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–Not graded
Natural hazards in Boone Township · FEMA

Storms, floods and disasters in Boone Township

Boone Township isn’t graded for hazard risk: Boone Township has 927 residents; we grade towns of 1,000 or more. Flood insurance has paid 1 claim here since 2024.

Flood claims
1
paid since 2024 · $116K
Disasters paid out here
14
of 23 declared for Texas County
By hazard

What Boone Township faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

68%of expected building damage
Above average · higher than 68% of U.S. census tracts
Recorded about 3 times a year in the area

Tornadoes

9%of expected building damage
Well above average · higher than 82% of U.S. census tracts
Recorded about once every 9 years in the area

Earthquakes

8%of expected building damage
Above average · higher than 77% of U.S. census tracts

Ice storms

8%of expected building damage
Well above average · in the top 2% of U.S. census tracts
Recorded about once a year in the area
Smaller shares here
 Strong wind Wildfire Winter storms top 2% Hail Hurricanes Landslides top 5% Lightning Cold waves Heat waves
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 42% of Boone Township’s expected losses. Cold waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Boone Township flood? Rarely: 1 flood claim since 2024

Every paid claim on a federal flood insurance policy in Boone Township, from FEMA’s records.

Paid flood claims, by year
2024: 1 claim2025: 0 claims2026: 0 claims2024
20242026
1
paid claims since 2024
$116K
paid to owners
0
homes flooded more than once
$116K
average claim
of all homes are insured
No community discount

Boone Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Texas County.
Disasters

14 federal disasters brought FEMA money to Boone Township

Disasters that paid out in Boone Township itself (aid to households or repair grants to Boone Township), newest first, with that year’s flood claims.

  1. 2024Severe Storms, Tornadoes, Straight-line Winds, and Flooding$98K to Boone Township for repairs
  2. 2024Severe Storms, Straight-line Winds, Tornadoes, and Flooding$54K to Boone Township for repairs
  3. 2019Severe Storms, Tornadoes, and Flooding$38K to Boone Township for repairs
  4. 2017Severe Storms, Tornadoes, Straight-line Winds and Flooding$47K to Boone Township for repairs
  5. 2015Severe Storms, Tornadoes, Straight-line Winds, and Flooding$14K to Boone Township for repairs
  6. 2015Severe Storms, Tornadoes, Straight-line Winds, and Flooding$32K to Boone Township for repairs
Show all 14
  1. 2013Severe Storms, Straight-line Winds and Flooding$22K to Boone Township for repairs
  2. 2013Severe Storms, Straight-line Winds, Tornadoes, and Flooding$13K to Boone Township for repairs
  3. 2011Severe Storms, Tornadoes, and Flooding$8K to Boone Township for repairs
  4. 2009Severe Storms, Tornadoes, and Flooding$20K to Boone Township for repairs
  5. 2008Severe Storms, Flooding, and a Tornado$35K to Boone Township for repairs
  6. 2008Severe Storms and Flooding$38K to Boone Township for repairs
  7. 2007Severe Winter Storms and Flooding$3K to Boone Township for repairs
  8. 2002Severe Storms, Tornadoes and Flooding$56K to Boone Township for repairs
Disasters declared, by decade
Paid out in Boone TownshipTexas County only

Texas County has had 23 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Boone Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Boone Township archive →
Next door

Boone Township and its neighbors

How expected damage per building compares across the town line. Tap a town to see its hazards.

Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Sherrill TownshipC+more damage than 61%river and rain flooding—
Lynch TownshipC+more damage than 63%river and rain flooding—
Roubidoux TownshipCmore damage than 66%river and rain flooding—

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Boone Township faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Earthquakes
  • Drop, cover and hold on.
  • Strap tall furniture and the water heater to the wall.
  • Know how to shut off the gas.
More from Ready.gov ↗
Ice storms
  • Ice brings down trees and lines: plan for days without power.
  • Run a generator outside, far from doors and windows.
  • Keep sand or salt by the door.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Boone Township

Does Boone Township flood?

Flood insurance has paid 1 claim in Boone Township since 2024, $116K in all.

Is Boone Township in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Texas County, 0.3% of all homes carry federal flood insurance.

How much is flood insurance in Boone Township?

FEMA’s Community Rating System list shows no discount for Boone Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Boone Township?

By FEMA money that reached Boone Township, Severe Storms, Tornadoes, Straight-line Winds, and Flooding (2024): $98K to Boone Township for repairs.

Storm stories

Memories, warnings and help from neighbors in Boone Township.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Boone Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.