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Welcome to Silver Bay sign and Rocky Taconite statuePhoto: Myotus · CC BY 4.0
≈ BHealth Grade
Health in Silver Bay · CDC PLACES 2025

Among U.S. towns with similar household incomes, Silver Bay is healthier than 78%

Silver Bay differs from Minnesota on 11 of 32 measures CDC estimates: 3 better, 8 worse.

Modeled estimates for adults 18+, CDC’s own estimate for Silver Bay. How CDC estimates town health

What stands out · In brief

What stands out about health in Silver Bay

Heart disease, stroke and COPD run high in Silver Bay

1 in 11 adults have heart disease (9.1%), vs 5.9% across Minnesota. 1 in 23 adults have had a stroke (4.4%), vs 3.1% across Minnesota. COPD is also above the state: 7.5%, vs 5.4% across Minnesota. In all, Silver Bay runs above Minnesota on seven of 11 chronic conditions. Age is part of it: 30% of residents are 65 or older (Minnesota 17%), and heart disease, stroke and COPD are more common later in life. Conditions ↓

The nearest ER is 26 miles from Silver Bay

The closest emergency room is Aspirus Lake View Hospital in Two Harbors, 25.8 miles away in a straight line. Getting care ↓

More high blood pressure in Silver Bay, and more people treating it

36.4% of adults have high blood pressure (Minnesota 31%), but 81.9% of them take medicine for it, vs 76.1% statewide. Checkups ↓

Silver Bay is healthier than its income would predict

Against all U.S. towns, Silver Bay is healthier than 62%. Against the 10,482 towns with similar household incomes ($52K–$87K), it’s healthier than 78%. Health Grade ↓

Written from the CDC, Medicare and HRSA data on this page. CDC PLACES 2025 release: modeled estimates for adults, not counts; “higher” and “lower” mean the Minnesota figure falls outside Silver Bay’s likely range; at the ends of CDC’s ranges the grade could be anywhere from C− to A.

Health Grade

What’s behind Silver Bay’s grade

On seven CDC estimates for adults, Silver Bay is healthier than 62% of U.S. towns. Mental distress holds the grade up (fewer adults with frequent mental distress than 86% of U.S. towns); diabetes pulls it down (better than 44%).

BSelf-rated health18% · MN 16% · U.S. 19.4%
BPhysical distress13.5% · MN 11.3% · U.S. 13%
AMental distress14.4% · MN 15.1% · U.S. 15.9%
BObesity34.8% · MN 33.5% · U.S. 32.9%
C+Diabetes12.5% · MN 10.1% · U.S. 12%
B−Smoking14.6% smoke · MN 13.1% · U.S. 11.8%
B−Exercise25.6% · MN 22.3% · U.S. 24.7%
All U.S. towns we grade (21,250)Healthier than 62%
Less healthyHealthier
U.S. towns with similar incomes, $52K–$87K (10,482)Healthier than 78%

Health estimates follow income closely across the country: towns with higher household incomes usually score higher (a correlation of 0.77 across 21,157 graded towns). Silver Bay’s median household income is $69,489; among the 10,482 U.S. towns within 25% of that ($52K–$87K), it’s healthier than 78%, more than its income alone would suggest.

A rough placement. CDC’s likely ranges are wide here: with every estimate at one end or the other, Silver Bay could be anywhere from C− to A. The letter shows with “≈”.

How TownRatings grades health →

★ What stands out · Chronic conditions

Out of every 100 Silver Bay adults…

Silver Bay runs above MN on 7 of 12 conditions. Tap one to see it as people.

9 of every 100 Silver Bay adults have heart disease
Minnesota: 6 in 100 · worse · likely 7.9–10.5%
Better than MNWorseAbout the sameMinnesota
Why age matters here

Silver Bay is an older town: 30% of residents are 65 or older, vs 17% across Minnesota. Heart disease, COPD and arthritis rise with age, so higher rates here say as much about who lives in Silver Bay as about how healthy they are.

Residents 65 and older

Silver Bay30%
Minnesota17%
Getting care

Care in and near Silver Bay

No hospital or community health center in Silver Bay itself. These are the nearest.

HNearest ERAspirus Lake View HospitalTwo Harbors · 25.8 miDirections →
+Low-cost careSawtooth Mountain ClinicTofte · 27.4 mi · sliding-scale feesDirections →
25.8 mi
Aspirus Lake View Hospital
Two Harbors · not rated
ERRural critical access
27.4 mi
Sawtooth Mountain Clinic
2 sites · nearest in Tofte
Sliding-scale fees
Directions to nearest
46.2 mi
Lakes Community Health Center, Inc the
4 sites · nearest in Washburn
Sliding-scale fees
Directions to nearest
47.1 mi
Essentia Health Northern Pines Medical Center
Aurora · not rated
ERRural critical access
50.3 mi
Ely - Bloomenson Community Hospital
Ely · not rated
ERRural critical access
51.4 mi
St. Lukes Hospital
Duluth · ★★★★★
ER
! Primary carePart of Silver Bay is a federal shortage area.Greater Lake County · need score 15 of 25
✓ Dental careNo HRSA shortage area covers Silver Bay itself
✓ Mental healthNo HRSA shortage area covers Silver Bay itself

Hospitals: Medicare overall star ratings, 1–5. Community health centers charge on a sliding scale by income. Distances are straight-line from the center of Silver Bay; ≈ marks a hospital located by its town, not its street. Shortage areas: HRSA Health Professional Shortage Areas (a “population” designation covers specific residents, such as those with low incomes).

