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Housing in St. Paul

44 homes sold in St. Paul in the last year, at a typical $447K

Almost every sale is a house. Below: what each kind of home sells for, what your budget buys, the best months to buy, how hard you’ll have to bid, and a shortcut to every site where St. Paul homes are listed.

Homes sold
44
June 2025 to May 2026
Typical sale price
$447K
median, weighted by sales
Price per square foot
$212
Missouri $163
Paid vs. asking
99.4%
30% sold over asking
For sale now
6
May 2026 · 1 sold that month
What sold · last 12 months

Houses are 100% of St. Paul’s sales, at a typical $447K

44 homes sold in the year to May 2026.

Houses$447K

typical sale · 44 sold in 12 months

Per square foot
$212MO $163
Days to sell
60
Sold over asking
30%
Listings with a price cut
50%
11 years of sales

Fewer homes sell than before 2021, at 1.6 times the 2016 price

44 sales in the last year, against 82 in 2020 and a low of 33 in 2015. The typical sale went from $280K in 2016 to $447K.

Homes soldTypical sale price
0255075100$275K$350K$425K$500K2015: 33 sold, typical $304K’152016: 35 sold, typical $280K2017: 53 sold, typical $317K’172018: 60 sold, typical $282K2019: 71 sold, typical $331K’192020: 82 sold, typical $326K2021: 72 sold, typical $367K’212022: 44 sold, typical $451K2023: 41 sold, typical $436K’232024: 52 sold, typical $415K2025: 60 sold, typical $432K’25Last 12 months: 44 sold, typical $447KNow

Source: Redfin Data Center, MLS sales. Typical price and $/sq ft are the monthly medians, weighted by sales.

What your budget buys

What $450K buys in St. Paul

Houseat $212 a sq ft
The same money in Missouriat $163 a sq ft

Is this asking price fair?

Check a listing against what St. Paul homes sold for

Against the town’s median price per square foot over the last 12 months. A rough check: condition, lot and location within town move a price more than this can see.

What the sales history says · 11 years of sales

Bidding wars in St. Paul are more common than before the pandemic, but 55% fewer homes come up for sale

We read every month of St. Paul’s home sales since 2015 so you don’t have to. Each figure covers 12 months, because a single month in a town is too few sales to mean much. Latest: the year to May 2026, 44 sales.

If you’re buying in St. Paul

  • Shop in July. It brings about 6 new listings a month, close to the busiest month, with fewer bidding wars (24% over asking).
  • You can negotiate. 50% of listings have cut their price, against 26% before the pandemic.
  • Bid near asking. Buyers paid 99.4% of the list price on average; 30% paid over.
Best time to buy

Summer brings the homes; spring brings the bidding wars

July has the most new listings (about 6 a month), but May is the most competitive: 34% of May sales close over asking. February has the least competition (19%).

New listings a monthShare sold over asking
02.557.51013%27%40%Sweet spotJan: 4 new listings a month, 27% sold over asking, 94 days to sellJFeb: 4 new listings a month, 19% sold over asking, 75 days to sellFMar: 4 new listings a month, 20% sold over asking, 100 days to sellMApr: 4 new listings a month, 30% sold over asking, 64 days to sellAMay: 5 new listings a month, 34% sold over asking, 92 days to sellMJun: 5 new listings a month, 29% sold over asking, 65 days to sellJJul: 6 new listings a month, 24% sold over asking, 84 days to sellJAug: 3 new listings a month, 22% sold over asking, 59 days to sellASep: 4 new listings a month, 21% sold over asking, 72 days to sellSOct: 4 new listings a month, 27% sold over asking, 57 days to sellONov: 4 new listings a month, 22% sold over asking, 83 days to sellNDec: 2 new listings a month, 27% sold over asking, 91 days to sellD

Averages for each calendar month, 2015 on.

How competitive is it now?

Calmer than the 2021 frenzy, and hotter than Missouri

St. Paul now2017–192021 peakMO now
Sold over askingShare of sales that closed above the list price30%20%42%21%
Gone within two weeksShare of homes under contract within 14 days———42%
Listings with a price cutShare of homes for sale that cut their price50%26%56%27%
Price paid vs. askingAverage sale price ÷ list price99.4%98.9%101.2%98%
Days to sellMedian days from listing to contract60982536
Supply

8 homes for sale on a typical day

That’s 2.9 times the 2021 low (3), 55% fewer than in 2017–19 and well under 2024’s 25.

