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Holts Summit
Missouri›Callaway County

Holts SummitMO

A town of 4,773, settled in 1869.

Photo: Roastedbeanz1 · CC BY 4.0
Photo of Holts Summit

Holts Summit, MO · Photo: Roastedbeanz1 · CC BY 4.0 · Source ↗

Is Holts Summit a good place to live?

Holts Summit gives you more for your money than most places: a typical home costs about $288K, 3.9 years of the Jefferson City metro’s $74K median household income. It grades B+ overall, 74th among Missouri's 247 graded towns. On the plus side, the median household earns $85K. Only 10 of Missouri’s 419 towns score lower on walkability. The biggest park or preserve is Holts Summit Greenway Park, at 50 acres. Of the 177 Missouri towns we compare, none has a lower property crime rate than Holts Summit.

What makes Holts Summit stand out

Where Holts Summit beats most towns.

A growing town

Holts Summit has grown 48% since 2010

3,247 counted in 2010 and 4,458 in 2020; an estimated 4,773 in 2025.

Growth hasn’t slowed: 8% since 2020, after 37.3% in the decade before.

3,2472010
4,4582020
4,7732025 est.

U.S. Census 2010 & 2020 counts · Census Bureau estimate, July 1, 2025

How Holts Summit grades

Each subject compared with towns across the country (schools within Missouri), ordered by how far Holts Summit is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Getting set up

Moving to Holts Summit: who provides what

Who provides power, water and the rest in Holts Summit, and how to reach them.

The full setup list →
PowerUnion Electric13.3¢/kWh · EIA 2025HIFLD · EIA
WaterCallaway County Pwsd 1No health-based violations in 5 years · EPAEPA
Internet9 providers100% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Holts Summit’s trash rules yet
SchoolsJefferson City Public SchoolsWhich school depends on your addressNCES
Register to voteOnlineIn Missouri you can register online until 27 days before Election Day, in person until 27 days before Election Day, or by mail (postmarked 27 days before).vote.gov
Who runs elections hereCallawayCallaway County; contacts on the Handbook page.FVAP, Aug 2019
ZIP code6504365043 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Holts Summit.

Work & commuteJobs & income grade A−

About half of Holts Summit’s working residents commute to Jefferson City

Most working residents leave Holts Summit for work: only 2% work in town. 4.8% of residents live below the poverty line in Holts Summit, where Missouri’s towns sit at 14% and U.S. towns at 9.6%. Since 2013, Holts Summit has lost 49 jobs, to 643 in 2023.

2%work in town
Holts SummitMissouri townsU.S. towns
Below the poverty line4.8%14%9.6%
Working residents who work in town2.3%13%8%
Median household income$85,000$62,000$80,000
Average trip to work23 minutes22 minutes25 minutes

Where working residents work

In Holts Summit2%
Jefferson City50%
Columbia10%
Fulton5%
Kansas City1%
9 mi
median commute distance
643
jobs based in Holts Summit
A commuter town
jobs vs. working residents
D
Walkability grade: more walkable than 6% of U.S. towns

Census LEHD 2023 · ACS

SchoolsB−

Holts Summit’s public schools outperform 52% of Missouri districts

Its public schools are run by the Jefferson City school district. Its one school is below.

52%of MO districts it outscoresB−School Grade
SchoolLevelStudentsLetter
North Elem.Largest public elementary schoolGrades K–5Grades K–5367A−

NCES · EDFacts · graded within MO on state tests and graduation

Who lives here

Fewer middle-aged adults than Missouri overall

Adults 35 to 64 are 28% of residents (37% statewide); adults 18 to 34 are 31% of residents (22% statewide). Holts Summit’s median age is 33.3 years, against 38.5 years in Missouri’s towns and 40.5 years across U.S. towns. Holts Summit has grown 8% since 2020, to 4,773 residents in the Census Bureau’s 2025 estimate.

33.3median age · MO 39
Holts SummitMissouri townsU.S. towns
Median age33.3 years38.5 years40.5 years
Aged 65 or older16%17%18%
Bachelor’s degree or more, 25+27%22%29%
Holts SummitMissouriUnited States

Ages · share of residents

Education · adults 25 and older

No diploma4%
High school34%
Some college19%
Associate’s17%
Bachelor’s22%
Graduate5%

Women and men · all residents

49% women, 51% men

That’s an even split within the survey’s margin of ±4.9 points. Across Missouri, 50.7% of residents are women.

