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–Not graded
Natural hazards in Minneota Township · FEMA

Storms, floods and disasters in Minneota Township

Minneota Township isn’t graded for hazard risk: Minneota Township has 325 residents; we grade towns of 1,000 or more. Flood insurance has paid 2 claims here since 2011.

Flood claims
2
paid since 2011 · $12K
Disasters paid out here
0
of 15 declared for Jackson County
By hazard

What Minneota Township faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

76%of expected building damage
Above average · higher than 73% of U.S. census tracts
Recorded about 2 times a year in the area

Tornadoes

15%of expected building damage
Well above average · in the top 5% of U.S. census tracts
Recorded about once every 12 years in the area
Smaller shares here
 Ice storms top 4% Strong wind Winter storms top 1% Hail Wildfire Earthquakes Heat waves top 2% Lightning Cold waves Landslides
FEMA models no building damage here
Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 21% of Minneota Township’s expected losses. Cold waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Minneota Township flood? Rarely: 2 flood claims since 2011

Every paid claim on a federal flood insurance policy in Minneota Township, from FEMA’s records.

Paid flood claims, by year
2011: 1 claim2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 1 claim2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims20112018
20112026
2
paid claims since 2011
$12K
paid to owners
0
homes flooded more than once
$6K
average claim
of all homes are insured
No community discount

Minneota Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jackson County.
Disasters

The storms Minneota Township remembers

None of the 15 disasters declared for Jackson County shows FEMA aid or repair money reaching Minneota Township itself in FEMA’s records, so these are its biggest flood-claim years.

  1. 20111 flood claims paidNo declaration for the county that year
  2. 20181 flood claims paidThe year of Severe Storms, Tornadoes, Straight-line Winds, and Flooding, declared for Jackson County
Disasters declared, by decade
Paid out in Minneota TownshipJackson County only

Jackson County has had 15 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Minneota Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Minneota Township archive →
Next door

Minneota Township and its neighbors

How expected damage per building compares across the town line. Tap a town to see its hazards.

Middletown Township: not gradedHunter Township: not gradedSioux Valley Township: not gradedMiddletown TownshipHunter TownshipSioux Valley TownshipMinneota Township
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Middletown Township—313 residents; we grade 1,000+
Hunter Township—220 residents; we grade 1,000+
Sioux Valley Township—201 residents; we grade 1,000+

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Minneota Township faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Minneota Township

Does Minneota Township flood?

Flood insurance has paid 2 claims in Minneota Township since 2011, $12K in all.

Is Minneota Township in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Jackson County, 0.3% of all homes carry federal flood insurance.

How much is flood insurance in Minneota Township?

FEMA’s Community Rating System list shows no discount for Minneota Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

Storm stories

Memories, warnings and help from neighbors in Minneota Township.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Minneota Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.