Storms, floods and disasters in Velda Village Hills
Velda Village Hills isn’t graded for hazard risk: Velda Village Hills has 858 residents; we grade towns of 1,000 or more. Flood insurance has paid 15 claims here since 1998.
What Velda Village Hills faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Earthquakes
Hail
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Velda Village Hills flood? Sometimes: 15 flood claims since 1998
Every paid claim on a federal flood insurance policy in Velda Village Hills, from FEMA’s records.
- The Late July Flooding4 claims · $39K
- The March storm2 claims · $2K
Velda Village Hills isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: St. Louis County.2 federal disasters brought FEMA money to Velda Village Hills
Disasters that paid out in Velda Village Hills itself (aid to households or repair grants to the City of Velda Village Hills), newest first, with that year’s flood claims.
- 2022Severe Storms and Flooding1 households applied for aid$300 aid approved4 flood claims paid that year
- 2006Severe Storms$8K to the City of Velda Village Hills for repairs
St. Louis County has had 30 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Velda Village Hills after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Velda Village Hills archive →Velda Village Hills and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Pine Lawn | B−more damage than 50% | river and rain flooding | 1 |
| Hillsdale | B−more damage than 52% | river and rain flooding | — |
| Velda City | B−more damage than 52% | river and rain flooding | — |
| Uplands Park | — | 322 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Velda Village Hills faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Velda Village Hills
Does Velda Village Hills flood?
Flood insurance has paid 15 claims in Velda Village Hills since 1998, $84K in all. 1 properties have flooded more than once. The most claims came from Late July Flooding (4).
Is Velda Village Hills in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In St. Louis County, 34% of homes in mapped flood zones carry federal flood insurance, and 0.6% of all homes do.
How much is flood insurance in Velda Village Hills?
FEMA’s Community Rating System list shows no discount for Velda Village Hills’ flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Velda Village Hills?
By FEMA money that reached Velda Village Hills, Severe Storms (2006): $8K to the City of Velda Village Hills for repairs. By flood claims, Late July Flooding: 4 paid, $39K.
Storm stories
Memories, warnings and help from neighbors in Velda Village Hills.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Velda Village Hills’ residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.