Storms, floods and disasters in Louisville Township
Louisville Township isn’t graded for hazard risk: Louisville Township has 216 residents; we grade towns of 1,000 or more.
What Louisville Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Ice storms
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Louisville Township flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Louisville Township. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
4 federal disasters brought FEMA money to Louisville Township
Disasters that paid out in Louisville Township itself (aid to households or repair grants to Louisville Township), newest first, with that year’s flood claims.
- 2022Severe Storms, Straight-line Winds, and Flooding$30K to Louisville Township for repairs
- 2011Severe Storms and Flooding$2K to Louisville Township for repairs
- 2009Severe Storms and Flooding$821 to Louisville Township for repairs
- 2002Severe Storms, Flooding and Tornadoes$3K to Louisville Township for repairs
Red Lake County has had 20 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Louisville Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Louisville Township archive →Louisville Township and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Red Lake Falls Township | — | 151 residents; we grade 1,000+ | |
| Wylie Township | — | 32 residents; we grade 1,000+ | |
| Parnell Township | — | 71 residents; we grade 1,000+ | |
| Gentilly Township | — | 205 residents; we grade 1,000+ | |
| Belgium Township | — | 73 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Louisville Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Ice brings down trees and lines: plan for days without power.
- Run a generator outside, far from doors and windows.
- Keep sand or salt by the door.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Louisville Township
Is Louisville Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map.
How much is flood insurance in Louisville Township?
FEMA’s Community Rating System list shows no discount for Louisville Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Louisville Township?
By FEMA money that reached Louisville Township, Severe Storms, Straight-line Winds, and Flooding (2022): $30K to Louisville Township for repairs.
Storm stories
Memories, warnings and help from neighbors in Louisville Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Louisville Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.