of 618 acres
0.0 mi
of trails · 0 per sq mi
| Biggest places to walk | Trails | Acres |
|---|---|---|
| 1. Wall Doxey State Park | — | 23 |
Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US
Keep exploring
Everything we know about Waterford
16pages on Waterford
The big questions
Out and about
After high school
Colleges nearby
1 within 15 miles of the center of Waterford
About 0 of every 100 Waterford residents are enrolled in college, against 6 across Mississippi.
A commuter town
100% of working residents leave Waterford for work
Where Waterford’s working residents go each day. Line width shows the share.
0jobs based in Waterford
0%of working residents work in town
31 mimedian commute distance
Census LEHD 2023
About Waterford
Census-designated place in Mississippi, United States
Waterford is a census-designated place and unincorporated community in Marshall County, Mississippi, United States. It is a small town located between Holly Springs and Oxford on Highway 7. Per the 2020 census, the population was 112.
From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)
- Area
- 1.0 sq mi
- Elevation
- 427 ft
- ZIP code
- 38685
Questions about Waterford
Short answers, built from the data on this page.
Is Waterford, MS a good place to live?
Waterford has fewer than 1,000 residents, too few for fair grades; the figures below are still real.