Photo: Unknown authorUnknown author or not provided · Public domainStorms, floods and disasters in Marcell Township
Marcell Township isn’t graded for hazard risk: Marcell Township has 383 residents; we grade towns of 1,000 or more.
What Marcell Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Marcell Township flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Marcell Township. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Marcell Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Itasca County.3 federal disasters brought FEMA money to Marcell Township
Disasters that paid out in Marcell Township itself (aid to households or repair grants to Marcell Township), newest first, with that year’s flood claims.
- 2024Severe Storms and Flooding$48K to Marcell Township for repairs
- 2002Severe Storms, Flooding and Tornadoes$10K to Marcell Township for repairs
- 1999Severe Storms, Winds, and Flooding$48K to Marcell Township for repairs
Itasca County has had 12 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Marcell Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Marcell Township archive →Marcell Township and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Lake Jessie Township | — | 200 residents; we grade 1,000+ | |
| Stokes Township | — | 169 residents; we grade 1,000+ | |
| Bowstring Township | — | 177 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Marcell Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Marcell Township
Is Marcell Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Itasca County, 0.1% of all homes carry federal flood insurance.
How much is flood insurance in Marcell Township?
FEMA’s Community Rating System list shows no discount for Marcell Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Marcell Township?
By FEMA money that reached Marcell Township, Severe Storms, Winds, and Flooding (1999): $48K to Marcell Township for repairs.
Storm stories
Memories, warnings and help from neighbors in Marcell Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Marcell Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.