2015: 18 for sale’152016: 17 for sale2017: 21 for sale2018: 16 for sale’182019: 19 for sale2020: 12 for sale2021: 3 for sale’212022: 12 for sale2023: 14 for sale2024: 25 for sale’242025: 10 for saleLast 12 months: 8 for saleNow
Room to negotiate

1 in 2 listings has cut its price

50% in the last year, against 26% in 2017–19 and 27% across Missouri. More sellers are pricing high and coming down.

2015: 22%’152016: 19%2017: 21%2018: 29%’182019: 30%2020: 19%2021: 56%’212022: 25%2023: 33%2024: 18%’242025: 49%Last 12 months: 50%Now

Source: Redfin Data Center, city market tracker, January 2015 to May 2026 (MLS sales, not seasonally adjusted). Ratios are weighted by homes sold; price cuts by homes for sale.

Rent or buy?

Owning the typical St. Paul home costs about $2,725 a month

Mortgage
Property tax
Insurance
Rent

Price: St. Paul’s typical sale, last 12 months. Property tax at St. Paul’s 1.1% (median bill ÷ median value, Census ACS); insurance at 0.35% of price a year. Before PMI, HOA dues, upkeep and the tax deduction. Whether St. Paul is affordable on local pay is on Cost of living.

Before you buy in St. Paul

Six things worth knowing

6

New listings in July

The month with the most choice. December has the fewest, about 2.

Best time to buy
1.1%

Property tax, a year

Of a home’s value: the median bill over the median home value. On a $447K home, about $4,710 a year.

Taxes vs. neighbors
A

Schools

The schools grade for St. Paul, from test results, graduation and how much students grow.

Schools in St. Paul
24 min

Typical commute

The average one-way trip to work for people who live in St. Paul.

Work & commute
Flood

Check the flood map

Flood insurance isn’t in a standard policy, and lenders require it in FEMA flood zones. Check the address before you make an offer.

Natural hazards
Records

Look up any property

Assessed value, lot size and every past sale of a home you’re eyeing are public, at the town or county assessor and the registry of deeds.

Nearby markets · last 12 months

O'Fallon, Dardenne Prairie, Lake St. Louis, Wentzville and St. Peters sell for less a square foot

The busier markets within 25 miles of St. Paul, by what sold. Prices, taxes and how far a paycheck goes next door are on Cost of living.

SoldTypical sale$/sq ftOver askingDays to sell
O'Fallon1,114$367K$17440%12
Wentzville776$377K$17832%29
St. Peters752$330K$17344%18
Lake St. Louis291$420K$17131%27
Dardenne Prairie171$527K$16933%29
Cottleville89$535K$21045%30
St. Paul44$447K$21230%60

Redfin Data Center, June 2025 to May 2026. Towns with fewer than 20 sales are left out, and Redfin doesn’t report every town separately.

Selling, or renting out?

Post your home to St. Paul, free

Selling it yourself, renting out an apartment or looking for a roommate? Post it to St. Paul. People who follow the town see it, and so do people comparing St. Paul with their own town. No commission, no listing fee.

Questions about buying a home in St. Paul

What do homes sell for in St. Paul, MO?

44 homes sold in the year to May 2026 at a typical $447K, $212 a square foot.

Is St. Paul a buyer’s or seller’s market?

A balanced market: 6 homes were for sale in May 2026 and 1 sold, about 6 months of supply. Buyers paid 99.4% of asking on average, and 50% of listings cut their price.

When is the best time to buy in St. Paul?

July brings the most new listings. The sales history shows which months have fewer bidding wars.

How much are property taxes in St. Paul?

About 1.1% of a home’s value a year. On a $447K home that’s near $4,710.

Where can I see homes for sale in St. Paul?

Zillow, Redfin, Realtor.com and Homes.com all carry St. Paul’s MLS listings; the search links above open each one filtered to St. Paul.

Sales, prices, days on market and listings: Redfin Data Center (MLS, monthly, not seasonally adjusted). Property tax rate: Census American Community Survey. Two-bedroom rent: HUD Fair Market Rent. Typical home value: Zillow Home Value Index. Schools grade: TownRatings (how grades work).