Checkups & screenings

Keeping up with care

Share of Silver Bay adults getting routine care. The full ring is 100%; the dark tick marks Minnesota.

77%Yearly checkupMN 75%
71%Dentist visitMN 68%
88%Cholesterol checkMN 85%
72%Colon screeningMN 69%
77%MammogramMN 79%
82%Taking BP medsMN 76%
1 in 14
working-age adults has no health insurance
Silver Bay 6.9% · Minnesota 1 in 13 (7.5%)
Habits

Everyday habits, side by side with Minnesota

Share of adults, with the Minnesota figure marked.

Get no exercise 25.6%MN 22.3%
Sleep under 7 hours 26%MN 29.2%
Binge drink 16.4%MN 17.8%
Smoke cigarettes 14.6%MN 13.1%
0%10%20%30%40%
Silver Bay, betterSilver Bay, worseAbout the sameMinnesota
Where Silver Bay gets moving

26 miles of trails across 2 parks and preserves

Parks & trails →
Mind & connection

How Silver Bay adults are doing

About the same as Minnesota on each measure.

3 in 10Silver Bay adults feel lonely
29.2% · MN 31.2% · About the same as MN
1 in 5Silver Bay adults lack social or emotional support
20.2% · MN 21.5% · About the same as MN
1 in 4Silver Bay adults have been diagnosed with depression
22.7% · MN 24.4% · About the same as MN
1 in 7Silver Bay adults are in frequent mental distress
14.4% · MN 15.1% · About the same as MN
The one neighbors can help with

3 in 10 Silver Bay adults feel lonely. A hello is a start.

Groups are the easiest way in: a walking group, a book club, your street.

Find a group →

If you or someone you know is struggling, call or text 988, the Suicide & Crisis Lifeline. It’s free, confidential and open 24/7.

Everyday needs

Making ends meet

Needs that shape health as much as any doctor visit: food, housing, utilities and a way to get around.

1 in 10
Silver Bay adults worry about having enough food
9.9% · MN 11.4%
About the same as MN
1 in 13
Silver Bay adults worry about keeping their housing
7.8% · MN 9.3%
About the same as MN
1 in 20
Silver Bay adults were threatened with a utility shut-off
5.1% · MN 5.7%
About the same as MN
1 in 16
Silver Bay adults lack reliable transportation
6.4% · MN 7.1%
About the same as MN

7.3% of Silver Bay adults receive SNAP (food stamps), compared with 7.9% across Minnesota.

Around town

Silver Bay and the towns around it

How health changes across the town line.

Beaver Bay Township: 35.2%Silver Creek Township: 35.5%Beaver Bay: 36.2%Stony River Township: 34.7%Crystal Bay Township: 35.1%Finland: 34.8%Silver Bay: 34.8%Silver BayBeaver Bay TownshipAspirus Lake View Hospital · Two Harbors · 25.8 miH
Healthier than MNNear MNLess healthyHHospital+Health center
Obesity
#2 of 7 towns on this map, healthiest first
Silver Bay34.8%
Beaver Bay Township35.2%
MN33.5%

Nearby towns are shaded from CDC’s estimates for their ZIP codes, or CDC’s own figure for cities and villages.

Health next door

TownHealthObesityDiabetesSmokingFigures from
Silver BayB34.8%12.5%14.6%CDC place
Beaver Bay Township————

Beaver Bay Township: fewer than 1,000 residents. Same-state neighbors only, ordered by length of shared border.

Disability

Living with a disability

Shown without a better/worse judgment.

33.4%

of Silver Bay adults live with a disability (Minnesota 27.4%). Walking or climbing stairs is the most common.

Walking or climbing stairs15.2%
Thinking or memory12.8%
Hearing10.5%
Errands alone8%
Vision4.7%
Dressing or bathing3.9%
Minnesota

Every CDC estimate for Silver Bay

Share of adults, 40 measures, with CDC’s likely range.

On the 32 measures below that have a better and a worse direction, Silver Bay is better than Minnesota on 3 and worse on 8; on the rest, the Minnesota figure falls inside Silver Bay’s likely range, so we call them about the same. Disability and SNAP are described, not compared as better or worse.

