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–Not graded
Natural hazards in Rushford Village · FEMA

Storms, floods and disasters in Rushford Village

Rushford Village isn’t graded for hazard risk: Rushford Village has 809 residents; we grade towns of 1,000 or more. Flood insurance has paid 5 claims here since 2007.

Flood claims
5
paid since 2007 · $29K
Flooded more than once
1
properties
Disasters paid out here
3
of 15 declared for Fillmore County
By hazard

What Rushford Village faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

91%of expected building damage
Well above average · in the top 5% of U.S. census tracts
Recorded about once a year in the area

Tornadoes

6%of expected building damage
Well above average · higher than 88% of U.S. census tracts
Recorded about once every 18 years in the area
Smaller shares here
 Hail Strong wind Lightning top 5% Winter storms Earthquakes Wildfire Ice storms Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 9% of Rushford Village’s expected losses. Cold waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Rushford Village flood? Rarely: 5 flood claims since 2007

Every paid claim on a federal flood insurance policy in Rushford Village, from FEMA’s records.

Paid flood claims, by year
2007: 4 claims2008: 0 claims2009: 0 claims2010: 0 claims2011: 0 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 1 claim2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims20072016
20072026
5
paid claims since 2007
$29K
paid to owners
1
homes flooded more than once
$6K
average claim
Homes that flooded again and again
FEMA “severe repetitive loss” (0)Flooded 2+ times
of homes in flood zones are insured
of all homes are insured
No community discount

Rushford Village isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Fillmore County.
Disasters

3 federal disasters brought FEMA money to Rushford Village

Disasters that paid out in Rushford Village itself (aid to households or repair grants to the City of Rushford Village), newest first, with that year’s flood claims.

  1. 2024Severe Storms and Flooding$6K to the City of Rushford Village for repairs
  2. 2016Severe Storms and Flooding$64K to the City of Rushford Village for repairs1 flood claim paid that year
  3. 2007Severe Storms and Flooding1 households applied for aid$592 aid approved$557K to the City of Rushford Village for repairs4 flood claims paid that year
Disasters declared, by decade
Paid out in Rushford VillageFillmore County only

Fillmore County has had 15 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Rushford Village after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Rushford Village archive →
Next door

Rushford Village and its neighbors

How expected damage per building compares across the town line. Tap a town to see its hazards.

Norway Township: not gradedArendahl Township: not gradedFremont Township: not gradedMoney Creek Township: not gradedHart Township: not gradedNorway TownshipArendahl TownshipFremont TownshipMoney Creek TownshipHart TownshipRushford Village
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Norway Township—365 residents; we grade 1,000+
Arendahl Township—343 residents; we grade 1,000+
Fremont Township—231 residents; we grade 1,000+
Money Creek Township—641 residents; we grade 1,000+
Hart Township—386 residents; we grade 1,000+

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Rushford Village faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Rushford Village

Does Rushford Village flood?

Flood insurance has paid 5 claims in Rushford Village since 2007, $29K in all. 1 properties have flooded more than once.

Is Rushford Village in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Fillmore County, 16% of homes in mapped flood zones carry federal flood insurance, and 0.5% of all homes do.

How much is flood insurance in Rushford Village?

FEMA’s Community Rating System list shows no discount for Rushford Village’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Rushford Village?

By FEMA money that reached Rushford Village, Severe Storms and Flooding (2007): 1 households applied for aid, $592 approved, and $557K to the City of Rushford Village for repairs.

Storm stories

Memories, warnings and help from neighbors in Rushford Village.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Rushford Village’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.