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–Not graded
Natural hazards in Moose Creek Township · FEMA

Storms, floods and disasters in Moose Creek Township

Moose Creek Township isn’t graded for hazard risk: Moose Creek Township has 235 residents; we grade towns of 1,000 or more.

Flood claims
0
paid since 1978 · $0
Disasters paid out here
4
of 13 declared for Clearwater County
By hazard

What Moose Creek Township faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

78%of expected building damage
Below average · lower than 65% of U.S. census tracts
Recorded about once every 2 years in the area

Tornadoes

10%of expected building damage
Above average · higher than 65% of U.S. census tracts
Recorded about once every 5 years in the area
Smaller shares here
 Wildfire Strong wind Winter storms top 1% Hail Lightning top 5% Ice storms Cold waves Earthquakes Heat waves Landslides
FEMA models no building damage here
Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 20% of Moose Creek Township’s expected losses. Cold waves do little damage to buildings (0.1%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Moose Creek Township flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Moose Creek Township. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

Disasters

4 federal disasters brought FEMA money to Moose Creek Township

Disasters that paid out in Moose Creek Township itself (aid to households or repair grants to Moose Creek Township), newest first, with that year’s flood claims.

  1. 2022Severe Storms, Straight-line Winds, and Flooding$20K to Moose Creek Township for repairs
  2. 2009Severe Storms and Flooding$2K to Moose Creek Township for repairs
  3. 2002Severe Storms, Flooding and Tornadoes$9K to Moose Creek Township for repairs
  4. 2001Severe Winter Storms, Flooding, and Tornadoes$8K to Moose Creek Township for repairs
Disasters declared, by decade
Paid out in Moose Creek TownshipClearwater County only

Clearwater County has had 13 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Moose Creek Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Moose Creek Township archive →
Next door

Moose Creek Township and its neighbors

How expected damage per building compares across the town line. Tap a town to see its hazards.

Nora Township: not gradedShevlin Township: not gradedJones Township: not gradedBear Creek Township: not gradedNora TownshipShevlin TownshipJones TownshipBear Creek TownshipMoose Creek Township
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Nora Township—457 residents; we grade 1,000+
Shevlin Township—416 residents; we grade 1,000+
Jones Township—453 residents; we grade 1,000+
Bear Creek Township—111 residents; we grade 1,000+

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Moose Creek Township faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Moose Creek Township

Is Moose Creek Township in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map.

How much is flood insurance in Moose Creek Township?

FEMA’s Community Rating System list shows no discount for Moose Creek Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Moose Creek Township?

By FEMA money that reached Moose Creek Township, Severe Storms, Straight-line Winds, and Flooding (2022): $20K to Moose Creek Township for repairs.

Storm stories

Memories, warnings and help from neighbors in Moose Creek Township.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Moose Creek Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.