Among 275 Minnesota towns, just 5 have a lower January low than Stephen. Stephen has fewer than 1,000 residents, too few for fair grades; the figures below are still real.

Small town

581 people, and everyone knows the way

In a town this size, neighbors are the best guide. Ask them anything.

Nearby towns

Tamarac Township · 3 mi Sinnott Township · 4 mi Parker Township · 5 mi Donnelly Township · 6 mi Augsburg Township · 8 mi Donaldson · 8 mi

Tamarac TownshipSinnott TownshipStephen

Getting set up

Moving to Stephen: who provides what

Who provides power, water and the rest in Stephen, and how to reach them.

The full setup list →

PowerCity of StephenEIAHIFLD · EIA

WaterStephen water systemNo health-based violations in 5 years · EPAEPA

Internet3 providers100% of addresses get 100/20 MbpsFCC

Trash & dumpNot on file yetWe don’t have Stephen’s trash rules yet

SchoolsStephen-Argyle Central SchoolsWhich school depends on your addressNCES

Register to voteOnlineIn Minnesota you can register online until 21 days before Election Day, in person up to and including Election Day, or by mail (received 21 days before).vote.gov

Who runs elections hereMarshall County CourthouseMarshall County; contacts on the Handbook page.FVAP, Sep 2025

ZIP code5675756757 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Stephen.

Work & commute

Most of Stephen’s workers commute out: the town has 0.6 jobs for each of them

In Stephen, the typical household income is $71,000. Commuting out is the norm in the town: 9% of working residents work locally. Also worth knowing: the mean commuting time for Stephen comes to 21 minutes, below both the Minnesota town median (23 minutes) and the median of U.S. towns (25 minutes). Half of commuters travel less than 22 miles.

9%work in town

	Stephen	Minnesota towns	U.S. towns
Average trip to work	21 minutes	23 minutes	25 minutes
Median household income	$71,000	$90,000	$80,000
Below the poverty line	9.9%	7%	9.6%

Where working residents work

In Stephen9%

Warren12%

Grand Forks11%

Thief River Falls10%

Argyle9%

22 mi

median commute distance

146

jobs based in Stephen

A commuter town

jobs vs. working residents

Full pageStephen’s work & commute pageOpen the page

The jobs here146 jobs based here · A commuter town Where people work9% work in Stephen Commute times21 minutes · The average commute How far they goHalf commute less than 22 miles

Census LEHD 2023 · ACS

Schools

The schools Stephen’s kids attend

The Stephen-Argyle Central Schools runs its public schools. Its one school is below. 124 students attend the town’s public school.

School	Level	Students	Letter
Stephen-Argyle Central High SchoolLargest public high schoolGrades 7–12	Grades 7–12	124	B⁻

Full pageStephen’s schools pageOpen the page

The districtsSTEPHEN-ARGYLE CENTRAL SCHOOLS Vs. the neighbors2 bordering towns Every school1 school · Stephen-Argyle Central High School Questions“Are Stephen’s schools good?”

NCES · EDFacts

Natural hazards

Stephen faces a high natural-hazard risk, led by inland flooding

Households in Stephen have drawn federal disaster aid in 2 declared disasters, most recently in 2009. On expected storm and flood damage, Stephen sits above 74% of U.S. communities. Since 1978, Stephen has seen 58 flood insurance claims paid out. Of the losses FEMA expects here, 58% come from inland flooding and 22% from cold waves.

74risk score of 100

FEMA risk score

Inland floodingCold wavesHail

paid flood claims since 1978

federal disasters paid out here

Full pageStephen’s hazards pageOpen the page

What it facesHigh risk Flood claims58 paid flood claims · Since 1978 Past disasters2 federal disasters · Paid out in Stephen Get ready1.4 events a year, on average · Ready for inland flooding

FEMA disaster declarations and aid · FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

Climate

Snowy winters and pleasant summers: that is Stephen’s year

Stephen’s peak summer temperature stands at 81°F.

44″snow a winter

Typical low → high °F

Winter1–18°

Spring29–51°

Summer55–79°

Fall33–53°

Sep 26

typical first frost

May 15

typical last frost

+2.0°

vs. the 20th-century average

Full pageStephen’s climate pageOpen the page

A year of weatherJuly highs 81°, January lows -3°Rain & snow44″ of snow a winter · 22 inches of rain and snow a year Heating & coolingMostly a heating bill Then and now+2.0° vs. the 20th century · Warmer than the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Health

How healthy Stephen is

77% of Stephen adults had a checkup this year, against 75% in Minnesota’s towns and 79% across U.S. towns. On the CDC’s 32 measures, Stephen is ahead of Minnesota on 1 and behind on 8. Among adults here, 29% feel lonely.

	Stephen	Minnesota towns	U.S. towns
Feel lonely (CDC PLACES)	29%	30%	33%
Frequent mental distress (CDC PLACES)	14%	16%	17%
High blood pressure (CDC PLACES)	36%	31%	35%
Sleep under 7 hours (CDC PLACES)	30%	30%	36%