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Minnesota›Washington County

Lake St. Croix BeachMN

With 1,005 residents, it is a town in Minnesota.

Is Lake St. Croix Beach a good place to live?

The best of Lake St. Croix Beach’s subject grades are an A for schools and an A− for incomes and health; the weakest is a C− for hazard risk. 12% of residents are under 18 in Lake St. Croix Beach, below both the Minnesota town median (23%) and the median of U.S. towns (22%). No town among the 274 in Minnesota we compare has a lower share of working residents who work in town than Lake St. Croix Beach. Lake St. Croix Beach is more walkable than 72% of U.S. towns. Lake St. Croix Beach has fewer than 2,500 residents, so it gets subject grades but no overall grade.

What makes Lake St. Croix Beach stand out

Where Lake St. Croix Beach beats most towns.

Small town

1,005 people, and everyone knows the way

In a town this size, neighbors are the best guide. Ask them anything.

Nearby towns
AftonSt. Marys PointLakelandAftonSt. Marys PointLakelandLake St. Croix Beach

How Lake St. Croix Beach grades

Each subject compared with towns across the country (schools within Minnesota), ordered by how far Lake St. Croix Beach is from typical.

How grading works

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Nearby attractions

U.S. Bank Stadium and 69 more within 40 miles

Museums, parks, gardens and other places to visit around Lake St. Croix Beach. Close and well known come first.

All 74 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

U.S. Bank Stadium: Darb02, CC BY-SA 4.0 · Grand Casino Arena: AlexiusHoratius, CC BY-SA 3.0 · Huntington Bank Stadium: Lectrician2, CC BY-SA 4.0 · Target Field: Lectrician2, CC BY-SA 4.0 · Allianz Field: Andy Witchger, CC BY 2.0 · Fort Snelling: en:User:The Statue With The Dictionary, CC BY-SA 3.0

Getting set up

Moving to Lake St. Croix Beach: who provides what

Who provides power, water and the rest in Lake St. Croix Beach, and how to reach them.

The full setup list →
PowerXcel Energy17.1¢/kWh · EIA 2025HIFLD · EIA
WaterLakeland Municipal WaterNo health-based violations in 5 years · EPAEPA
Internet5 providers100% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Lake St. Croix Beach’s trash rules yet
SchoolsStillwater Area Public School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Minnesota you can register online until 21 days before Election Day, in person up to and including Election Day, or by mail (received 21 days before).vote.gov
Who runs elections hereWashington County Government CenterWashington County; contacts on the Handbook page.FVAP, Jun 2025
ZIP code5504355043 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Lake St. Croix Beach.

HealthA−

On CDC estimates, Lake St. Croix Beach is healthier than 83% of U.S. towns

Two figures for adults in Lake St. Croix Beach: 27% feel lonely, 14% report frequent mental distress. CDC measures, 32 in all: Lake St. Croix Beach beats Minnesota on 11 and trails on 1. 25% of Lake St. Croix Beach adults sleep under 7 hours.

83%healthier than U.S. townsA−Health Grade
Lake St. Croix BeachMinnesota townsU.S. towns
Sleep under 7 hours (CDC PLACES)25%30%36%
Feel lonely (CDC PLACES)27%30%33%
Frequent mental distress (CDC PLACES)14%16%17%
Get no exercise (CDC PLACES)19%23%25%
32 measures vs. Minnesota
11 better20 too close to call1 worse
What stands outLake St. Croix BeachMN
Fewer older adults who have lost all their teeth5.1%8.9%
Fewer uninsured adults5.1%7.5%
More adults who have had cancer9.7%8.5%
Hudson Hospital
3.8 mi away · emergency room
None
primary care, dental or mental-health shortage

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Work & commuteJobs & income grade A−

Lake St. Croix Beach has 0.3 jobs per working resident, so most workers leave town for work

8.2% of workers do their job from home in Lake St. Croix Beach. For most workers, Lake St. Croix Beach is a place to come home to: only 1% work in town. The town’s typical household income stands at $102,000. It had 156 jobs in 2023, up 77 from 2013.

1%work in town
Lake St. Croix BeachMinnesota townsU.S. towns
Work from home8.2%14%11%
Median household income$102,000$90,000$80,000
Below the poverty line8.8%7%9.6%
Average trip to work23 minutes23 minutes25 minutes

Where working residents work

In Lake St. Croix Beach1%
St. Paul14%
Minneapolis10%
Hudson5%
Stillwater5%
16 mi
median commute distance
156
jobs based in Lake St. Croix Beach
A commuter town
jobs vs. working residents
B+
Walkability grade: more walkable than 72% of U.S. towns

Census LEHD 2023 · ACS

Who lives here

In Lake St. Croix Beach, the median age runs higher than in the typical Minnesota or U.S. town

1,005 people lived in Lake St. Croix Beach by the Census Bureau’s 2025 estimate, 3.6% fewer than in 2020. The share of adults 25 and older in Lake St. Croix Beach who hold a bachelor’s degree or more: 49%.