Adults who…Silver BayMNU.S.vs MN
Overall health
Fair or poor health18%14.8–21.316%19.4%About the same
Frequent physical distress (physical health not good 14+ days a month)13.5%11.5–15.511.3%13%Worse
Frequent mental distress (mental health not good 14+ days a month)14.4%12.5–16.315.1%15.9%About the same
Conditions
Obesity34.8%28.1–4233.5%32.9%About the same
Diabetes12.5%10.7–14.410.1%12%Worse
High blood pressure36.4%32.5–40.431%34.4%Worse
High cholesterol (adults screened in 5 years)37.1%33.1–41.433.4%37.1%About the same
Arthritis29.8%26.5–33.222.3%25.3%Worse
Asthma9.7%8.7–10.99.9%9.9%About the same
Cancer, other than skin cancer11.8%10.6–13.18.5%7.9%Worse
Coronary heart disease9.1%7.9–10.55.9%6.4%Worse
COPD7.5%6.1–8.95.4%6.3%Worse
Stroke4.4%3.8–53.1%3.4%Worse
Lost all teeth (ages 65+)10%8–12.28.9%12.3%About the same
Habits
Smoke cigarettes14.6%11.7–17.713.1%11.8%About the same
No exercise outside work25.6%20.8–30.722.3%24.7%About the same
Binge drinking16.4%13.7–19.217.8%15.4%About the same
Sleep under 7 hours26%20.6–31.829.2%36%About the same
Checkups and coverage
No health insurance (ages 18–64)6.9%5.3–97.5%11%About the same
Checkup in the past year76.8%73.3–79.974.8%77.4%About the same
Dentist visit in the past year70.9%67.6–74.167.5%63.2%Better
Cholesterol check in 5 years87.7%85.7–89.485.3%87.1%Better
Taking blood pressure medicine (adults with high blood pressure)81.9%79.3–84.376.1%76.5%Better
Colorectal cancer screening (ages 45–75)71.9%67.1–76.468.7%65.5%About the same
Mammogram in 2 years (women 50–74)76.6%69.2–8378.5%76.4%About the same
Mind and connection
Ever told they have depression22.7%19.5–2624.4%20.6%About the same
Feel lonely29.2%24.5–34.431.2%32.5%About the same
Lack social and emotional support20.2%16.7–2421.5%23.6%About the same
Everyday needs
Worried about having enough food9.9%7.8–12.611.4%15%About the same
Worried about keeping housing7.8%6.4–9.79.3%12%About the same
Threatened with a utility shut-off5.1%4.3–6.15.7%7.6%About the same
Lack reliable transportation6.4%5.4–7.67.1%7.9%About the same
Received SNAP (food stamps)7.3%5.6–9.47.9%11.6%About the same
Disability
Any disability33.4%28.6–38.127.4%30.1%Higher
Difficulty walking or climbing stairs15.2%12.6–17.911.4%13.6%Higher
Difficulty concentrating or remembering12.8%11–14.912.8%13.9%About the same
Hearing difficulty10.5%9.3–11.96.8%6.7%Higher
Vision difficulty4.7%3.9–5.54%5.4%About the same
Difficulty doing errands alone8%6.7–9.47%7.9%About the same
Difficulty dressing or bathing3.9%3.2–4.63.1%3.8%Higher

Each figure is the share of adults 18+ unless the label says otherwise; small numbers after it are CDC’s likely range (95% interval). “About the same” means the Minnesota figure falls inside that range.

Questions about health in Silver Bay

Is Silver Bay a healthy place to live?

On seven CDC estimates for adults, Silver Bay is healthier than 62% of U.S. towns: ≈ B for health. These are modeled estimates of who lives there, not a measure of local care or habits alone.

What is the obesity rate in Silver Bay?

CDC estimates 34.8% of adults have obesity, likely between 28.1% and 42%, against 33.5% across Minnesota and 32.9% nationally.

What hospital is closest to Silver Bay?

Aspirus Lake View Hospital in Two Harbors, 25.8 miles in a straight line from Silver Bay’s center point, is the nearest general hospital with an emergency room; it has no Medicare star rating.

How many people in Silver Bay have no health insurance?

CDC estimates 6.9% of adults ages 18–64 have no health insurance (likely 5.3–9%), against 7.5% across Minnesota.

How accurate are these numbers?

They’re modeled estimates: CDC applies national survey answers to each area’s age, sex, race and education mix, so they describe who lives in Silver Bay more than anything measured there. At the ends of CDC’s ranges the grade could be anywhere from C− to A.

Neighbors talk health

Doctors taking patients, urgent care, staying active in Silver Bay.

Town Square →
Ask your neighbors

Health estimates: CDC PLACES: Local Data for Better Health, 2025 release. The Minnesota figure combines its counties, weighted by adult population. Hospitals and star ratings: Medicare Care Compare (CMS). Health centers and shortage areas: HRSA. The Health Grade is our own summary of CDC’s estimates, not an official rating. Ages: U.S. Census Bureau, American Community Survey. Town boundaries: U.S. Census Bureau. This page isn’t medical advice. In an emergency, call 911.