Wencl Kajer Farmstead · Photo: Appraiser · CC BY-SA 4.0For strong wind, New Market Township’s building-damage rate is in the top 1% of U.S. census tracts
On FEMA’s National Risk Index, New Market Township gets a B− for hazard risk: lower expected damage per building than 54% of U.S. towns, #145 of 274 in Minnesota. Most of that expected damage is river and rain flooding (50%), then strong wind (26%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What New Market Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Strong wind
Tornadoes
Hail
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind New Market Township’s grade
River and rain flooding is 50% of the building damage FEMA expects in New Market Township, and New Market Township’s rate of river and rain flooding damage is lower than 72% of U.S. census tracts. Strong wind adds 26%, at a rate in the top 1% of U.S. census tracts.
B− #145 of 274 in Minnesota; lower expected damage per building than 54% of U.S. towns (21,298).
New Market Township’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
The typical Minnesota town has lower expected damage than 57% of U.S. towns; within the state, New Market Township has more expected damage per building than 53% of Minnesota towns.
In dollars, FEMA expects about $1.5M a year in losses across New Market Township: $1.1M to buildings, the rest to people and crops.
Does New Market Township flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in New Market Township. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
New Market Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Scott County.1 federal disaster brought FEMA money to New Market Township
Disasters that paid out in New Market Township itself (aid to households or repair grants to New Market Township), newest first, with that year’s flood claims.
- 2011Severe Storms and Flooding$22K to New Market Township for repairs
Scott County has had 12 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of New Market Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the New Market Township archive →New Market Township and its neighbors
New Market Township is 2nd of the 4 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Eureka Township | Bless damage than 64% | river and rain flooding | 4 |
| New Market Township | B−less damage than 54% | river and rain flooding | 0 |
| Credit River | B−more damage than 55% | river and rain flooding | — |
| Cedar Lake Township | C+more damage than 63% | river and rain flooding | — |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what New Market Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in New Market Township
Is New Market Township at risk for natural disasters?
On FEMA’s National Risk Index, New Market Township has lower expected damage per building than 54% of U.S. towns: B− for hazard risk, #145 of 274 in Minnesota. Most of the expected damage is river and rain flooding (50%) and strong wind (26%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is New Market Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Scott County, 19% of homes in mapped flood zones carry federal flood insurance, and 0.2% of all homes do.
How much is flood insurance in New Market Township?
FEMA’s Community Rating System list shows no discount for New Market Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in New Market Township?
By FEMA money that reached New Market Township, Severe Storms and Flooding (2011): $22K to New Market Township for repairs.
Is New Market Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (50%), and New Market Township’s rate for it is lower than 72% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in New Market Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where New Market Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.