Measured against area pay, Todd Township costs more to live in than 65% of U.S. towns
Home prices around Todd Township have risen about 56% over the past 5 years. Builders were permitted 2 new homes in 2025.
Census 2020–24 home values, rents, tax bills and cost burden, measured against the median household income of Hubbard County, MN ($72K). How TownRatings grades cost of living
The grade compares costs with what households across Hubbard County earn ($72K, Census 2020–24). Even so, the typical home costs 4.1 years of area income, and 61% of renters pay 30% or more of income for housing.
In dollars
- $1,010a month for a two-bedroom, utilities includedHUD Fair Market Rent, 2026
In paychecks the grade
- 4.1 yrsof area income buys the typical home; the typical U.S. town: 3.3$72K, Hubbard County income
- 24%of area income goes to the median rent; the typical U.S. town: 18%Census 2020–24
- 20%of owners do; the typical U.S. town: 20%Census 2020–24
Housing in Todd Township, in brief
A second-home town
30% of Todd Township’s homes are seasonal or vacation homes, empty for much of the year. Year-round rentals are scarce: there are 87 renter households. Property taxes ↓
Prices rose faster than Minnesota’s over five years
There’s no Zillow index for Todd Township, so the page uses the federal house price index for the ZIP code around it, which follows repeat sales of the same homes. It rose 56% over five years, against 37% across Minnesota. Price trend ↓
Written from the data on this page. There’s no Zillow index for Todd Township, so the typical value is an estimate: the Census median carried forward with the federal house price index; permits are Census figures through 2025; incomes, rents paid, taxes and ownership come from the Census American Community Survey.
What’s behind Todd Township’s grade
Measured against what households in the area earn, Todd Township is more affordable than 35% of U.S. towns. Rent pulls the grade down most; the share of households paying 30%+ for housing holds it up.
Home prices up 56% in 5 years
The federal house price index for the ZIP code around Todd Township rose 56% over the past 5 years, faster than across Minnesota (37%). Last year prices rose 8%. Carrying the Census median home value forward with that index puts the typical Todd Township home at roughly $353,000 today.
Carrying the Census median forward with the index puts a typical home at about $353K.
Federal Housing Finance Agency House Price Index (annual) for the ZIP codes around Todd Township, weighted by land area. It tracks repeat sales of the same homes, so it shows how prices changed, not what homes cost.
A year’s rent takes 24% of area income
The calculator starts from the area income the grade uses. Switch to Todd Township’s own median, or type yours.
That’s $69K short of a typical Todd Township home.
A two-bedroom rents for about $1,010 a month here, $1,080 less than owning.
An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Todd Township’s typical property tax (0.81% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.
A two-bedroom rents for about $1,010
Renters already here pay a median of $1,446.
Fair Market Rent a month, utilities included
U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Becker County, MN): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.
2 new homes permitted in 2025
Builders were permitted 2 new homes in Todd Township in 2025, all single-family houses. That's 1.4 per 1,000 residents, slower than across Minnesota (3.8). Over the past 10 years, Todd Township has permitted 8 homes in all.
Between the 2010 and 2020 censuses, Todd Township gained 71 residents while 3 new homes were permitted: about 24 new residents per new home. Population grew faster than building, so existing homes filled up: a sign of tight supply. Across Minnesota: 2.2 new residents per new home.
Every year as a table
| Year | New homes | Single-family | 2+ per building | Value |
|---|---|---|---|---|
| 2026 (Jan–Aug) | 3 | 3 | 0 | $983,000 |
| 2025 | 2 | 2 | 0 | $683,000 |
| 2024 | 6 | 6 | 0 | $1.9 million |
| 2023 | 0 | 0 | 0 | — |
| 2022 | 0 | 0 | 0 | — |
| 2021 | 0 | 0 | 0 | — |
| 2020 | 0 | 0 | 0 | — |
| 2019 | 0 | 0 | 0 | — |
| 2018 | 0 | 0 | 0 | — |
| 2017 | 0 | 0 | 0 | — |
| 2016 | 0 | 0 | 0 | — |
| 2015 | 0 | 0 | 0 | — |
| 2014 | 0 | 0 | 0 | — |
| 2013 | 0 | 0 | 0 | — |
| 2012 | 0 | 0 | 0 | — |
| 2011 | 0 | 0 | 0 | — |
| 2010 | 3 | 3 | 0 | $481,000 |
| 2009 | 1 | 1 | 0 | $168,000 |
| 2008 | 6 | 6 | 0 | $75,000 |
| 2007 | 3 | 3 | 0 | $458,000 |
| 2006 | 5 | 5 | 0 | $1.1 million |
| 2005 | 15 | 15 | 0 | $3 million |
| 2004 | 4 | 4 | 0 | $866,000 |
| 2003 | 0 | 0 | 0 | — |
Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.
Property tax runs below the Minnesota norm
The median bill is $2,390 (Minnesota: $3,357), 0.81% of a home’s value a year, against 1.02% statewide.
Census American Community Survey 2020–24: the median real-estate tax bill homeowners report, and that bill ÷ the median home value. Bills include town, school and county taxes. The Census reports bills over $10,000 only as “$10,000+”.
Todd Township vs. its neighbors
Zillow publishes no value for Todd Township. Arago Township and Henrietta Township and Straight River Township have no Zillow value, so they are in the table only.
Cost next door · one source per column
| Town | Cost | Typical home Zillow, latest | Median value Census 2020–24 | Tax rate bill ÷ value | 2-bed rent HUD 2026 |
|---|---|---|---|---|---|
| Todd Township | C+ | — | $294K | 0.81% | $1,010 |
| Park Rapids | B− | $323K | $228K | 1.04% | $1,010 |
| Henrietta Township | C+ | — | $296K | 0.66% | $1,000 |
| Arago Township | – | — | $376K | 0.73% | $1,010 |
| Osage Township | – | $324K | $274K | 0.63% | $990 |
| Straight River Township | – | — | $249K | 0.70% | $1,030 |
“—” under Zillow: Zillow publishes no value for that town, so it’s left blank rather than mixed with Census figures. “—” under Cost: not graded (too little Census data, or under 1,000 residents).
Questions about the cost of living in Todd Township
Is Todd Township expensive to live in?
Measured against what households in the area earn, Todd Township costs more than 65% of U.S. towns: a C+ for cost of living. The typical home costs 4.1 years of the median household income of Hubbard County, MN ($72K).
How much is rent in Todd Township?
HUD puts a two-bedroom at about $1,010 a month with utilities, the going rate for someone moving in. Renters already here pay a median of $1,446 (Census 2020–24).
What are property taxes in Todd Township?
The median bill is $2,390 a year, 0.81% of the median home value (Minnesota: $3,357, 1.02%), from the Census 2020–24.
Neighbors talk housing
What Todd Township buyers, sellers and renters are saying.
Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Price trend: Federal Housing Finance Agency House Price Index. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.