On FEMA’s figures, Kidder Township faces about as much hazard damage per building as the typical U.S. town, mostly from river and rain flooding
On FEMA’s National Risk Index, Kidder Township gets a B for hazard risk: lower expected damage per building than 57% of U.S. towns. Most of that expected damage is river and rain flooding (77%), then tornadoes (13%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Kidder Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Hail
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Kidder Township’s grade
River and rain flooding is 77% of the building damage FEMA expects in Kidder Township, and Kidder Township’s rate of river and rain flooding damage is higher than 57% of U.S. census tracts. Next is tornadoes at 13% (higher than 85% of U.S. census tracts).
B lower expected damage per building than 57% of U.S. towns (21,298).
Kidder Township’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
In dollars, FEMA expects about $456K a year in losses across Kidder Township: $240K to buildings, the rest to people and crops.
Does Kidder Township flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Kidder Township. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Kidder Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Caldwell County.5 federal disasters brought FEMA money to Kidder Township
Disasters that paid out in Kidder Township itself (aid to households or repair grants to Kidder Township), newest first, with that year’s flood claims.
- 2021Severe Storms, Straight-line Winds, Tornadoes, and Flooding$63K to Kidder Township for repairs
- 2019Severe Storms, Tornadoes, and Flooding$186K to Kidder Township for repairs
- 2015Severe Storms, Tornadoes, Straight-line Winds, and Flooding$57K to Kidder Township for repairs
- 2011Severe Winter Storm and Snowstorm$39K to Kidder Township for repairs
- 2010Severe Storms, Flooding, and Tornadoes$72K to Kidder Township for repairs
Caldwell County has had 19 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Kidder Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Kidder Township archive →Kidder Township and its neighbors
Kidder Township is 2nd of the 4 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Hamilton Township | Bless damage than 58% | river and rain flooding | — |
| Kidder Township | Bless damage than 57% | river and rain flooding | 0 |
| Cameron | B−less damage than 52% | river and rain flooding | — |
| Grand River Township | C+more damage than 59% | river and rain flooding | — |
| Colfax Township | — | 438 residents; we grade 1,000+ | |
| Mirabile Township | — | 265 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Kidder Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Kidder Township
Is Kidder Township at risk for natural disasters?
On FEMA’s National Risk Index, Kidder Township has lower expected damage per building than 57% of U.S. towns: B for hazard risk. Most of the expected damage is river and rain flooding (77%) and tornadoes (13%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Kidder Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Caldwell County, 5% of homes in mapped flood zones carry federal flood insurance, and 0.0% of all homes do.
How much is flood insurance in Kidder Township?
FEMA’s Community Rating System list shows no discount for Kidder Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Kidder Township?
By FEMA money that reached Kidder Township, Severe Storms, Tornadoes, and Flooding (2019): $186K to Kidder Township for repairs.
Is Kidder Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (77%), and Kidder Township’s rate for it is higher than 57% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Kidder Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Kidder Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.