FEMA puts Nashwauk Township’s expected hazard damage per building below that of 61% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Nashwauk Township gets a B for hazard risk: lower expected damage per building than 61% of U.S. towns. Most of that expected damage is river and rain flooding (96%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Nashwauk Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Nashwauk Township’s grade
River and rain flooding is 96% of the building damage FEMA expects in Nashwauk Township, and Nashwauk Township’s rate of river and rain flooding damage is higher than 68% of U.S. census tracts.
B lower expected damage per building than 61% of U.S. towns (21,298).
Nashwauk Township’s residents live in 3 census tracts; FEMA’s figures are combined by where they live.
In dollars, FEMA expects about $1.0M a year in losses across Nashwauk Township: $412K to buildings, the rest to people and crops.
Does Nashwauk Township flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Nashwauk Township. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Nashwauk Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Itasca County.4 federal disasters brought FEMA money to Nashwauk Township
Disasters that paid out in Nashwauk Township itself (aid to households or repair grants to Nashwauk Township), newest first, with that year’s flood claims.
- 2024Severe Storms and Flooding$28K to Nashwauk Township for repairs
- 2012Severe Storms and Flooding$28K to Nashwauk Township for repairs
- 2002Severe Storms, Flooding and Tornadoes$18K to Nashwauk Township for repairs
- 1999Severe Storms, Winds, and Flooding$109K to Nashwauk Township for repairs
Itasca County has had 12 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Nashwauk Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Nashwauk Township archive →Nashwauk Township and its neighbors
Nashwauk Township is 3rd of the 3 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Hibbing | B+less damage than 69% | river and rain flooding | 3 |
| Greenway Township | B+less damage than 66% | river and rain flooding | — |
| Nashwauk Township | Bless damage than 61% | river and rain flooding | 0 |
| Nashwauk | — | 926 residents; we grade 1,000+ | |
| Keewatin | — | not graded yet | |
| Lawrence Township | — | 541 residents; we grade 1,000+ | |
| Lone Pine Township | — | 523 residents; we grade 1,000+ | |
| Balsam Township | — | 783 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Nashwauk Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Nashwauk Township
Is Nashwauk Township at risk for natural disasters?
On FEMA’s National Risk Index, Nashwauk Township has lower expected damage per building than 61% of U.S. towns: B for hazard risk. Most of the expected damage is river and rain flooding (96%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Nashwauk Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Itasca County, 0.1% of all homes carry federal flood insurance.
How much is flood insurance in Nashwauk Township?
FEMA’s Community Rating System list shows no discount for Nashwauk Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Nashwauk Township?
By FEMA money that reached Nashwauk Township, Severe Storms, Winds, and Flooding (1999): $109K to Nashwauk Township for repairs.
Is Nashwauk Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (96%), and Nashwauk Township’s rate for it is higher than 68% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Nashwauk Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Nashwauk Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.