Storms, floods and disasters in Parnell Township
Parnell Township isn’t graded for hazard risk: Parnell Township has 47 residents; we grade towns of 1,000 or more. Flood insurance has paid 57 claims here since 1993.
What Parnell Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Parnell Township flood? Sometimes: 57 flood claims since 1993
Every paid claim on a federal flood insurance policy in Parnell Township, from FEMA’s records.
- The Severe flooding6 claims · $35K
- The Midwest Flooding2 claims · $3K
- The Winter storm2 claims · $6K
Parnell Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Traverse County.The storms Parnell Township remembers
None of the 19 disasters declared for Traverse County shows FEMA aid or repair money reaching Parnell Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 200719 flood claims paidNo declaration for the county that year
- 199710 flood claims paidThe year of Severe Flooding, High Winds,severe Storms, declared for Traverse County
- 20016 flood claims paidThe year of Severe Winter Storms, Flooding, and Tornadoes, declared for Traverse County
Traverse County has had 19 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Parnell Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Parnell Township archive →Parnell Township and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Arthur Township | — | 43 residents; we grade 1,000+ | |
| Tara Township | — | 87 residents; we grade 1,000+ | |
| Toqua Township | — | 37 residents; we grade 1,000+ | |
| Walls Township | — | 103 residents; we grade 1,000+ | |
| Browns Valley Township | — | 152 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Parnell Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Parnell Township
Does Parnell Township flood?
Flood insurance has paid 57 claims in Parnell Township since 1993, $560K in all. The most claims came from Severe flooding (6).
Is Parnell Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Traverse County, 1.0% of all homes carry federal flood insurance.
How much is flood insurance in Parnell Township?
FEMA’s Community Rating System list shows no discount for Parnell Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Parnell Township?
By flood claims, Severe flooding: 6 paid, $35K.
Storm stories
Memories, warnings and help from neighbors in Parnell Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Parnell Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.