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Pontotoc County CourthousePhoto: Michaelswikiusername at English Wikipedia · CC BY 3.0
Housing in Pontotoc

40 homes sold in Pontotoc in the last year, at a typical $210K

Almost every sale is a house. Below: what each kind of home sells for, what your budget buys, the best months to buy, how hard you’ll have to bid, and a shortcut to every site where Pontotoc homes are listed.

Homes sold
40
June 2025 to May 2026
Typical sale price
$210K
median, weighted by sales
Price per square foot
$139
Mississippi $145
For sale now
17
May 2026 · 4 sold that month
What sold · last 12 months

Houses are 100% of Pontotoc’s sales, at a typical $210K

40 homes sold in the year to May 2026.

Houses$210K

typical sale · 40 sold in 12 months

Per square foot
$139MS $142
Days to sell
91
Sold over asking
0%
Listings with a price cut
28%
14 years of sales

About as many homes sell as usual, at 1.6 times the 2016 price

40 sales in the last year, against 69 in 2024 and a low of 32 in 2015. The typical sale went from $127K in 2016 to $210K.

Homes soldTypical sale price
0255075100$75K$150K$225K$300K2012: 40 sold, typical $101K’122013: 34 sold, typical $104K2014: 40 sold, typical $122K’142015: 32 sold, typical $103K2016: 33 sold, typical $127K’162017: 36 sold, typical $130K2018: 47 sold, typical $119K’182019: 36 sold, typical $131K2020: 43 sold, typical $168K’202021: 50 sold, typical $207K2022: 43 sold, typical $211K’222023: 36 sold, typical $203K2024: 69 sold, typical $246K’242025: 38 sold, typical $246KLast 12 months: 40 sold, typical $210KNow

Source: Redfin Data Center, MLS sales. Typical price and $/sq ft are the monthly medians, weighted by sales.

What your budget buys

What $200K buys in Pontotoc

Houseat $139 a sq ft
The same money in Mississippiat $142 a sq ft

Is this asking price fair?

Check a listing against what Pontotoc homes sold for

Against the town’s median price per square foot over the last 12 months. A rough check: condition, lot and location within town move a price more than this can see.

What the sales history says · 14 years of sales

Bidding wars in Pontotoc are back to pre-pandemic levels, and more homes are for sale

We read every month of Pontotoc’s home sales since 2012 so you don’t have to. Each figure covers 12 months, because a single month in a town is too few sales to mean much. Latest: the year to May 2026, 40 sales.

If you’re buying in Pontotoc

  • Shop in January. It brings about 4 new listings a month, close to the busiest month, with fewer bidding wars (0% over asking).
  • You’ll usually have time. Only 0% of homes go under contract within two weeks; the typical one takes 91 days.
Best time to buy

Summer brings the homes; winter brings the bidding wars

June has the most new listings (about 5 a month), but February is the most competitive: 4% of February sales close over asking. January and February offer nearly as much choice with fewer homes bid up (0%). January has the least competition (0%).

New listings a monthShare sold over asking
01.32.53.857%13%20%Sweet spotJan: 4 new listings a month, 0% sold over asking, 108 days to sellJFeb: 4 new listings a month, 4% sold over asking, 78 days to sellFMar: 4 new listings a month, 2% sold over asking, 92 days to sellMApr: 4 new listings a month, 0% sold over asking, 116 days to sellAMay: 4 new listings a month, 0% sold over asking, 99 days to sellMJun: 5 new listings a month, 0% sold over asking, 116 days to sellJJul: 4 new listings a month, 3% sold over asking, 78 days to sellJAug: 5 new listings a month, 2% sold over asking, 87 days to sellASep: 4 new listings a month, 2% sold over asking, 112 days to sellSOct: 4 new listings a month, 0% sold over asking, 70 days to sellONov: 3 new listings a month, 0% sold over asking, 84 days to sellNDec: 2 new listings a month, 0% sold over asking, 104 days to sellD

Averages for each calendar month, 2015 on.

How competitive is it now?

