Fort Leonard Wood’s building-damage rate from ice storms is in the top 3% of U.S. census tracts
On FEMA’s National Risk Index, Fort Leonard Wood gets a B for hazard risk: lower expected damage per building than 59% of U.S. towns, #54 of 247 in Missouri. Most of that expected damage is river and rain flooding (63%), then tornadoes (12%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Fort Leonard Wood faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Earthquakes
Ice storms
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Fort Leonard Wood’s grade
River and rain flooding is 63% of the building damage FEMA expects in Fort Leonard Wood, and Fort Leonard Wood’s rate of river and rain flooding damage is lower than 57% of U.S. census tracts. Ice storms add 8%, at a rate in the top 3% of U.S. census tracts.
B #54 of 247 in Missouri; lower expected damage per building than 59% of U.S. towns (21,298).
Fort Leonard Wood’s residents live in 5 census tracts; FEMA’s figures are combined by where they live.
The typical Missouri town has higher expected damage than 59% of U.S. towns; within the state, Fort Leonard Wood has less expected damage per building than 78% of Missouri towns.
In dollars, FEMA expects about $6.4M a year in losses across Fort Leonard Wood: $2.6M to buildings, the rest to people and crops.
Does Fort Leonard Wood flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Fort Leonard Wood. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Fort Leonard Wood isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Pulaski County.The storms Fort Leonard Wood remembers
None of the 20 disasters declared for Pulaski County shows FEMA aid or repair money reaching Fort Leonard Wood itself in FEMA’s records, so these are its biggest flood-claim years.
Pulaski County has had 20 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Fort Leonard Wood and its neighbors
Fort Leonard Wood is 2nd of the 2 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| St. Robert | Bless damage than 61% | river and rain flooding | 1 |
| Fort Leonard Wood | Bless damage than 59% | river and rain flooding | 0 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Fort Leonard Wood faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Ice brings down trees and lines: plan for days without power.
- Run a generator outside, far from doors and windows.
- Keep sand or salt by the door.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Fort Leonard Wood
Is Fort Leonard Wood at risk for natural disasters?
On FEMA’s National Risk Index, Fort Leonard Wood has lower expected damage per building than 59% of U.S. towns: B for hazard risk, #54 of 247 in Missouri. Most of the expected damage is river and rain flooding (63%) and tornadoes (12%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Fort Leonard Wood in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Pulaski County, 14% of homes in mapped flood zones carry federal flood insurance, and 0.4% of all homes do.
How much is flood insurance in Fort Leonard Wood?
FEMA’s Community Rating System list shows no discount for Fort Leonard Wood’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Fort Leonard Wood at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (63%), and Fort Leonard Wood’s rate for it is lower than 57% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Fort Leonard Wood.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Fort Leonard Wood’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.