Photo: Chillin662 · CC BY-SA 4.0Measured against area pay, Clinton costs more to live in than 65% of U.S. towns
It ranks #76 of 99 in Mississippi for affordability. Up 1.7% in a year, 22% above the Mississippi typical home.
Census 2020–24 home values, rents, tax bills and cost burden, measured against the median household income of the Jackson, MS metro area ($62K). How TownRatings grades cost of living
The grade compares costs with what households across the Jackson metro earn ($62K, Census 2020–24). Even so, the typical home costs 3.7 years of metro income, and 49% of renters pay 30% or more of income for housing.
In dollars
- $238Ktypical home, 22% above the Mississippi typical homeZillow, September 2026
- $1,350a month for a two-bedroom, utilities includedHUD Fair Market Rent, 2026
- 89prices across the Jackson metro, where the U.S. is 100 (housing 65)BEA Regional Price Parities, 2024
In paychecks the grade
- 3.7 yrsof area income buys the typical home; the typical U.S. town: 3.3$62K, Jackson-area income
- 22%of area income goes to the median rent; the typical U.S. town: 18%Census 2020–24
- 49%of renters pay 30%+ of income for housing; across Mississippi: 51%Census 2020–24
- 19%of owners do; the typical U.S. town: 20%Census 2020–24
What Clinton’s housing numbers say
2026 has already passed 2025
Through August, Clinton had permitted 30 new homes in 2026, more than the 23 in all of 2025. New homes ↓
New building is almost all single-family houses
Of the 390 homes permitted in Clinton’s past 10 years, every one was a single-family house. New homes ↓
Written from the data on this page. Home values are the Zillow Home Value Index, through September 2026; sales and supply are Redfin’s for September 2026; permits are Census figures through 2025; incomes, rents paid, taxes and ownership come from the Census American Community Survey.
What’s behind Clinton’s grade
Measured against what households in the area earn, Clinton is more affordable than 35% of U.S. towns, #76 of 99 in Mississippi. Rent pulls the grade down most; property tax holds it up.
Values have outpaced Mississippi: the typical Clinton home is up 19.7% in five years, against 11.3% statewide (Zillow).
Up 19.7% in five years
Faster than Mississippi (11.3%).
Show as a table
| January | Clinton | Mississippi |
|---|---|---|
| 2017 | $151,000 | $136,000 |
| 2018 | $155,000 | $138,000 |
| 2019 | $160,000 | $142,000 |
| 2020 | $173,000 | $148,000 |
| 2021 | $184,000 | $160,000 |
| 2022 | $206,000 | $183,000 |
| 2023 | $223,000 | $186,000 |
| 2024 | $230,000 | $186,000 |
| 2025 | $232,000 | $192,000 |
| 2026 | $236,000 | $192,000 |
| September 2026 | $238,000 | $195,000 |
A typical Clinton home worth $150K in October 2016 is worth about $238K today.
Zillow Home Value Index: the typical value of all homes (middle third), smoothed and seasonally adjusted, through September 2026.
A balanced market
About 4.2 months of supply: neither buyers nor sellers have a clear edge.
Under ~4 months of supply favors sellers; over ~6 favors buyers.
Redfin Data Center, all residential sales, September 2026.
A year’s rent takes 22% of area income
The calculator starts from the area income the grade uses. Switch to Clinton’s own median, or type yours.
That covers a typical Clinton home, with $8K to spare.
A two-bedroom rents for about $1,350 a month here, $50 less than owning.
An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Clinton’s typical property tax (0.77% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.
A two-bedroom rents for about $1,350
Renters already here pay a median of $1,118, so moving in tends to cost more than staying put.
Fair Market Rent a month, utilities included
U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Jackson, MS HUD Metro FMR Area): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.
23 new homes permitted in 2025
Builders were permitted 23 new homes in Clinton in 2025, all single-family houses, worth about $6.9 million to build. That's 0.8 per 1,000 residents, slower than across Mississippi (4). Over the past 10 years, Clinton has permitted 390 homes in all.
Between the 2010 and 2020 censuses, Clinton gained 2,884 residents while 546 new homes were permitted: about 5.3 new residents per new home. Population grew faster than building, so existing homes filled up: a sign of tight supply.
