Photo: Brian Stansberry · CC BY 4.0Measured against area pay, Cabool costs less to live in than 76% of U.S. towns
Up 7.3% in a year, 26% below the Missouri typical home.
Census 2020–24 home values, rents, tax bills and cost burden, measured against the median household income of Texas County, MO ($50K). How TownRatings grades cost of living
Only 4 sales in September 2026: in a market this size, monthly medians swing a lot, so the typical value is the steadier guide.
The grade compares costs with what households across Texas County earn ($50K, Census 2020–24). The typical home costs 2.6 years of area income, and 41% of renters pay 30% or more of income for housing.
In dollars
- $197Ktypical home, 26% below the Missouri typical homeZillow, September 2026
- $930a month for a two-bedroom, utilities includedHUD Fair Market Rent, 2026
In paychecks the grade
- 2.6 yrsof area income buys the typical home; the typical U.S. town: 3.3$50K, Texas County income
- 11%of area income goes to the median rent; the typical U.S. town: 18%Census 2020–24
- 41%of renters pay 30%+ of income for housing; across Missouri: 46%Census 2020–24
- 35%of owners do; the typical U.S. town: 20%Census 2020–24
Housing in Cabool, in brief
New renters pay more than renters already here
HUD puts a standard two-bedroom at about $930 a month with utilities, the going rate for someone moving in. Renters already in Cabool pay a median of $475. Renting ↓
Written from the data on this page. Home values are the Zillow Home Value Index, through September 2026; permits are Census figures through 2025; incomes, rents paid, taxes and ownership come from the Census American Community Survey.
What’s behind Cabool’s grade
Measured against what households in the area earn, Cabool is more affordable than 76% of U.S. towns. The share of households paying 30%+ for housing pulls the grade down most; rent holds it up.
Values have outpaced Missouri: the typical Cabool home is up 36.5% in five years, against 26.3% statewide (Zillow).
Up 36.5% in five years
Faster than Missouri (26.3%).
Show as a table
| January | Cabool | Missouri |
|---|---|---|
| 2017 | $97,000 | $147,000 |
| 2018 | $102,000 | $155,000 |
| 2019 | $108,000 | $163,000 |
| 2020 | $113,000 | $171,000 |
| 2021 | $124,000 | $191,000 |
| 2022 | $158,000 | $217,000 |
| 2023 | $171,000 | $234,000 |
| 2024 | $181,000 | $245,000 |
| 2025 | $188,000 | $255,000 |
| 2026 | $192,000 | $260,000 |
| September 2026 | $197,000 | $265,000 |
A typical Cabool home worth $94K in October 2016 is worth about $197K today.
Zillow Home Value Index: the typical value of all homes (middle third), smoothed and seasonally adjusted, through September 2026.
A year’s rent takes 11% of area income
The calculator starts from the area income the grade uses. Switch to Cabool’s own median, or type yours.
That covers a typical Cabool home, with $4K to spare.
A two-bedroom rents for about $930 a month here, $220 less than owning.
An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Cabool’s typical property tax (0.67% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.
A two-bedroom rents for about $930
Renters already here pay a median of $475, so moving in tends to cost more than staying put.
Fair Market Rent a month, utilities included
U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Douglas County, MO): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.
1 new home permitted in 2025
Builders were permitted 1 new home in Cabool in 2025. That's 0.4 per 1,000 residents, slower than across Missouri (3.7). Over the past 10 years, Cabool has permitted 36 homes in all.
Between the 2010 and 2020 censuses, Cabool's population fell by 200 even though 14 new homes were permitted. Homes are holding fewer people: households are getting smaller, or more homes are used part of the year. Across Missouri: 1.1 new residents per new home.
Every year as a table
| Year | New homes | Single-family | 2+ per building | Value |
|---|---|---|---|---|
| 2026 (Jan–Aug) | 0 | 0 | 0 | — |
| 2025 | 1 | 1 | 0 | $100,000 |
| 2024 | 5 | 1 | 4 | $320,000 |
| 2023 | 18 | 6 | 12 | $3.1 million |
| 2022 | 2 | 2 | 0 | $160,000 |
| 2021 | 1 | 1 | 0 | $150,000 |
| 2020 | 0 | 0 | 0 | — |
| 2019 | 0 | 0 | 0 | — |
| 2018 | 0 | 0 | 0 | — |
| 2017 | 1 | 1 | 0 | $50,000 |
| 2016 | 8 | 2 | 6 | $546,000 |
| 2015 | 1 | 1 | 0 | $80,000 |
| 2014 | 0 | 0 | 0 | — |
| 2013 | 2 | 2 | 0 | $310,000 |
| 2012 | 1 | 1 | 0 | $140,000 |
| 2011 | 1 | 1 | 0 | $55,000 |
| 2010 | 0 | 0 | 0 | — |
| 2009 | 2 | 0 | 2 | $90,000 |
| 2008 | 5 | 3 | 2 | $386,000 |
| 2007 | 2 | 2 | 0 | $130,000 |
| 2006 | 1 | 1 | 0 | $125,000 |
| 2005 | 1 | 1 | 0 | $75,000 |
| 2004 | 2 | 2 | 0 | $350,000 |
| 2003 | 3 | 3 | 0 | $370,000 |
| 2002 | 2 | 2 | 0 | $177,000 |
| 2001 | 3 | 3 | 0 | $145,000 |
| 2000 | 5 | 5 | 0 | $302,000 |
Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.
Property tax runs below the Missouri norm
The median bill is $869 (Missouri: $1,948), 0.67% of a home’s value a year, against 0.85% statewide.
Census American Community Survey 2020–24: the median real-estate tax bill homeowners report, and that bill ÷ the median home value. Bills include town, school and county taxes. The Census reports bills over $10,000 only as “$10,000+”.
Cabool and its neighbors
One source per column.
Cost next door · one source per column
| Town | Cost | Typical home Zillow, September 2026 | Median value Census 2020–24 | Tax rate bill ÷ value | 2-bed rent HUD 2026 |
|---|---|---|---|---|---|
| Cabool | A− | $197K | $130K | 0.67% | $930 |
Questions about the cost of living in Cabool
Is Cabool expensive to live in?
Measured against what households in the area earn, Cabool costs less than 76% of U.S. towns: an A− for cost of living. The typical home costs 2.6 years of the median household income of Texas County, MO ($50K).
How much does a house cost in Cabool?
About $197K, Zillow’s typical value for September 2026, up 7.3% in a year. The Missouri typical home is $265K.
What salary do you need to live in Cabool?
To buy the typical home with 20% down at 6.3%, about $49,000 a year, keeping the payment (about $1,150 a month with tax and insurance) at 28% of income. To rent a two-bedroom at 30% of income, about $37,000.
How much is rent in Cabool?
HUD puts a two-bedroom at about $930 a month with utilities, the going rate for someone moving in. Renters already here pay a median of $475 (Census 2020–24).
What are property taxes in Cabool?
The median bill is $869 a year, 0.67% of the median home value (Missouri: $1,948, 0.85%), from the Census 2020–24.
Are home prices in Cabool going up?
Yes: up 7.3% in the past year and 36.5% in five years, against 26.3% across Missouri (Zillow).
Neighbors talk housing
What Cabool buyers, sellers and renters are saying.
Home values: Zillow Home Value Index (ZHVI), Zillow Research, September 2026. Sales, days on market and supply: Redfin Data Center, September 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.