Storms, floods and disasters in Monson Township
Monson Township isn’t graded for hazard risk: Monson Township has 124 residents; we grade towns of 1,000 or more. Flood insurance has paid 42 claims here since 1978.
What Monson Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Monson Township flood? Sometimes: 42 flood claims since 1978
Every paid claim on a federal flood insurance policy in Monson Township, from FEMA’s records.
- The Severe flooding15 claims · $147K
- The Midwest Flooding1 claim · $4K
Monson Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Traverse County.1 federal disaster brought FEMA money to Monson Township
Disasters that paid out in Monson Township itself (aid to households or repair grants to Monson Township), newest first, with that year’s flood claims.
- 2010Flooding$7K to Monson Township for repairs2 flood claims paid that year
Traverse County has had 19 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Monson Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Monson Township archive →Monson Township and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| White Rock Township | — | 117 residents; we grade 1,000+ | |
| White Rock | — | 12 residents; we grade 1,000+ | |
| Lake Valley Township | — | 332 residents; we grade 1,000+ | |
| Taylor Township | — | 50 residents; we grade 1,000+ | |
| Redpath Township | — | 20 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Monson Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Monson Township
Does Monson Township flood?
Flood insurance has paid 42 claims in Monson Township since 1978, $395K in all. The most claims came from Severe flooding (15).
Is Monson Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Traverse County, 1.0% of all homes carry federal flood insurance.
How much is flood insurance in Monson Township?
FEMA’s Community Rating System list shows no discount for Monson Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Monson Township?
By FEMA money that reached Monson Township, Flooding (2010): $7K to Monson Township for repairs. By flood claims, Severe flooding: 15 paid, $147K.
Storm stories
Memories, warnings and help from neighbors in Monson Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Monson Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.