Every year as a table
| Year | New homes | Single-family | 2+ per building | Value |
|---|---|---|---|---|
| 2026 (Jan–Aug) | 30 | 30 | 0 | $8.5 million |
| 2025 | 23 | 23 | 0 | $6.9 million |
| 2024 | 34 | 34 | 0 | $7.3 million |
| 2023 | 35 | 35 | 0 | $8.6 million |
| 2022 | 46 | 46 | 0 | $9.9 million |
| 2021 | 70 | 70 | 0 | $17.7 million |
| 2020 | 29 | 29 | 0 | $6.3 million |
| 2019 | 38 | 38 | 0 | $8.7 million |
| 2018 | 35 | 35 | 0 | $8.6 million |
| 2017 | 42 | 42 | 0 | $9.8 million |
| 2016 | 38 | 38 | 0 | $9.3 million |
| 2015 | 81 | 81 | 0 | $18.1 million |
| 2014 | 74 | 74 | 0 | $16.5 million |
| 2013 | 71 | 71 | 0 | $15.8 million |
| 2012 | 60 | 60 | 0 | $13.7 million |
| 2011 | 51 | 51 | 0 | $7.2 million |
| 2010 | 56 | 56 | 0 | $7 million |
| 2009 | 62 | 62 | 0 | $7.5 million |
| 2008 | 72 | 72 | 0 | $9.4 million |
| 2007 | 93 | 93 | 0 | $12.9 million |
| 2006 | 147 | 147 | 0 | $19.1 million |
| 2005 | 129 | 129 | 0 | $14.8 million |
| 2004 | 132 | 132 | 0 | $14.5 million |
| 2003 | 118 | 118 | 0 | $12 million |
| 2002 | 113 | 113 | 0 | $11.6 million |
| 2001 | 132 | 132 | 0 | $14 million |
| 2000 | 351 | 103 | 248 | $21.2 million |
Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.
Property tax runs above the Mississippi norm
The median bill is $1,728 (Mississippi: $1,215), 0.77% of a home’s value a year, against 0.72% statewide.
Census American Community Survey 2020–24: the median real-estate tax bill homeowners report, and that bill ÷ the median home value. Bills include town, school and county taxes. The Census reports bills over $10,000 only as “$10,000+”.
The rest of a budget near Clinton
Only figures published free for the whole country, each labeled with the area it covers: the Jackson, MS metro area, or Mississippi. Groceries follow the goods price level; nobody publishes them town by town.
| Cost | Here | Compared with | Area | Source |
|---|---|---|---|---|
| Prices overall U.S. = 100 | 89 | MS 87 | metro | BEA, 2024 |
| Goods (groceries, clothing, cars…) U.S. = 100 | 96 | MS 96 | metro | BEA, 2024 |
| Utilities U.S. = 100 | 78 | MS 78 | metro | BEA, 2024 |
| Other services U.S. = 100 | 96 | MS 96 | metro | BEA, 2024 |
Price levels: U.S. Bureau of Economic Analysis, Regional Price Parities 2024 (metro area and state). Electricity: U.S. Energy Information Administration, Electric Power Monthly, table 5.6.A.
Clinton vs. its neighbors
Of the 2 towns here with a Zillow value, Clinton has the 2nd-lowest.
Questions about the cost of living in Clinton
Is Clinton expensive to live in?
Measured against what households in the area earn, Clinton costs more than 65% of U.S. towns: a C for cost of living, #76 of 99 in Mississippi. The typical home costs 3.7 years of the median household income of the Jackson, MS metro area ($62K).
How much does a house cost in Clinton?
About $238K, Zillow’s typical value for September 2026, up 1.7% in a year. The Mississippi typical home is $195K.
What salary do you need to live in Clinton?
To buy the typical home with 20% down at 6.3%, about $60,000 a year, keeping the payment (about $1,400 a month with tax and insurance) at 28% of income. To rent a two-bedroom at 30% of income, about $54,000.
How much is rent in Clinton?
HUD puts a two-bedroom at about $1,350 a month with utilities, the going rate for someone moving in. Renters already here pay a median of $1,118 (Census 2020–24).
What are property taxes in Clinton?
The median bill is $1,728 a year, 0.77% of the median home value (Mississippi: $1,215, 0.72%), from the Census 2020–24.
Are home prices in Clinton going up?
Yes: up 1.7% in the past year and 19.7% in five years, against 11.3% across Mississippi (Zillow).
Neighbors talk housing
What Clinton buyers, sellers and renters are saying.
Home values: Zillow Home Value Index (ZHVI), Zillow Research, September 2026. Sales, days on market and supply: Redfin Data Center, September 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.