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BHazard risk
Natural hazards in Hollandale · FEMA

On FEMA’s figures, Hollandale faces about as much hazard damage per building as the typical U.S. town, mostly from river and rain flooding

On FEMA’s National Risk Index, Hollandale gets a B for hazard risk: lower expected damage per building than 58% of U.S. towns. Most of that expected damage is river and rain flooding (53%), then earthquakes (20%). Flood insurance has paid 3 claims here since 2009.

River and rain flooding 53%Earthquakes 20%Tornadoes 12%

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

less than 58%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade
Hazard risk
B
in Mississippi · lower than 58% of U.S. towns
Main hazard
River and rain flooding
53% of expected building damage
Flood claims
3
paid since 2009 · $62K
Flooded more than once
1
properties
Disasters paid out here
6
of 25 declared for Washington County
By hazard

What Hollandale faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

53%of expected building damage
Below average · lower than 65% of U.S. census tracts
Recorded about 2 times a year in the area

Earthquakes

20%of expected building damage
Above average · higher than 80% of U.S. census tracts

Tornadoes

12%of expected building damage
Well above average · higher than 80% of U.S. census tracts

Hail

8%of expected building damage
Well above average · higher than 88% of U.S. census tracts
Recorded about 3 times a year in the area
Smaller shares here
 Hurricanes Strong wind Ice storms Cold waves top 1% Lightning Winter storms Wildfire Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts tornadoes at 26% of Hollandale’s expected losses. Tornadoes do little damage to buildings (11.8%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Hollandale’s grade

River and rain flooding is 53% of the building damage FEMA expects in Hollandale, and Hollandale’s rate of river and rain flooding damage is lower than 65% of U.S. census tracts. Next is earthquakes at 20% (higher than 80% of U.S. census tracts).

Where Hollandale sits
Hollandale
Least damageMiddleMost damage

B lower expected damage per building than 58% of U.S. towns (21,298).

Hollandale’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.

What drives the damage to buildings
River and rain flooding53%Earthquakes20%Tornadoes12%Everything else16%

In dollars, FEMA expects about $1.1M a year in losses across Hollandale: $527K to buildings, the rest to people and crops.

Recent disaster.FEMA’s model looks at expected damage to the buildings standing today. After Severe Winter Storm in 2026, FEMA took 703 aid registrations from Hollandale addresses (the town has 920 homes).
A small-area figure. Hollandale covers 2 census tracts, combined by where residents live. FEMA’s model is an average year for today’s buildings, not a record: the claims and disasters below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Hollandale flood? Rarely: 3 flood claims since 2009

Every paid claim on a federal flood insurance policy in Hollandale, from FEMA’s records: 3.3 per 1,000 homes, more than 50% of the 13,809 U.S. towns with a flood insurance record.

Paid flood claims, by year
2009: 1 claim2010: 0 claims2011: 0 claims2012: 1 claim2013: 0 claims2014: 0 claims2015: 0 claims2016: 1 claim2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims200920122016
20092026
Biggest named events
  • The Late winter severe storms1 claim · $50K
3
paid claims since 2009
$62K
paid to owners
1
homes flooded more than once
$21K
average claim
Homes that flooded again and again
FEMA “severe repetitive loss” (0)Flooded 2+ times
of homes in flood zones are insured
of all homes are insured
No community discount

Hollandale isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Washington County.
Disasters

6 federal disasters brought FEMA money to Hollandale

Disasters that paid out in Hollandale itself (aid to households or repair grants to the City of Hollandale), newest first, with that year’s flood claims.

  1. 2026Severe Winter Storm703 households applied for aid$1.4M aid approved$362K to the City of Hollandale for repairs
  2. 2016Severe Storms and Flooding37 households applied for aid$13K aid approved$20K to the City of Hollandale for repairs1 flood claim paid that year
  3. 2008Hurricane Gustav32 households applied for aid$22K aid approved
  4. 2008Severe Storms and Flooding1 households applied for aid$918 aid approved
  5. 2005Hurricane Katrina$34K to the City of Hollandale for repairs
  6. 1998Severe Winter Storms, Ice and Freezing Rain$9K to the City of Hollandale for repairs
Disasters declared, by decade
Paid out in HollandaleWashington County only

Washington County has had 25 natural disasters declared by the President since 1953, most often severe storms, then floods.

Were you here?

Old photos of Hollandale after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Hollandale archive →
Be ready

Get ready for what Hollandale faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Earthquakes
  • Drop, cover and hold on.
  • Strap tall furniture and the water heater to the wall.
  • Know how to shut off the gas.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Hail
  • Park in a garage or under cover when storms are forecast.
  • Stay away from windows while it falls.
  • Photograph roof and car damage for your insurer.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Hollandale

Is Hollandale at risk for natural disasters?

On FEMA’s National Risk Index, Hollandale has lower expected damage per building than 58% of U.S. towns: B for hazard risk. Most of the expected damage is river and rain flooding (53%) and earthquakes (20%). This is FEMA’s model of an average year for today’s buildings, not a forecast.

Does Hollandale flood?

Flood insurance has paid 3 claims in Hollandale since 2009, $62K in all, or 3.3 per 1,000 homes, more than 50% of U.S. towns with a flood insurance record. 1 properties have flooded more than once. The most claims came from Late winter severe storms (1).

Is Hollandale in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Washington County, 21% of homes in mapped flood zones carry federal flood insurance, and 6.4% of all homes do.

How much is flood insurance in Hollandale?

FEMA’s Community Rating System list shows no discount for Hollandale’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Hollandale?

By FEMA money that reached Hollandale, Severe Winter Storm (2026): 703 households applied for aid, $1.4M approved, and $362K to the City of Hollandale for repairs. By flood claims, Late winter severe storms: 1 paid, $50K.

Is Hollandale at risk from river and rain flooding?

It is the largest share of the building damage FEMA expects here (53%), and Hollandale’s rate for it is lower than 65% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Hollandale.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Hollandale’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.