Storms, floods and disasters in Stonewall
Stonewall isn’t graded for hazard risk: Stonewall has 968 residents; we grade towns of 1,000 or more. Flood insurance has paid 7 claims here since 1979.
What Stonewall faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Hurricanes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Stonewall flood? Rarely: 7 flood claims since 1979
Every paid claim on a federal flood insurance policy in Stonewall, from FEMA’s records.
Stonewall isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Clarke County.7 federal disasters brought FEMA money to Stonewall
Disasters that paid out in Stonewall itself (aid to households or repair grants to the Town of Stonewall), newest first, with that year’s flood claims.
- 2020Severe Storms, Tornadoes, Straight-line Winds, and Flooding20 households applied for aid$42K aid approved
- 2016Severe Storms and Flooding5 households applied for aid$2K aid approved
- 2012Hurricane Isaac59 households applied for aid$77K aid approved
- 2011Severe Storms, Tornadoes, Straight-line Winds, and Associated Flooding25 households applied for aid$26K aid approved
- 2005Hurricane Katrina474 households applied for aid$362K aid approved
- 2004Hurricane Ivan56 households applied for aid$58K aid approved
Show all 7
- 2003Severe Storms, Tornadoes, Floods67 households applied for aid$150K aid approved4 flood claims paid that year
Clarke County has had 20 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then severe storms.
Old photos of Stonewall after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Stonewall archive →Get ready for what Stonewall faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Stonewall
Does Stonewall flood?
Flood insurance has paid 7 claims in Stonewall since 1979, $30K in all.
Is Stonewall in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Clarke County, 14% of homes in mapped flood zones carry federal flood insurance, and 1.1% of all homes do.
How much is flood insurance in Stonewall?
FEMA’s Community Rating System list shows no discount for Stonewall’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Stonewall?
By FEMA money that reached Stonewall, Hurricane Katrina (2005): 474 households applied for aid, $362K approved.
Storm stories
Memories, warnings and help from neighbors in Stonewall.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Stonewall’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.