Photo: Kbh3rd · CC BY 4.0Storms, floods and disasters in Clinton Township
Clinton Township isn’t graded for hazard risk: FEMA’s tract figures aren’t matched to Clinton Township yet. Flood insurance has paid 1 claim here since 1981.
What Clinton Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Hail
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Clinton Township flood? Rarely: 1 flood claim since 1981
Every paid claim on a federal flood insurance policy in Clinton Township, from FEMA’s records.
Clinton Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Henry County.12 federal disasters brought FEMA money to Clinton Township
Disasters that paid out in Clinton Township itself (aid to households or repair grants to Clinton Township), newest first, with that year’s flood claims.
- 2024Severe Storms, Tornadoes, Straight-line Winds, and Flooding$843K to Clinton Township for repairs
- 2017Severe Storms, Tornadoes, Straight-line Winds and Flooding$83K to Clinton Township for repairs
- 2015Severe Storms, Tornadoes, Straight-line Winds, and Flooding$15K to Clinton Township for repairs
- 2013Severe Storms, Straight-line Winds and Flooding$31K to Clinton Township for repairs
- 2013Severe Storms, Straight-line Winds, Tornadoes, and Flooding$3K to Clinton Township for repairs
- 2011Severe Storms, Tornadoes, and Flooding$30K to Clinton Township for repairs
Show all 12
- 2008Severe Storms, Flooding, and a Tornado$127K to Clinton Township for repairs
- 2008Severe Storms and Flooding$65K to Clinton Township for repairs
- 2006Severe Storms, Tornadoes and Flooding2 households applied for aid$306 aid approved
- 2004Severe Storms, Tornadoes, and Flooding8 households applied for aid$21K aid approved
- 2003Severe Storms, Tornadoes, and Flooding3 households applied for aid$7K aid approved
- 2002Severe Storms, Tornadoes and Flooding$60K to Clinton Township for repairs
Henry County has had 16 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Clinton Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Clinton Township archive →Clinton Township and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Clinton | B−more damage than 54% | river and rain flooding | 1 |
| Fields Creek Township | C+more damage than 58% | river and rain flooding | — |
| Bethlehem Township | — | not graded yet | |
| Davis Township | — | 248 residents; we grade 1,000+ | |
| Fairview Township | — | 573 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Clinton Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Clinton Township
Does Clinton Township flood?
Flood insurance has paid 1 claim in Clinton Township since 1981, $8K in all.
Is Clinton Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Henry County, 9% of homes in mapped flood zones carry federal flood insurance, and 0.1% of all homes do.
How much is flood insurance in Clinton Township?
FEMA’s Community Rating System list shows no discount for Clinton Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Clinton Township?
By FEMA money that reached Clinton Township, Severe Storms, Tornadoes, Straight-line Winds, and Flooding (2024): $843K to Clinton Township for repairs.
Storm stories
Memories, warnings and help from neighbors in Clinton Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Clinton Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.