Sherrill Township’s building-damage rate from ice storms is in the top 2% of U.S. census tracts
On FEMA’s National Risk Index, Sherrill Township gets a C+ for hazard risk: higher expected damage per building than 61% of U.S. towns, #133 of 247 in Missouri. Most of that expected damage is river and rain flooding (57%), then earthquakes (18%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Sherrill Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Earthquakes
Tornadoes
Ice storms
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Sherrill Township’s grade
River and rain flooding is 57% of the building damage FEMA expects in Sherrill Township, and Sherrill Township’s rate of river and rain flooding damage is higher than 52% of U.S. census tracts. Ice storms add 8%, at a rate in the top 2% of U.S. census tracts.
C+ #133 of 247 in Missouri; higher expected damage per building than 61% of U.S. towns (21,298).
Sherrill Township’s residents live in 3 census tracts; FEMA’s figures are combined by where they live.
The typical Missouri town has higher expected damage than 59% of U.S. towns; within the state, Sherrill Township has more expected damage per building than 54% of Missouri towns.
In dollars, FEMA expects about $3.4M a year in losses across Sherrill Township: $915K to buildings, the rest to people and crops.
Does Sherrill Township flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Sherrill Township. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Sherrill Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Texas County.13 federal disasters brought FEMA money to Sherrill Township
Disasters that paid out in Sherrill Township itself (aid to households or repair grants to Sherrill Township), newest first, with that year’s flood claims.
- 2025Severe Storms, Straight-line Winds, Tornadoes, and Flooding$642K to Sherrill Township for repairs
- 2024Severe Storms, Tornadoes, Straight-line Winds, and Flooding$671K to Sherrill Township for repairs
- 2024Severe Storms, Straight-line Winds, Tornadoes, and Flooding$440K to Sherrill Township for repairs
- 2019Severe Storms, Tornadoes, and Flooding$14K to Sherrill Township for repairs
- 2017Severe Storms, Tornadoes, Straight-line Winds and Flooding$451K to Sherrill Township for repairs
- 2015Severe Storms, Tornadoes, Straight-line Winds, and Flooding$121K to Sherrill Township for repairs
Show all 13
- 2015Severe Storms, Tornadoes, Straight-line Winds, and Flooding$86K to Sherrill Township for repairs
- 2013Severe Storms, Straight-line Winds and Flooding$490K to Sherrill Township for repairs
- 2011Severe Storms, Tornadoes, and Flooding$21K to Sherrill Township for repairs
- 2009Severe Storms, Tornadoes, and Flooding$13K to Sherrill Township for repairs
- 2008Severe Storms, Flooding, and a Tornado$49K to Sherrill Township for repairs
- 2008Severe Storms and Flooding$37K to Sherrill Township for repairs
- 2002Severe Storms, Tornadoes and Flooding$57K to Sherrill Township for repairs
Texas County has had 23 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Sherrill Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Sherrill Township archive →Sherrill Township and its neighbors
Sherrill Township has the lowest expected damage per building of the 3 graded towns here. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Sherrill Township | C+more damage than 61% | river and rain flooding | 0 |
| Lynch Township | C+more damage than 63% | river and rain flooding | — |
| Jackson Township | Cmore damage than 74% | river and rain flooding | — |
| Boone Township | — | 927 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Sherrill Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Ice brings down trees and lines: plan for days without power.
- Run a generator outside, far from doors and windows.
- Keep sand or salt by the door.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Sherrill Township
Is Sherrill Township at risk for natural disasters?
On FEMA’s National Risk Index, Sherrill Township has higher expected damage per building than 61% of U.S. towns: C+ for hazard risk, #133 of 247 in Missouri. Most of the expected damage is river and rain flooding (57%) and earthquakes (18%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Sherrill Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Texas County, 0.3% of all homes carry federal flood insurance.
How much is flood insurance in Sherrill Township?
FEMA’s Community Rating System list shows no discount for Sherrill Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Sherrill Township?
By FEMA money that reached Sherrill Township, Severe Storms, Tornadoes, Straight-line Winds, and Flooding (2024): $671K to Sherrill Township for repairs.
Is Sherrill Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (57%), and Sherrill Township’s rate for it is higher than 52% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Sherrill Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Sherrill Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.