St. PaulMO
A town of 3,849, settled in 1875. Public schools that outperform most of Missouri.
Is St. Paul a good place to live?
St. Paul's standout: the median household earns $159K. Overall it grades A, 26th of 247 graded towns in Missouri. Its schools rank ahead of 92% of Missouri towns. Its weakest subject is hazard risk: FEMA rates its natural-hazard risk higher than 92% of U.S. communities, with inland flooding at the top. St. Paul’s median household income is $159,000, against $62,000 in Missouri’s towns and $80,000 across U.S. towns. Among 247 Missouri towns, just 7 have a lower share of working residents who work in town than St. Paul. Most errands need a car: it is less walkable than 76% of U.S. towns.
What makes St. Paul stand out
Where St. Paul beats most towns.
St. Paul has grown 111% since 2010
1,829 counted in 2010 and 3,005 in 2020; an estimated 3,849 in 2025.
Growth hasn’t slowed: 28.1% since 2020, after 64.3% in the decade before.
U.S. Census 2010 & 2020 counts · Census Bureau estimate, July 1, 2025
How St. Paul grades
Each subject compared with towns across the country (schools within Missouri), ordered by how far St. Paul is from typical.
Its grades run from A+ for jobs and income (better than 99% of comparable towns) to D for hazard risk (better than 13%), so the A overall blends very different results.
How TownRatings grades towns →
Moving to St. Paul: who provides what
Who provides power, water and the rest in St. Paul, and how to reach them.
EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.
The data
Ordered by what stands out in St. Paul.
St. Paul has home values falling while Missouri’s rise and has less food insecurity than most of Missouri, but it carries more natural-hazard risk than most of Missouri (mostly inland flooding).
A larger share of households own their home in St. Paul than in most of Missouri or the rest of the country
Values fell 6.2% in the past year while the Missouri typical home rose 3.4%. At about $470K, home values are up 8% in five years, against a rise of 26% across Missouri.
99% of St. Paul households own their home. Typical home values fell 6.2% in the year to September 2026. The typical St.
| St. Paul | Missouri towns | U.S. towns | |
|---|---|---|---|
| Households that own their home | 99% | 64% | 73% |
| Median rent | $975 a month | $970 a month | $1,185 a month |
Typical home value
Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center
| School | Level | Students | Letter |
|---|---|---|---|
| St. Paul Elementary School PrivateLargest elementary schoolGrades PK–8 | Grades PK–8 | 256 | – |
NCES · EDFacts · graded within MO on state tests and graduation
In St. Paul, the FEMA risk score runs higher than in the typical Missouri or U.S. town
FEMA rates its natural-hazard risk higher than 99% of Missouri towns, with expected losses of about $1,213 per resident a year; that rating is what its D for hazard risk is built on.
Only 2 of the 247 Missouri towns we compare have a higher FEMA risk score than St. Paul. One flood insurance claim has been paid in St. Paul since 2015.
FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA
Most working residents commute out of St. Paul
St. Paul has 352 jobs for its 1,753 working residents: even if every job went to a resident, most would still commute out.
Most working residents leave St. 0.5% of residents live below the poverty line in St. Paul. Paul for work: only 1% work in town.
| St. Paul | Missouri towns | U.S. towns | |
|---|---|---|---|
| Below the poverty line | 0.5% | 14% | 9.6% |
| Work from home | 14% | 9% | 11% |
| Average trip to work | 24 minutes | 22 minutes | 25 minutes |
Where working residents work
Census LEHD 2023 · ACS
Residents of St. Paul are healthier than 74% of U.S. towns
Its widest gap with Missouri is food insecurity: 7.8% of its 2,311 adults worry about having enough food, against 13.7% statewide. Against the 2,231 U.S. towns with household incomes like St. Paul’s, it is less healthy than 88%: its national edge comes with its incomes.
Among 247 Missouri towns, just 6 have a lower share of adults who feel lonely than St. Paul. Paul beats the Missouri average on 19 of 32 CDC measures and trails it on 0.
| St. Paul | Missouri towns | U.S. towns | |
|---|---|---|---|
| Feel lonely (CDC PLACES) | 28% | 32% | 33% |
| Binge drink (CDC PLACES) | 19% | 16% | 16% |
| Frequent mental distress (CDC PLACES) | 16% | 19% | 17% |
| Fair or poor health (CDC PLACES) | 15% | 22% | 19% |
| What stands out | St. Paul | MO |
|---|---|---|
| Fewer adults facing food insecurity | 7.8% | 13.7% |
| Fewer older adults who have lost all their teeth | 9.2% | 15.8% |
CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA
St. Paul has four seasons and hot summers
Paul has chilly winters and warm summers. July afternoons reach 88°, January nights drop to 22° and about 14 inches of snow falls in a winter.
Typical low → high °F
NOAA U.S. Climate Normals, 1991–2020
Cahokia and 52 more within 40 miles
Museums, parks, gardens and other places to visit around St. Paul. Close and well known come first.
Big draw39 mi State parkCahokia
Big draw33 mi Stadium & arenaThe Dome at America's Center
24 mi Theme parkMid America Adventure
33 mi Stadium & arenaBusch Stadium
34 mi National ParkGateway Arch National Park2.2M visitors a year
29 mi Ancient sitePiasaPhoto credits
Cahokia: Thank You (24 Millions ) views, CC BY 2.0 · The Dome at America's Center: Paul Sableman, CC BY 2.0 · Mid America Adventure: Chris Hagerman from New Port Richey, FL, US, CC BY 2.0 · Busch Stadium: Lee Ann Ratledge, CC BY 4.0 · Gateway Arch National Park: Daniel Schwen, CC BY-SA 4.0 · Piasa: Burfalcy, CC BY-SA 3.0
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Everything we know about St. Paul
Colleges nearby
4 within 15 miles of the center of St. Paul
About 8 of every 100 St. Paul residents are enrolled in college, against 6 across Missouri.
99% of working residents leave St. Paul for work
Where St. Paul’s working residents go each day. Line width shows the share.
Census LEHD 2023
St. Paul’s neighbors
One town shares a border with St. Paul.
St. Paul reports no FBI crime data of its own. Compare St. Paul with a neighbor →
Questions about St. Paul
Short answers, built from the data on this page.
Is St. Paul, MO a good place to live?
By most measures, yes. St. Paul grades A overall, better than 86% of U.S. towns and #26 of 247 in Missouri. It grades B+ for health and A for schools. Hazard risk is its weak spot, with a D.
Is St. Paul, MO expensive?
That is 5.9 years of the area's median household income ($80,196 across the St. Louis, MO-IL metro area). Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades B−.