52.7median age · MN 38.8
Lake St. Croix BeachMinnesota townsU.S. towns
Median age52.7 years39.9 years40.5 years
Bachelor’s degree or more, 25+49%33%29%
Lake St. Croix BeachMinnesotaUnited States

Ages · share of residents

Education · adults 25 and older

No diploma1%
High school19%
Some college22%
Associate’s9%
Bachelor’s28%
Graduate21%

Women and men · all residents

54% women, 46% men

That’s an even split within the survey’s margin of ±5.7 points. Across Minnesota, 49.9% of residents are women.

Ages and education in Lake St. Croix Beach
Lake St. Croix BeachMNU.S.
Under 105%12.1%11.6%
10 to 176.7%10.7%10.3%
18 to 2410.7%8.8%9.1%
25 to 345.1%13%13.7%
35 to 4412.6%13.5%13.2%
45 to 5412.9%11.6%12.2%
55 to 6419.8%12.9%12.7%
65 to 7422.8%10.2%10.2%
75 and older4.4%7%7%
No diploma1.4%6.1%10.4%
High school19.1%23.3%26%
Some college21.7%19.5%19.1%
Associate’s8.6%11.8%8.8%
Bachelor’s28.1%25.6%21.6%
Graduate21.1%13.8%14.1%

Census population estimates, 2025 · U.S. Census Bureau · ACS 2020-2024 5-year estimates · in a town of 1,000, single groups can be off by several points

Natural hazardsHazard risk grade C−

Top of a high hazard risk in Lake St. Croix Beach: inland flooding

In Lake St. Croix Beach, the FEMA risk score is 71 of 100. The national flood insurance program has paid 36 claims in the town since 1986. Nearly three fifths of the town’s expected losses from natural hazards come from inland flooding, followed by tornadoes at 18%. Households here have drawn federal disaster aid in 3 declared disasters, most recently in 2019.

71risk score of 100
FEMA risk score
71High riskLowerHigher
Inland floodingTornadoesCold waves
36
paid flood claims since 1986
3
federal disasters paid out here

FEMA disaster declarations and aid · FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

Climate

Snowy winters and pleasant summers: that is Lake St. Croix Beach’s year

The range runs from 6° on a January night to 83° on a July afternoon, with about 50 inches of snow a winter.

50″snow a winter

Typical low → high °F

Winter10–27°
Spring35–56°
Summer60–81°
Fall39–58°
Oct 19
typical first frost
Apr 23
typical last frost
+1.4°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

HousingCost of living grade B−

Zillow puts the typical Lake St. Croix Beach home at about $342K

For households in Lake St. Croix Beach, the share who own their home is 97%. Over the 12 months to September 2026, the typical home gained 2.6% in value.

$342KZillow home value

Typical home value

Lake St. Croix Beach$342K
Minnesota$349K
+2.6%
value change, 1 year
1
homes sold in September

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

OutdoorsB−

0.7% of Lake St. Croix Beach is conserved land

Walkers can cover 0.2 miles of trail in 1 park or preserve. One park or preserve covers 4 acres in Lake St. Croix Beach.

0.7%conserved
Lake St. Croix BeachMinnesota townsU.S. towns
Conserved land0.7%4.7%4.3%
Miles of trail per square mile0.2 miles per square mile0.50.4
0.7%
conserved · 4 of 635 acres
0.2 mi
of trails · 0.2 per sq mi
Biggest places to walkTrailsAcres
1. W. R. Pettitt Park—4

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Keep exploring

Everything we know about Lake St. Croix Beach

17pages on Lake St. Croix Beach
After high school

Colleges nearby

2 within 15 miles of the center of Lake St. Croix Beach

A commuter town

99% of working residents leave Lake St. Croix Beach for work

Where Lake St. Croix Beach’s working residents go each day. Line width shows the share.

14% → St. Paul St. Paul 14% 10% → Minneapolis Minneapolis 10% 5% → Hudson Hudson 5% 5% → Stillwater Stillwater 5% 5% → Woodbury Woodbury 5% 3% → Bloomington Bloomington 3% Lake St. Croix Beach · 1% stay
156jobs based in Lake St. Croix Beach
1%of working residents work in town
16 mimedian commute distance

Census LEHD 2023

About Lake St. Croix Beach

City in Minnesota, United States

Official town website ↗

Lake St. Croix Beach or City of Lake Saint Croix Beach is a city in Washington County, Minnesota, United States. As of the 2020 census, Lake St. Croix Beach had a population of 1,043.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
1.0 sq mi
Elevation
692 ft
Area code
651

Questions about Lake St. Croix Beach

Short answers, built from the data on this page.

Is Lake St. Croix Beach, MN expensive?

That is 3.4 years of the area's median household income ($99,833 across the Minneapolis-St. Paul-Bloomington, MN-WI metro area). Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades B−.