Ages and education in Holts Summit
Holts SummitMOU.S.
Under 1014.2%11.9%11.6%
10 to 1710.3%10.4%10.3%
18 to 249.2%9.1%9.1%
25 to 3421.7%13.2%13.7%
35 to 449.4%12.8%13.2%
45 to 547.7%11.6%12.2%
55 to 6411%13%12.7%
65 to 7411.3%10.6%10.2%
75 and older5.2%7.3%7%
No diploma4.1%8.1%10.4%
High school33.6%30.2%26%
Some college18.8%20.8%19.1%
Associate’s16.8%8.4%8.8%
Bachelor’s22.1%19.8%21.6%
Graduate4.6%12.6%14.1%

Census population estimates, 2025 · U.S. Census Bureau · ACS 2020-2024 5-year estimates · in a town of 4,800, single groups can be off by several points

Natural hazardsHazard risk grade B

Holts Summit faces a low natural-hazard risk, led by inland flooding

Expected storm and flood damage is lower than in 68% of U.S. communities.

32risk score of 100
FEMA risk score
32Low riskLowerHigher
Inland floodingHeat wavesCold waves
6
federal disasters paid out here

FEMA National Risk Index · OpenFEMA

Climate

In Holts Summit, expect four seasons and hot summers

Holts Summit has chilly winters and warm summers. July afternoons reach 88°, January nights drop to 22° and about 9 inches of snow falls in a winter.

9″snow a winter

Typical low → high °F

Winter25–43°
Spring45–66°
Summer66–86°
Fall46–67°
Oct 31
typical first frost
Apr 8
typical last frost
+0.7°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Safety

Crime reported in Holts Summit

Holts Summit's reported crime rate is well below Missouri's. 6 violent crimes were reported in 2024.

Violent crime per 1,000 residents

Holts Summit1.1
Missouri4.7
U.S.3.6

Property crime per 1,000 residents

Holts Summit0.2
Missouri20.1
U.S.17.7
6
violent crimes reported in 2024
1
property crimes reported in 2024

FBI crime data, 2024 · crimes reported to police

HousingCost of living grade A−

Holts Summit earns an A− for cost of living

80% of households own their home in Holts Summit. Typical home values rose 5% in the year to September 2026.

$288KZillow home value
Holts SummitMissouri townsU.S. towns
Households that own their home80%64%73%
Median rent$1,122 a month$970 a month$1,185 a month

Typical home value

Holts Summit$288K
Missouri$265K
Market temperature
Seller’s marketA strong seller's marketBuyer’sSeller’s
22
days on market
99.2%
sale-to-list price
+5%
value change, 1 year
14
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

HealthB−

On CDC estimates, Holts Summit is healthier than 53% of U.S. towns

Holts Summit beats the Missouri average on 1 of 32 CDC measures and trails it on 0. 30% of Holts Summit adults feel lonely.

53%healthier than U.S. townsB−Health Grade
Holts SummitMissouri townsU.S. towns
Feel lonely (CDC PLACES)30%32%33%
Get no exercise (CDC PLACES)27%30%25%
Smoke cigarettes (CDC PLACES)15%17%14%
Binge drink (CDC PLACES)17%16%16%
32 measures vs. Missouri
1 better31 too close to call0 worse
What stands outHolts SummitMO
Fewer older adults who have lost all their teeth11.6%15.8%
SSM Health St. Mary's Hospital - Jefferson City
10.3 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health
68th
percentile among MO towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

OutdoorsC

0.7% of Holts Summit is conserved land

0.7 miles of trail in 2 parks and preserves.

0.7%conserved
Holts SummitMissouri townsU.S. towns
Conserved land0.7%2.1%4.3%
Miles of trail per square mile0.2 miles per square mile0.30.4
0.7%
conserved · 17 of 2,425 acres
0.7 mi
of trails · 0.2 per sq mi
Biggest places to walkTrailsAcres
1. Holts Summit Greenway Park0.6 mi50
2. Hibernia Station Park—5

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Keep exploring

Everything we know about Holts Summit

19pages on Holts Summit
After high school

Colleges nearby

1 within 15 miles of the center of Holts Summit

A commuter town

98% of working residents leave Holts Summit for work

Where Holts Summit’s working residents go each day. Line width shows the share.

50% → Jefferson City Jefferson City 50% 10% → Columbia Columbia 10% 5% → Fulton Fulton 5% 1% → Kansas City Kansas City 1% 1% → Springfield Springfield 1% 1% → Sedalia Sedalia 1% Holts Summit · 2% stay
643jobs based in Holts Summit
2%of working residents work in town
9 mimedian commute distance

Census LEHD 2023

About Holts Summit

City in Missouri, United States

Official town website ↗

Holts Summit is a small city in Callaway County, Missouri. The population was 4,458 at the time of the 2020 census. Holts Summit is located 7 miles (11 km) northeast of Jefferson City, Missouri's state capital. It is part of the Jefferson City Metropolitan Area.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
3.5 sq mi
Elevation
850 ft
ZIP code
65043
Area code
573

Questions about Holts Summit

Short answers, built from the data on this page.

Is Holts Summit, MO a good place to live?

By most measures, yes. Holts Summit grades B+ overall, better than 69% of U.S. towns and #74 of 247 in Missouri. It grades B− for health and B− for schools. Walkability is its weak spot, with a D.

Is Holts Summit, MO expensive?

Not for the area. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades A−.