Renting in St. Cloud: a two-bedroom costs about $990
St. Cloud is too small for a cost of living grade (TownRatings grades places of 1,000 or more).
Zillow and Redfin publish no market figures here. How TownRatings grades cost of living
What stands out about housing in St. Cloud
Why St. Cloud isn’t graded
The grade needs at least two of four Census figures: home value, rent, property tax and the share of households paying 30% or more for housing.
A two-bedroom rents for about $990
Fair Market Rent a month, utilities included
U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (St. Louis, MO-IL HUD Metro FMR Area): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.
St. Cloud vs. its neighbors
Zillow publishes no value for St. Cloud.
Cost next door · one source per column
| Town | Cost | Typical home Zillow, latest | Median value Census 2020–24 | Tax rate bill ÷ value | 2-bed rent HUD 2026 |
|---|---|---|---|---|---|
| St. Cloud | – | — | $191K | — | $990 |
| West Sullivan | – | — | $150K | 0.80% | $990 |
“—” under Cost: not graded (too little Census data, or under 1,000 residents). “—” under Zillow: Zillow publishes no value for that town, so it’s left blank rather than mixed with Census figures.
Questions about the cost of living in St. Cloud
How much is rent in St. Cloud?
HUD puts a two-bedroom at about $990 a month with utilities, the going rate for someone moving in. Renters already here pay a median of $963 (Census 2020–24).
Why doesn’t St. Cloud have a cost of living grade?
St. Cloud is too small for a cost of living grade (TownRatings grades places of 1,000 or more).
Neighbors talk housing
What St. Cloud buyers, sellers and renters are saying.
Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Price trend: Federal Housing Finance Agency House Price Index. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.