Nearly as heated as 2021, and calmer than Mississippi

Pontotoc now2017–192021 peakMS now
Sold over askingShare of sales that closed above the list price0%0%2%10%
Gone within two weeksShare of homes under contract within 14 days0%2%0%26%
Listings with a price cutShare of homes for sale that cut their price28%——25%
Price paid vs. askingAverage sale price ÷ list price——103%96.5%
Days to sellMedian days from listing to contract91928251
Supply

16 homes for sale on a typical day

That’s 1.6 times the 2017 low (10), 38% more than in 2017–19 and well under 2024’s 21.

2012: 12 for sale’122013: 15 for sale2014: 13 for sale2015: 11 for sale’152016: 13 for sale2017: 10 for sale2018: 12 for sale’182019: 13 for sale2020: 10 for sale2021: 13 for sale’212022: 12 for sale2023: 18 for sale2024: 21 for sale’242025: 17 for saleLast 12 months: 16 for saleNow
Room to negotiate

1 in 4 listings has cut its price

28% in the last year, against — in 2017–19 and 25% across Mississippi.

2023: 5%’232024: 25%2025: 23%Last 12 months: 28%Now

Source: Redfin Data Center, city market tracker, January 2012 to May 2026 (MLS sales, not seasonally adjusted). Ratios are weighted by homes sold; price cuts by homes for sale.

Rent or buy?

Owning the typical Pontotoc home costs about $1,179 a month

Mortgage
Property tax
Insurance
Rent

Price: Pontotoc’s typical sale, last 12 months. Property tax at Pontotoc’s 0.5% (median bill ÷ median value, Census ACS); insurance at 0.35% of price a year. Before PMI, HOA dues, upkeep and the tax deduction. Whether Pontotoc is affordable on local pay is on Cost of living.

Before you buy in Pontotoc

Six things worth knowing

5

New listings in June

The month with the most choice. December has the fewest, about 2.

Best time to buy
0.5%

Property tax, a year

Of a home’s value: the median bill over the median home value. On a $210K home, about $1,000 a year.

Taxes vs. neighbors
B+

Schools

The schools grade for Pontotoc, from test results, graduation and how much students grow.

Schools in Pontotoc
20 min

Typical commute

The average one-way trip to work for people who live in Pontotoc.

Work & commute
Flood

Check the flood map

Flood insurance isn’t in a standard policy, and lenders require it in FEMA flood zones. Check the address before you make an offer.

Natural hazards
Records

Look up any property

Assessed value, lot size and every past sale of a home you’re eyeing are public, at the town or county assessor and the registry of deeds.

Nearby markets · last 12 months

No busy market nearby sells for less a square foot

The busier markets within 25 miles of Pontotoc, by what sold. Prices, taxes and how far a paycheck goes next door are on Cost of living.

SoldTypical sale$/sq ftOver askingDays to sell
Tupelo461$248K$1410%37
Saltillo60$251K$1510%37
Pontotoc40$210K$1390%91
Guntown24$221K$1400%41

Redfin Data Center, June 2025 to May 2026. Towns with fewer than 20 sales are left out, and Redfin doesn’t report every town separately.

Selling, or renting out?

Post your home to Pontotoc, free

Selling it yourself, renting out an apartment or looking for a roommate? Post it to Pontotoc. People who follow the town see it, and so do people comparing Pontotoc with their own town. No commission, no listing fee.

Questions about buying a home in Pontotoc

What do homes sell for in Pontotoc, MS?

40 homes sold in the year to May 2026 at a typical $210K, $139 a square foot.

Is Pontotoc a buyer’s or seller’s market?

A balanced market: 17 homes were for sale in May 2026 and 4 sold, about 4.3 months of supply., and 28% of listings cut their price.

When is the best time to buy in Pontotoc?

June brings the most new listings. The sales history shows which months have fewer bidding wars.

How much are property taxes in Pontotoc?

About 0.5% of a home’s value a year. On a $210K home that’s near $1,000.

Where can I see homes for sale in Pontotoc?

Zillow, Redfin, Realtor.com and Homes.com all carry Pontotoc’s MLS listings; the search links above open each one filtered to Pontotoc.

Sales, prices, days on market and listings: Redfin Data Center (MLS, monthly, not seasonally adjusted). Property tax rate: Census American Community Survey. Two-bedroom rent: HUD Fair Market Rent. Typical home value: Zillow Home Value Index. Schools grade: TownRatings (how grades work).