FEMA expects about as much hazard damage per building in Peace Township as in the typical U.S. town, mostly from river and rain flooding
On FEMA’s National Risk Index, Peace Township gets a B− for hazard risk: higher expected damage per building than 52% of U.S. towns. Most of that expected damage is river and rain flooding (83%). Flood insurance has paid 2 claims here since 2002.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Peace Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Peace Township’s grade
River and rain flooding is 83% of the building damage FEMA expects in Peace Township, and Peace Township’s rate of river and rain flooding damage is higher than 69% of U.S. census tracts. Wildfire adds 3%, at a rate in the top 10% of U.S. census tracts.
B− higher expected damage per building than 52% of U.S. towns (21,298).
Peace Township’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
In dollars, FEMA expects about $463K a year in losses across Peace Township: $292K to buildings, the rest to people and crops.
Does Peace Township flood? Rarely: 2 flood claims since 2002
Every paid claim on a federal flood insurance policy in Peace Township, from FEMA’s records: 3.3 per 1,000 homes, more than 51% of the 13,809 U.S. towns with a flood insurance record.
Peace Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Kanabec County.The storms Peace Township remembers
None of the 8 disasters declared for Kanabec County shows FEMA aid or repair money reaching Peace Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 20021 flood claims paidNo declaration for the county that year
- 20161 flood claims paidNo declaration for the county that year
Kanabec County has had 8 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Peace Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Peace Township archive →Peace Township and its neighbors
Peace Township has the lowest expected damage per building of the 1 graded towns here. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Peace Township | B−more damage than 52% | river and rain flooding | 2 |
| Pomroy Township | — | 381 residents; we grade 1,000+ | |
| Hillman Township | — | 535 residents; we grade 1,000+ | |
| Ford Township | — | 204 residents; we grade 1,000+ | |
| Whited Township | — | 989 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Peace Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Peace Township
Is Peace Township at risk for natural disasters?
On FEMA’s National Risk Index, Peace Township has higher expected damage per building than 52% of U.S. towns: B− for hazard risk. Most of the expected damage is river and rain flooding (83%) and tornadoes (7%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Peace Township flood?
Flood insurance has paid 2 claims in Peace Township since 2002, $22K in all, or 3.3 per 1,000 homes, more than 51% of U.S. towns with a flood insurance record.
Is Peace Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Kanabec County, 0.1% of all homes carry federal flood insurance.
How much is flood insurance in Peace Township?
FEMA’s Community Rating System list shows no discount for Peace Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Peace Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (83%), and Peace Township’s rate for it is higher than 69% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Peace Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Peace Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.