Storms, floods and disasters in Lakeside Township
Lakeside Township isn’t graded for hazard risk: Lakeside Township has 431 residents; we grade towns of 1,000 or more. Flood insurance has paid 3 claims here since 2010.
What Lakeside Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Strong wind
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Lakeside Township flood? Rarely: 3 flood claims since 2010
Every paid claim on a federal flood insurance policy in Lakeside Township, from FEMA’s records.
- The June Midwest Flooding1 claim · $3K
Lakeside Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Cottonwood County.The storms Lakeside Township remembers
None of the 14 disasters declared for Cottonwood County shows FEMA aid or repair money reaching Lakeside Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 20102 flood claims paidThe year of Severe Storms and Flooding, declared for Cottonwood County
- 20241 flood claims paidThe year of Severe Storms and Flooding, declared for Cottonwood County
Cottonwood County has had 14 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Lakeside Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Lakeside Township archive →Lakeside Township and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Windom | Cmore damage than 66% | river and rain flooding | 29 |
| Great Bend Township | — | 352 residents; we grade 1,000+ | |
| Carson Township | — | 262 residents; we grade 1,000+ | |
| Mountain Lake Township | — | 223 residents; we grade 1,000+ | |
| Christiania Township | — | 293 residents; we grade 1,000+ | |
| Fish Lake | — | 93 residents; we grade 1,000+ | |
| Delafield Township | — | 213 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Lakeside Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Lakeside Township
Does Lakeside Township flood?
Flood insurance has paid 3 claims in Lakeside Township since 2010, $14K in all. The most claims came from June Midwest Flooding (1).
Is Lakeside Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Cottonwood County, 0.8% of all homes carry federal flood insurance.
How much is flood insurance in Lakeside Township?
FEMA’s Community Rating System list shows no discount for Lakeside Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Lakeside Township?
By flood claims, June Midwest Flooding: 1 paid, $3K.
Storm stories
Memories, warnings and help from neighbors in Lakeside Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Lakeside Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.