Photo: Myotus · CC BY 4.0On FEMA’s figures, Nevis Township faces about as much hazard damage per building as the typical U.S. town, mostly from river and rain flooding
On FEMA’s National Risk Index, Nevis Township gets a C+ for hazard risk: higher expected damage per building than 57% of U.S. towns. Most of that expected damage is river and rain flooding (89%). Flood insurance has paid 7 claims here since 1999.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Nevis Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Nevis Township’s grade
River and rain flooding is 89% of the building damage FEMA expects in Nevis Township, and Nevis Township’s rate of river and rain flooding damage is higher than 76% of U.S. census tracts. Winter storms add 1%, at a rate in the top 3% of U.S. census tracts.
C+ higher expected damage per building than 57% of U.S. towns (21,298).
Nevis Township’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
In dollars, FEMA expects about $675K a year in losses across Nevis Township: $555K to buildings, the rest to people and crops.
Does Nevis Township flood? Rarely: 7 flood claims since 1999
Every paid claim on a federal flood insurance policy in Nevis Township, from FEMA’s records: 6.9 per 1,000 homes, more than 67% of the 13,809 U.S. towns with a flood insurance record.
- The Severe flooding3 claims · $111K
Nevis Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Hubbard County.2 federal disasters brought FEMA money to Nevis Township
Disasters that paid out in Nevis Township itself (aid to households or repair grants to Nevis Township), newest first, with that year’s flood claims.
- 2009Severe Storms and Flooding$4K to Nevis Township for repairs
- 2002Severe Storms, Flooding and Tornadoes$7K to Nevis Township for repairs1 flood claim paid that year
Hubbard County has had 7 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Nevis Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Nevis Township archive →Nevis Township and its neighbors
Nevis Township is 2nd of the 2 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Henrietta Township | B−less damage than 53% | river and rain flooding | — |
| Nevis Township | C+more damage than 57% | river and rain flooding | 7 |
| Crow Wing Lake Township | — | 407 residents; we grade 1,000+ | |
| White Oak Township | — | 344 residents; we grade 1,000+ | |
| Mantrap Township | — | 727 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Nevis Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Nevis Township
Is Nevis Township at risk for natural disasters?
On FEMA’s National Risk Index, Nevis Township has higher expected damage per building than 57% of U.S. towns: C+ for hazard risk. Most of the expected damage is river and rain flooding (89%) and tornadoes (7%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Nevis Township flood?
Flood insurance has paid 7 claims in Nevis Township since 1999, $134K in all, or 6.9 per 1,000 homes, more than 67% of U.S. towns with a flood insurance record. The most claims came from Severe flooding (3).
Is Nevis Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Hubbard County, 0.0% of all homes carry federal flood insurance.
How much is flood insurance in Nevis Township?
FEMA’s Community Rating System list shows no discount for Nevis Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Nevis Township?
By FEMA money that reached Nevis Township, Severe Storms, Flooding and Tornadoes (2002): $7K to Nevis Township for repairs. By flood claims, Severe flooding: 3 paid, $111K.
Is Nevis Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (89%), and Nevis Township’s rate for it is higher than 76% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Nevis Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Nevis Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.