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–Not graded
Natural hazards in Bull Creek · FEMA

Storms, floods and disasters in Bull Creek

Bull Creek isn’t graded for hazard risk: Bull Creek has 421 residents; we grade towns of 1,000 or more. Flood insurance has paid 21 claims here since 2008.

Flood claims
21
paid since 2008 · $496K
Flooded more than once
5
properties
Disasters paid out here
6
of 18 declared for Taney County
By hazard

What Bull Creek faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

85%of expected building damage
Well above average · in the top 9% of U.S. census tracts
Recorded about 4 times a year in the area
Smaller shares here
 Ice storms top 2% Tornadoes Earthquakes Hail Landslides top 1% Strong wind Wildfire Winter storms top 5% Hurricanes Lightning Cold waves Heat waves
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 8% of Bull Creek’s expected losses. Cold waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Bull Creek flood? Sometimes: 21 flood claims since 2008

Every paid claim on a federal flood insurance policy in Bull Creek, from FEMA’s records.

Paid flood claims, by year
2008: 9 claims2009: 0 claims2010: 0 claims2011: 0 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 11 claims2018: 0 claims2019: 1 claim2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims200820172019
20082026
Biggest named events
  • The Late spring severe storms11 claims · $416K
  • The March storm2 claims · $6K
  • Hurricane Ike1 claim · $10K
21
paid claims since 2008
$496K
paid to owners
5
homes flooded more than once
$24K
average claim
Homes that flooded again and again
FEMA “severe repetitive loss” (0)Flooded 2+ times
of homes in flood zones are insured
of all homes are insured
No community discount

Bull Creek isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Taney County.
What’s been done with FEMA grants
5flood-prone properties bought out and cleared
Disasters

6 federal disasters brought FEMA money to Bull Creek

Disasters that paid out in Bull Creek itself (aid to households or repair grants to the Village of Bull Creek), newest first, with that year’s flood claims.

  1. 2017Severe Storms, Tornadoes, Straight-line Winds and Flooding2 households applied for aid$1K aid approved$79K to the Village of Bull Creek for repairs11 flood claims paid that year
  2. 2011Severe Storms, Tornadoes, and Flooding$7K to the Village of Bull Creek for repairs
  3. 2008Severe Storms, Flooding, and a Tornado$1K to the Village of Bull Creek for repairs
  4. 2008Severe Storms and Flooding$2K to the Village of Bull Creek for repairs
  5. 2008Severe Storms and Flooding$9K to the Village of Bull Creek for repairs
  6. 2002Severe Storms, Tornadoes and Flooding$7K to the Village of Bull Creek for repairs
Disasters declared, by decade
Paid out in Bull CreekTaney County only

Taney County has had 18 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Bull Creek after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Bull Creek archive →
Be ready

Get ready for what Bull Creek faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Bull Creek

Does Bull Creek flood?

Flood insurance has paid 21 claims in Bull Creek since 2008, $496K in all. 5 properties have flooded more than once. The most claims came from Late spring severe storms (11).

Is Bull Creek in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Taney County, 15% of homes in mapped flood zones carry federal flood insurance, and 0.6% of all homes do.

How much is flood insurance in Bull Creek?

FEMA’s Community Rating System list shows no discount for Bull Creek’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Bull Creek?

By FEMA money that reached Bull Creek, Severe Storms, Tornadoes, Straight-line Winds and Flooding (2017): 2 households applied for aid, $1K approved, and $79K to the Village of Bull Creek for repairs. By flood claims, Late spring severe storms: 11 paid, $416K.

Storm stories

Memories, warnings and help from neighbors in Bull Creek.

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Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Bull Creek’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.