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Lindenwood Neighborhood Historic DistrictLindenwood Neighborhood Historic District · Photo: Jim Roberts · CC BY-SA 4.0
The St. Charles handbook

Living in St. Charles, MO: what to set up and who to call

Most mail in St. Charles goes to 63301 (63% of residents), one of 2 ZIP codes in town. For home internet, most of St. Charles can choose between Spectrum and AT&T.

I’m new in town

What to set up in St. Charles, and who provides it. Tap an answer for the details and where they come from.

Home services

Power, water and internet

Who to call to start service at a new address in St. Charles.

Electricity

Power comes from Union Electric

Union Electric (Union Electric Co - (MO)), an investor-owned utility, serves all of St. Charles. Its homes paid an average of 13.3¢ per kWh in 2025, about $137 a month (its average across Missouri).

Service territory: HIFLD Electric Retail Service Territories (map dated Aug 2023). Prices and customers: EIA-861, 2025.

Drinking water · reported to EPA

Water comes from St Charles PWS

St Charles PWS supplies St. Charles: about 94% of residents live in its service area. About 5% of homes are outside any mapped community water system, most likely on private wells, which EPA doesn’t regulate. It buys treated surface water (EPA lists St Louis City PWS and Missouri American Water as sellers) and serves 78,961 people in all.

No health-based violations reported to EPA in the five years to October 2026, like 90% of the 597 systems serving 50,001–100,000 people.

Lead, 90th percentile0.0 ppb
015 ppb action level20

The latest lead result on file, the 90th percentile of homes sampled in Jan 2022–Dec 2024, was 0.0 ppb, below the 15 ppb action level that applied. Results below detection are reported as 0, so 0 doesn’t mean no lead at any tap.

The system’s full record: EPA ECHO report

EPA SDWIS via Envirofacts (violations pulled Oct 9, 2026) and ECHO (lead samples, 2026Q3); service area: EPA Community Water System Service Area Boundaries v3.0. Violations are counted by the start of their compliance period. MO6010707.

Internet

7 home internet providers serve St. Charles

99% of 24,999 addresses can get 100/20 Mbps; 82% can get fiber.

ProviderTechnologyAddressesFastest (Mbps)
SpectrumCable, Fiber98%1,000/1,000
AT&TFiber, DSL, Fixed wireless98%5,000/5,000
i3 BroadbandFiber16%8,000/8,000
Brown Dog NetworksFixed wireless100%50/10
T-MobileFixed wireless66%100/20
VerizonFixed wireless63%300/20

FCC National Broadband Map, as of December 2025. Availability as providers report it, not speeds people get.

Trash & recycling

Trash day in St. Charles depends on your street

Pickup days, the drop-off and recycling in St. Charles, from the town’s own site.

Trash haulerRepublic ServicesPicks up trash in St. Charlesstcharlescitymo.gov
Trash dayBy addressDepends on your address
Pickup

Your pickup week

  • TrashEvery week, on your street’s day
What goes in the recycling bin

Single-stream recycling

All your recyclables go in one bin, no sorting.

  • Paper
  • Glass
  • Aluminum
  • Most types of plastic
Furniture, appliances and bulky itemsTwo bulk items per week at no charge, scheduled in advance with Republic Services at 636-255-6142; appliances $25 each and electronics $86.25 each, scheduled on call

From stcharlescitymo.gov, the town’s official site, checked Oct 23, 2026. Rules change: the town’s page is the last word. .

Schools

Where your child goes to school

Public school districts and the school path by grade.

St. Charles kids go to
K–47 elementary schoolsDepends on your address
7–8Hardin MiddleSt. Charles R-VI School District
9–123 high schoolsDepends on your address

Most of St. Charles (56%) is in St. Charles R-VI School District; parts are in Orchard Farm R-V School District (27%) and Francis Howell R-III School District (18%).

B+School gradeSee Schools →

U.S. Department of Education, NCES Common Core of Data, 2024–25. Enrollment rules and registration are the district’s.

Government & voting

Town hall and registering to vote

Who to call, and how to register.

Election office: FVAP local election office directory, updated Aug 2019; jurisdictions: EAC EAVS 2024. Registration rules and links: vote.gov, updated Nov 18, 2024.

ZIP codes & area codes

St. Charles spans 2 ZIP codes

ZIP codes where St. Charles residents live, with the share of the town in each.

ZIPPost office nameShare of St. CharlesZIP’s residents in St. Charles
63301Saint Charles, MO63%87%
63303Saint Charles, MO37%55%

A few homes fall in 63376. 63302 is P.O. box or single-organization ZIP with no homes.

Area code636Wikidata

Census 2020 ZIP Code Tabulation Areas, by census block; post office names: GeoNames (CC BY 4.0). ZIPs created since 2020 are missing.

Everyday places

Getting around, the ER and the library

One line each; the subject pages have the rest.

ER: CMS hospital data. Library: IMLS Public Libraries Survey, FY2024.

Questions about living in St. Charles

Who supplies St. Charles’ drinking water, and has it had violations?

St Charles PWS (EPA ID MO6010707). It reported no health-based violations to EPA in the five years to October 2026; 90% of systems its size had none. Its latest lead 90th percentile was 0.0 ppb (Jan 2022–Dec 2024), against a 15 ppb action level.

Who provides electricity in St. Charles?

Union Electric (Union Electric Co - (MO)), an investor-owned utility. Its homes paid about 13.3¢ per kWh in 2025 (EIA).

What internet providers serve St. Charles?

Spectrum, AT&T, i3 Broadband, Brown Dog Networks, T-Mobile, Verizon (FCC, as of December 2025).

What ZIP codes are in St. Charles?

63301 (63%), 63303 (37%), by share of residents. Census 2020 ZIP Code Tabulation Areas.

What school district is St. Charles in?

St. Charles R-VI School District. Parts of the city are in Orchard Farm R-V School District and Francis Howell R-III School District.

How do I register to vote in St. Charles?

In Missouri you can register online until 27 days before Election Day, in person until 27 days before Election Day, or by mail (postmarked 27 days before). Elections here are run by the St. Charles. Check your registration at voteroutreach.sos.mo.gov.

Sources & dates

Every answer above names its source. Here they are with their dates.

  • Water: EPA SDWIS (Envirofacts, pulled Oct 9, 2026), ECHO SDWA 2026Q3, EPA CWS Service Area Boundaries v3.0.
  • Power: HIFLD Electric Retail Service Territories (map Aug 2023); EIA-861 final 2025.
  • Trash: St. Charles’ own website (stcharlescitymo.gov), read Oct 23, 2026, pickup and drop-off facts extracted and checked against the page they came from.
  • ZIP codes: Census 2020 ZCTA relationship files; GeoNames postal codes (CC BY 4.0).
  • Schools: NCES Common Core of Data, 2024–25.
  • Registration: vote.gov, updated Nov 18, 2024 (read Oct 10, 2026). Official sites and area codes: Wikidata.
  • Election office: FVAP local election office directory (fetched Oct 10, 2026; each record dated), EAC EAVS 2024 jurisdictions; registration and lookup links from vote.gov’s state data, checked Oct 10, 2026.
  • Internet: FCC National Broadband Map, as of December 2025.