Bagnell Dam and Osage Power Plant · Photo: KTrimble · CC078 homes sold in Lake Ozark in the last year, at a typical $388K
Almost every sale is a house. Below: what each kind of home sells for, the best months to buy, how hard you’ll have to bid, and a shortcut to every site where Lake Ozark homes are listed.
Every place Lake Ozark homes are listed, in one stop
We don’t copy listings: the agents’ sites have the photos and the latest price changes. Set what you want once and we open each site already filtered to Lake Ozark.
For sale
Rent
New, land & open houses
Links open the listing sites; TownRatings isn’t paid for them and doesn’t rank one above another. Rentals and government-owned homes come from sources outside the MLS.
Houses are 0% of Lake Ozark’s sales, at a typical — (year to May 2026)
78 homes sold in the year to September 2026.
About as many homes sell as usual, at 2.3 times the 2016 price
78 sales in the last year, against 126 in 2021 and a low of 29 in 2012. The typical sale went from $169K in 2016 to $388K.
Source: Redfin Data Center, MLS sales; from June 2026 each month is a 3-month rolling window, its counts divided by 3. Typical price and $/sq ft are the monthly medians, weighted by sales. Redfin stopped publishing towns’ figures by property type after May 2026, so houses and condos are shown for the year to then.
Bidding wars in Lake Ozark are back to pre-pandemic levels, with about as many homes for sale
We read every month of Lake Ozark’s home sales since 2012 so you don’t have to. Each figure covers 12 months, because a single month in a town is too few sales to mean much. Latest: the year to September 2026, 78 sales.
If you’re buying in Lake Ozark
- Shop in April. It brings about 11 new listings a month, close to the busiest month, with fewer bidding wars (0% over asking).
- Bid near asking. Buyers paid 101.9% of the list price on average; 3% paid over.
- You’ll usually have time. Only 24% of homes go under contract within two weeks; the typical one takes 83 days.
Spring brings the homes; fall brings the bidding wars
May has the most new listings (about 12 a month), but November is the most competitive: 1% of November sales close over asking. January has the least competition (0%) but only about 6 new listings.
Averages for each calendar month, 2015 on.
Nearly as heated as 2021, and calmer than Missouri
| Lake Ozark now | 2017–19 | 2021 peak | MO now | |
|---|---|---|---|---|
| Sold over askingShare of sales that closed above the list price | 3% | 0% | 0% | 20% |
| Gone within two weeksShare of homes under contract within 14 days | 24% | 1% | 3% | 42% |
| Price paid vs. askingAverage sale price ÷ list price | 101.9% | 97.1% | 98.1% | 98.3% |
| Days to sellMedian days from listing to contract | 83 | 138 | 52 | 38 |
48 homes for sale on a typical day
That’s 3.7 times the 2012 low (13), about the 2017–19 level and well under 2015’s 80.
Lake Ozark ranks 134th of 170 busy Missouri markets for bidding wars
Share of sales over asking in the last year, among towns with 60 or more sales. Lake Ozark is one of the state’s calmer markets.
Source: Redfin Data Center, city figures, January 2012 to September 2026 (MLS sales, not seasonally adjusted; from June 2026 each month is a 3-month rolling window, its counts divided by 3). Ratios are weighted by homes sold; price cuts by homes for sale.
Owning the typical Lake Ozark home costs about $2,232 a month
Price: Lake Ozark’s typical sale, last 12 months. Property tax at Lake Ozark’s 0.6% (median bill ÷ median value, Census ACS); insurance at 0.35% of price a year. Before PMI, HOA dues, upkeep and the tax deduction. Whether Lake Ozark is affordable on local pay is on Cost of living.
Six things worth knowing
New listings in May
The month with the most choice. January has the fewest, about 6.
Best time to buyProperty tax, a year
Of a home’s value: the median bill over the median home value. On a $388K home, about $2,480 a year.
Taxes vs. neighborsSchools
The schools grade for Lake Ozark, from test results, graduation and how much students grow.
Schools in Lake OzarkTypical commute
The average one-way trip to work for people who live in Lake Ozark.
Work & commuteCheck the flood map
Flood insurance isn’t in a standard policy, and lenders require it in FEMA flood zones. Check the address before you make an offer.
Natural hazardsLook up any property
Assessed value, lot size and every past sale of a home you’re eyeing are public, at the town or county assessor and the registry of deeds.
Laurie, Eldon, Camdenton and Versailles sell for less a square foot
The busier markets within 25 miles of Lake Ozark, by what sold. Prices, taxes and how far a paycheck goes next door are on Cost of living.
| Sold | Typical sale | $/sq ft | Over asking | Days to sell | |
|---|---|---|---|---|---|
| Osage Beach | 264 | $392K | $277 | 0% | 107 |
| Eldon | 84 | $216K | $163 | 0% | 60 |
| Lake Ozark | 78 | $388K | $241 | 3% | 83 |
| Versailles | 47 | $175K | $137 | 0% | 59 |
| Camdenton | 47 | $249K | $158 | 2% | 79 |
| Laurie | 24 | $279K | $149 | 0% | 82 |
Redfin Data Center, October 2025 to September 2026. Towns with fewer than 20 sales are left out, and Redfin doesn’t report every town separately.
Post your home to Lake Ozark, free
Selling it yourself, renting out an apartment or looking for a roommate? Post it to Lake Ozark. People who follow the town see it, and so do people comparing Lake Ozark with their own town. No commission, no listing fee.
Questions about buying a home in Lake Ozark
What do homes sell for in Lake Ozark, MO?
78 homes sold in the year to September 2026 at a typical $388K, $241 a square foot.
Is Lake Ozark a buyer’s or seller’s market?
A balanced market: 47 homes were for sale in September 2026 and 8 sold, about 5.9 months of supply. Buyers paid 101.9% of asking on average.
When is the best time to buy in Lake Ozark?
May brings the most new listings. The sales history shows which months have fewer bidding wars.
How much are property taxes in Lake Ozark?
About 0.6% of a home’s value a year. On a $388K home that’s near $2,480.
Where can I see homes for sale in Lake Ozark?
Zillow, Redfin, Realtor.com and Homes.com all carry Lake Ozark’s MLS listings; the search links above open each one filtered to Lake Ozark.
Sales, prices, days on market and listings: Redfin Data Center (MLS, monthly, not seasonally adjusted; from June 2026 each month is a 3-month rolling window, its counts divided by 3). Property tax rate: Census American Community Survey. Two-bedroom rent: HUD Fair Market Rent. Typical home value: Zillow Home Value Index. Schools grade: TownRatings (how grades work).